COPPENS BUILDING SOLUTIONS
ActiveCOPPENS BUILDING SOLUTIONS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €156k and a net result of €110k. Equity is growing by ~42.1% per year across the filed fiscal years. Its solvency ranks better than 65% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency94▲+36
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 3.08 against 1.46 in 2024; short-term debt: 31% and cash: 32.6% of total assets), and 31% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69%
Return on assets
48.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-09-2026, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
49 d late
2024
31 d late
2023
5 d early
2022
45 d early
2021
128 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€156k▲ 47.4%
2024 · €106k
2021: €40k
2022: €51k
2023: €93k
2024: €106k
2021 → 2025
Total assets
€226k▼ 29.2%
2024 · €319k
2021: €67k
2022: €66k
2023: €264k
2024: €319k
2021 → 2025
Net result
€110k▲ 20.7%
2024 · €91k
2021: €37k
2022: €12k
2023: €41k
2024: €91k
2021 → 2025
Working capital
€145k▲ 48.3%
2024 · €98k
2021: €27k
2022: €32k
2023: €80k
2024: €98k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€51k▲ 29.9%€93k▲ 80.0%€106k▲ 14.3%€156k▲ 47.4%
Operating result€48k-€19k▼ 60.0%€54k▲ 185%€119k▲ 120%€147k▲ 23.7%
Net result€37k-€12k▼ 68.1%€41k▲ 248%€91k▲ 122%€110k▲ 20.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 24% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €226k
Fixed assets
€10k▲ 35.9%
Current assets
€216k▼ 30.8%
Equity and liabilities €226k
Equity
€156k▲ 47.4%
Debt
€70k▼ 67.1%
The debt ratio falls from 66.8% to 31.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€150k▲
2024 · €121k
Cash flow
€113k▲
2024 · €94k
Solvency
69.0%▲
2024 · 33.2%
Current ratio
3.08▲
2024 · 1.46
Quick ratio
3.08▲
2024 · 0.49
Debt / equity
0.45▼
2024 · 2.01
ROE
70.6%▼
2024 · 86.2%
ROA
48.7%▲
2024 · 28.6%
Interest coverage
662.36▲
2024 · 293.54
Debt
€70k▼
2024 · €213k
Debt ≤ 1 year
€70k▼
2024 · €213k
Income taxes
€37k▲
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€319k€226k▼
Fixed assets21/28€8k€10k▲
Tangible fixed assets22/27€8k€10k▲
Furniture and vehicles24€8k€10k▲
Current assets29/58€311k€216k▼
Stocks and contracts in progress3€207k-
Stocks30/36€207k-
Amounts receivable within one year40/41€85k€142k▲
Trade receivables40€85k€133k▲
Other amounts receivable41-€9k
Cash at bank and in hand54/58€19k€74k▲
Equity and liabilities
Total equity and liabilities10/49€319k€226k▼
Equity10/15€106k€156k▲
Contributions10/11€3k€3k=
Reserves13€103k€153k▲
Distributable reserves133€103k€153k▲
Amounts payable17/49€213k€70k▼
Amounts payable within one year42/48€213k€70k▼
Trade debts44€10k-
Suppliers440/4€10k-
Taxes, remuneration and social security45€50k€65k▲
Taxes450/3€50k€65k▲
Other amounts payable47/48€154k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€7k€2k▼
Gross operating margin9900€128k€152k▲
Operating profit (loss)9901€119k€147k▲
Financial income75/76B€1k€5▼
Recurring financial income75€1k€5▼
Financial charges65/66B€414€227▼
Recurring financial charges65€414€227▼
Profit (loss) for the period before taxes9903€120k€147k▲
Income taxes67/77€29k€37k▲
Profit (loss) for the period9904€91k€110k▲
Profit (loss) for the period to be appropriated9905€91k€110k▲
Appropriation of the result
Profit (loss) to be appropriated9906€91k€110k▲
Transfer to equity691/2€13k€50k▲
To other reserves6921€13k€50k▲
Profit to be distributed694/7€78k€60k▼
Return on contributions (dividend)694€78k€60k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 49 days late
2025
31-12
Financial
Highest result since 2021net €110k ▲20.7%
Operating result €147k, net result €110k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.08
Current ratio from 1.46 to 3.08; short-term debt falls from €213k to €70k.
31-12
Financial
Equity above €150kEq €156k ▲47.4%
5 profitable years in a row build equity to €156k.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Equity above €100kEq €106k ▲14.3%
4 profitable years in a row build equity to €106k.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €12k ▼68.1%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
25-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liedekerke · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Velodroomstraat 2071770 LiedekerkeGround area
657 m²
Building footprint
125 m²
Volume, LiDAR
606 m³
Parcel 23762C0136/00W000, Flanders · tallest building 9.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Coppens Building solutions
since 20212.312.447.039
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23762C0136/00W000 | Flanders | 657 m² | 1 · 125 m² | 9.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 5,317 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-01-2021
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:dieter.coppens@outlook.be