Equity
€461,936 ▲ 10.6%
Coppens Business Solutions has made a profit in every financial year since 2015.
Coppens Business Solutions
Lifetime
11 annual accounts with figures on one time axisGross marginpeak €144,235 (2024)
€96,370▼ 33.2%
Resultpeak €83,123 (2024)
€44,360▼ 46.6%
Equitypeak €461,936 (2025)
€461,936▲ 10.6%
Debts
€395,902▲ 8.6%
Board1 name since 2014
1 directorCOPPENS Tom
Documentsfilings and deeds
30-04-202692 days before the deadline
2025micro format
Gross margin from €144,235 to €96,370Result from €83,123 to €44,360Cash from €162,772 to €83,747
Key points
from the 2025 annual accountsTurnover
≈ €180,000 estimated
The micro format states no turnover.
Investments
€40,850 1.6 × depreciation
Green is investment, beige is depreciation.
Liquidity
3.63 was 2.83 in 2024
Short-term debts rose from €66,224 to €68,296.
Filings
11 annual accounts since 2015
The last five annual accounts were filed 92 to 170 days before the end of the period.
Position in the sector
€461,936
More equity than 95% of companies in computer programming and consultancy. Sector median €69,084 · 21,172 companies.
Checked score
93
Excellent
Financially stronger than 46% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,917 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%highest value
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025lowest value
06-2025: < 0.1%● unchanged vs 05-2025lowest value
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Size: total assets €857,838
Figures for financial year 2025 (filed on 30-04-2026)
Sector: Computer programming, consultancy and related activities (NACE 62)
Equity €461,936 (53.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 46% of them on solvency, 45% on liquidity, 34% on profitability and 57% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,811 companies had the same profile as Coppens Business Solutions has now. Each dot stands for 45 companies, two years later.
96.5%
were still trading
3.1%
stopped another way
0.3%
went bankrupt
That fits the bankruptcy probability of Coppens Business Solutions itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for Coppens Business Solutions. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.63 (2.83 in 2024), above the usual 1.5. Short-term debt is 8% and cash 9.8% of total assets. 46.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
92 days early
2024
92 days early
2023
159 days early
2022
157 days early
2021
170 days early
2020
43 days early
2019
49 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 109 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 February (5 of the last 5 accounts filed within 65 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0565964217
Change of role: COPPENS Tom, from manager to director
Director discharge: COPPENS Tom · General meeting of 29-06-2023 · Gazette deed
First establishment
Dokter Roosensstraat 41, Roosdaal
Incorporation
published on 05-11-2014 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| Coppens Business Solutions Roosdaal | €857,838 | €96,370 | 53.8% | - |
| DCube Fernelmont | €911,994 | €102,249 | 61.7% | - |
| THOMAS&GHILAIN Soignies | €786,542 | €100,337 | 59.0% | - |
| QualiChain Solutions Olen | €878,187 | €86,246 | 86.4% | 0 |
| SERHANI CONSULTING Ixelles | €765,473 | €88,594 | 52.0% | - |
| Limyè Lasne | €762,688 | €90,188 | 65.6% | - |
| AET Services Ixelles | €781,542 | €110,018 | 2.8% | - |
These companies have the same main activity as Coppens Business Solutions: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €763,000 and €912,000, founded between 2013 and 2014.
Official details
Source: KBO- Status
- Active since 24-10-2014Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Establishment unit
- 2.236.179.0081760 Roosdaal, since 27-10-2014
- Financial year end
- 31 December
- Peppol
- Reachable since 12-11-2025
Annual accounts 2025
- Total assets
- €857,838▲ 9.7%
- Filing
- Filed on 30-04-2026, 92 days before the end of the filing period
Insights on Coppens Business Solutions
Coppens Business Solutions files the micro format. That format states no turnover. The gross margin rose from €70,051 in 2015 to €96,370 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Coppens Business Solutions
- What is the company number of Coppens Business Solutions?
- The company number of Coppens Business Solutions is 0565.964.217. The VAT number is the same number with BE in front: BE 0565.964.217.
- Where is Coppens Business Solutions based?
- The registered office is at Dokter Roosensstraat 41, 1760 Roosdaal.Company details
- What does Coppens Business Solutions do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of Coppens Business Solutions?
- Coppens Business Solutions is a private limited company (BV).
- When was Coppens Business Solutions founded?
- Coppens Business Solutions was founded on 24-10-2014.
- Is Coppens Business Solutions still active?
- Yes, Coppens Business Solutions is an active enterprise in the KBO register.
- What is the turnover of Coppens Business Solutions?
- The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €96,370 and 59 comparable companies (NACE 62200). It probably lies between €160,000 and €250,000.Financials
- Is Coppens Business Solutions profitable?
- In financial year 2025, Coppens Business Solutions made a profit of €44,360.
- Where can I find the annual accounts of Coppens Business Solutions?
- Coppens Business Solutions filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Coppens Business Solutions due?
- Coppens Business Solutions must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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