COPLANCO
ActiveSummary
COPLANCO has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€14,519) and a net result of -€18,519. The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 21-06-2024 Normal situation
- Activity
- “Het kopen,verkopen,huren,verhuren en verhandelen van gronden,terreinen en gebouwen,van welke aard dan ook” (deed in Dutch)From the articles, 3 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.361.007.318 2920 Kalmthout, since 21-06-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 27-11-2024
Board and ownership
- COCHEZ Maarten René ClaudineDirector · since 21-06-2024
- PLAS Yannick Ronald HildaDirector · since 21-06-2024
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.7%
- Gross margin
- €12,794
- Turnover
- ≈ €98,000
- estimated
- Loss
- €18,519
- Equity
- -€14,519
- Total assets
- €365,833
- Negative equity on 31-12-2025
Score breakdownraises riskCapped at 59: negative equityLiquidity: current ratio 0.01, cash €1,553Founded in 2024lowers riskSize: total assets €365,833No main activity registeredShow the evidence
Checked score
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 14% of them on solvency, 19% on liquidity and 17% on profitability.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Searched, nothing found (1)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 20-07-2026 at the NBB
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Securities and guarantees
| Item | 2025 |
|---|---|
| Mortgages, amount registered | €50,000 |
| Mortgage mandates | €215,000 |
| Carrying value of the mortgaged assets | €364,255 |
Source: notes to the 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
| Item | 2025 |
|---|---|
| Tangible fixed assets | €381,819 |
| Depreciation and write-downs of the year | €17,564 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17,564 |
| Other operating charges640/8 | €1,516 |
| Gross operating margin9900 | €12,794 |
| Operating profit (loss)9901 | -€6,285 |
| Financial income75/76B | €133 |
| Recurring financial income75 | €133 |
| Financial charges65/66B | €12,367 |
| Recurring financial charges65 | €12,367 |
| Profit (loss) for the period before taxes9903 | -€18,519 |
| Profit (loss) for the period9904 | -€18,519 |
| Profit (loss) for the period to be appropriated9905 | -€18,519 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €365,833 | |
| Fixed assets21/28 | €364,255 | |
| Tangible fixed assets22/27 | €364,255 | |
| Land and buildings22 | €364,255 | |
| Current assets29/58 | €1,578 | |
| Amounts receivable within one year40/41 | €25 | |
| Trade receivables40 | €25 | |
| Cash at bank and in hand54/58 | €1,553 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €365,833 | |
| Equity10/15 | -€14,519 | |
| Contributions10/11 | €4,000 | |
| Profit (loss) carried forward14 | -€18,519 | |
| Amounts payable17/49 | €380,351 | |
| Amounts payable after more than one year17 | €245,953 | |
| Financial debts170/4 | €245,953 | |
| Amounts payable within one year42/48 | €134,398 | |
| Current portion of amounts payable after more than one year42 | €9,768 | |
| Other amounts payable47/48 | €124,631 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€18,519 |
| + Depreciation and write-downs630 | €17,564 |
| Operating cash flow (approximation) | -€955 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 1,555 companies had the same profile as COPLANCO has now. Two years later, 91.6% were still going and 4.6% had gone bankrupt.
- Micro
- 2 to 5 years old
- negative equity
- a small loss
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of COPLANCO itself is lower: 0.7% within 12 months. It rests on far more data about COPLANCO than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,555 companies, not a prediction for COPLANCO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 20-07-2026 | 2026-00309741 |
Board & ownership
Directors
Owners and capital
Shareholders
- COCHEZ Carla-Reina Koen Hilda founder
- ANKEN Yana founder
- PLAS Yannick Ronald Hilda founder
- COCHEZ Maarten René Claudine founder
Capital transactions
- 25-06-2024 Incorporation · €4,000 · 100 shares
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| COCHEZ Maarten René Claudine |
|
| PLAS Yannick Ronald Hilda |
|
Articles of association
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
- No statutory auditor
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Algemene vergadering bepaalt wijze van vereffening, wettelijke bepalingen”
Articles of association, deed of 25-06-2024 (in Dutch)
Network & group
COPLANCO shares no director with another company.
Connections & network
2 current directorsThe network starts from the directors of COPLANCO. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
25-06
Gazette deed
IncorporationStarting capital €4,000 · Appointments: PLAS Yannick Ronald Hilda (gewone niet statutaire bestuurder) and COCHEZ Maarten René Claudine (gewone niet statutaire bestuurder) · Founder · Power of attorney13 points ▸
- Incorporation, 20-06-2024
- Founder, COCHEZ Carla-Reina Koen Hilda
- Founder, ANKEN Yana
- Power of attorney, DE COCK Katty
- Capital
- Other provision, “statutair onbeschikbaar eigen vermogen” (deed in Dutch)
- Founding capital, €4,000
- Founder, PLAS Yannick Ronald Hilda
- Founder, COCHEZ Maarten René Claudine
- Other provision, “beperken tot inschrijving op aandelen tegen inbreng in geld, gewone inschrijvers” (deed in Dutch)
- Registered office clause, “2920 Kalmthout,Frans Raatsstraat 72 B000” (deed in Dutch)
- Director appointment, PLAS Yannick Ronald Hilda (gewone niet statutaire bestuurder)
- The act holds 1 more point.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
3 activities
- Het kopen,verkopen,huren,verhuren en verhandelen van gronden,terreinen en gebouwen,van welke aard dan ook
- Het nemen van participaties in andere ondernemingen met hetzelfde voorwerp
- Het meer algemeen het voor eigen rekening aankopen,verkopen,opschikken,uitrusten,valoriseren,bouwen,verhuren,onderverhuren of in huur nemen van onroerende goederen,al dan niet gemeubeld