Coppens
ActiveSummary
Coppens has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €792k and a net result of €-23k. Equity is growing by ~28.6% per year across the filed fiscal years. Its solvency ranks better than 84% of 9234 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability16▼-58
Solvency100=
Growth46▼-17
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
short-term debt: 0.1% and cash: 73.8% of total assets, and 21.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.9%
Return on assets
-2.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
1 d early
2024
29 d late
2023
31 d late
2022
45 d late
2021
29 d late
2020
7 d early
2019
25 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€15k=
2020 · €15k
EBIT margin
-7.6%▼ 16.0pp
2020 · 8.4%
Net result
€-23k
2024 · €40k
Working capital
€853k▼ 1.6%
2024 · €867k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€15k=
Operating result€-1k€407k€397k▼ 2.5%€36k▼ 91.0%€-25k
Net result€-1k€303k€287k▼ 5.2%€40k▼ 86.2%€-23k
EBIT margin-7.6%▼ 16.0pp
Equity€186k▼ 0.6%€489k▲ 163%€776k▲ 58.7%€814k▲ 4.9%€792k▼ 2.8%
Total assets€186k▼ 1.7%€668k▲ 259%€1.05M▲ 57.0%€1.03M▼ 2.1%€1.00M▼ 2.2%
Debt€40▼ 98.0%€16k▲ 40,112%€40▼ 99.8%€1k▲ 2,568%€3k▲ 189%
Working capital€89k▼ 1.0%€538k▲ 505%€882k▲ 63.9%€867k▼ 1.7%€853k▼ 1.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €25k after €36k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.00M
Fixed assets
€150k ▼ 5.7%
Current assets
€854k ▼ 1.6%
Equity and liabilities €1.00M
Equity
€792k ▼ 2.8%
Provisions
€209k ▼ 1.1%
Debt
€3k ▲ 189%
Debt's share of the balance-sheet total rises from 0.1% to 0.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-16k▼
2024 · €45k
Cash flow
€-14k▼
2024 · €49k
Debt to equity
0.00▲
2024 · 0.00
ROE
-2.8%▼
2024 · 4.9%
ROA
-2.2%▼
2024 · 3.9%
Interest coverage
-79.57▼
2024 · 183.96
Debt ≤ 1 year
€895▼
2024 · €1k
A ratio outside any meaningful range has been withheld (balance sheet total €1.00M, equity €792k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €15k | - | - | - | - | - |
| Non-recurring operating income76A | - | €497k | €2k | €67k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €324 | €841 | €8k | €9k | €9k | = |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | €59k | - | - | - | - |
| Other operating charges640/8 | €5k | €5k | €493 | €1k | €1k | ▲ 1.8% |
| Gross operating margin9900 | €4k | €472k | €406k | €46k | €-14k | ▼ 131% |
| Operating profit (loss)9901 | €-1k | €407k | €397k | €36k | €-25k | ▼ 169% |
| Financial charges65/66B | €86 | €82 | €172 | €244 | €196 | ▼ 19.6% |
| Recurring financial charges65 | €86 | €82 | €172 | €244 | €196 | ▼ 19.6% |
| Profit (loss) for the period before taxes9903 | €-1k | €407k | €397k | €36k | €-25k | ▼ 170% |
| Transfer from deferred taxes780 | - | €210 | €2k | €4k | €2k | ▼ 44.2% |
| Transfer to deferred taxes680 | - | €104k | €112k | - | - | - |
| Income taxes67/77 | - | €74 | - | - | - | - |
| Profit (loss) for the period9904 | €-1k | €303k | €287k | €40k | €-23k | ▼ 157% |
| Transfer from tax-exempt reserves789 | - | €631 | €6k | €12k | €7k | ▼ 44.2% |
| Transfer to tax-exempt reserves689 | - | €312k | €335k | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €-1k | €-8k | €-42k | €52k | €-16k | ▼ 131% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €186k | €668k | €1.05M | €1.03M | €1.00M | ▼ 2.2% |
| Fixed assets21/28 | €97k | €114k | €167k | €159k | €150k | ▼ 5.7% |
| Tangible fixed assets22/27 | €97k | €114k | €166k | €157k | €148k | ▼ 5.7% |
| Land and buildings22 | €97k | €97k | €97k | €97k | €97k | = |
| Plant, machinery and equipment23 | - | €6k | €60k | €54k | €47k | ▼ 12.2% |
| Furniture and vehicles24 | - | €11k | €9k | €6k | €4k | ▼ 37.5% |
| Financial fixed assets28 | - | - | €1k | €1k | €1k | = |
| Current assets29/58 | €89k | €554k | €882k | €868k | €854k | ▼ 1.6% |
| Amounts receivable within one year40/41 | €89k | €77k | €85k | €102k | €111k | ▲ 8.3% |
| Trade receivables40 | €86k | €65k | €81k | €97k | €105k | ▲ 8.8% |
| Other amounts receivable41 | €3k | €12k | €4k | €6k | €6k | ▼ 0.4% |
| Cash at bank and in hand54/58 | €69 | €475k | €792k | €763k | €741k | ▼ 2.9% |
| Deferred charges and accrued income490/1 | - | €3k | €5k | €3k | €3k | ▲ 1.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €186k | €668k | €1.05M | €1.03M | €1.00M | ▼ 2.2% |
| Equity10/15 | €186k | €489k | €776k | €814k | €792k | ▼ 2.8% |
| Contributions10/11 | €62k | €62k | €62k | €62k | €62k | = |
| Capital10 | €62k | - | - | - | - | - |
| Issued capital100 | €62k | - | - | - | - | - |
| Outside capital11 | - | €62k | €62k | €62k | €62k | = |
| Other1109/19 | - | €62k | €62k | €62k | €62k | = |
| Reserves13 | €119k | €430k | €759k | €701k | €730k | ▲ 4.2% |
| Non-distributable reserves130/1 | €6k | €6k | €6k | €6k | €6k | = |
| Legal reserve130 | €6k | €6k | €6k | €6k | €6k | = |
| Tax-exempt reserves132 | - | €311k | €640k | €634k | €627k | ▼ 1.1% |
| Distributable reserves133 | €112k | €112k | €112k | €60k | €96k | ▲ 59.4% |
| Profit (loss) carried forward14 | €5k | €-3k | €-44k | €52k | - | - |
| Provisions and deferred taxes16 | - | €163k | €272k | €211k | €209k | ▼ 1.1% |
| Provisions for liabilities and charges160/5 | - | €59k | €59k | - | - | - |
| Other liabilities and charges164/5 | - | €59k | €59k | - | - | - |
| Deferred taxes168 | - | €104k | €213k | €211k | €209k | ▼ 1.1% |
| Amounts payable17/49 | €40 | €16k | €40 | €1k | €3k | ▲ 189% |
| Amounts payable within one year42/48 | €40 | €16k | €40 | €1k | €895 | ▼ 17.0% |
| Current portion of amounts payable after more than one year42 | - | €40 | €40 | €40 | €40 | = |
| Financial debts43 | €40 | - | - | - | - | - |
| Credit institutions430/8 | €40 | - | - | - | - | - |
| Trade debts44 | - | €16k | - | €1k | €855 | ▼ 17.7% |
| Suppliers440/4 | - | €16k | - | €1k | €855 | ▼ 17.7% |
| Accrued charges and deferred income492/3 | - | - | - | - | €2k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-1k | €303k | €287k | €40k | €-23k | ▼ 157% |
| + Depreciation and write-downs630 | €324 | €841 | €8k | €9k | €9k | = |
| Operating cash flow (approximation) | €-867 | €304k | €295k | €49k | €-14k | ▼ 128% |
| Investment in fixed assets (approximation) | - | €-18k | €-61k | €-399 | €0 | ▲ 100% |
| Change in cash | - | €475k | €317k | €-28k | €-22k | ▲ 21.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series.
05-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Liquidity times 640current ratio 21805.05
Current ratio from 34.08 to 21805.05; short-term debt falls from €16k to €40.
31-12
Financial
Equity above €500kEq €776k ▲58.7%
2 profitable years in a row build equity to €776k.
14-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 45 days late
2022
31-12
Financial
Back to profitnet €303k
Net result €303k after one loss-making year.
31-12
Financial
Equity above €200kEq €489k ▲163%
Equity rises from €186k to €489k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Liquidity times 49current ratio 2199.37
Current ratio from 45.00 to 2199.37; short-term debt falls from €2k to €40.
Show earlier events
24-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity quadruplescurrent ratio 45.00
Current ratio from 12.83 to 45.00; short-term debt falls from €7k to €2k.
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 12.83
Current ratio from 6.25 to 12.83; short-term debt falls from €16k to €7k.
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hemiksem · 1 establishment unit since 1983
Ground area
223 m²
Building footprint
161 m²
Volume, LiDAR
1,340 m³
Parcel 11018B0149/00G008, Flanders · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
COPPENS
since 19832.102.413.236
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11018B0149/00G008 | Flanders | 223 m² | 1 · 161 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,143 companies in sector 68201 we hold annual accounts for 6,769. 4,943 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded09-12-1983
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.