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COPICHE

Active
Private limited companyfounded 20233 yrs activeRue des Fagotis, ZI, Nov. 7, 5380 Fernelmont, BelgiumKBO/BCE: BE 0801.894.050
Summary

COPICHE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The latest annual accounts of COPICHE were filed more than 90 days after the deadline. The 2024 annual accounts show negative equity (-€66,880) and a net result of -€136,880. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: Filed more than 90 days late
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Signals

1 signal. The signal on the left, the evidence on the right.
+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-12-2025, 144 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filing
Deviation from the deadline
2024
144 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 144 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

COPICHE was incorporated on 17 May 2023 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, unclassified schema

Equity
-€66,880
Net result
-€136,880
Total assets
€245,050
Solvency
-27.3%
Balance-sheet composition
Assets €243,734
Fixed assets €120,225
Current assets €123,509
Key figures and ratios
2024 value
ROA
-55.9%
Debt
€311,930
Debt ≤ 1 year
€147,096
Debt > 1 year
€164,834
Income taxes
€2,250
Staff costs
€118,180
Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 50 lines
Balance sheet Code2024
Assets
Total assets20/58€245,050
Formation expenses20€1,316
Fixed assets21/28€120,225
Intangible fixed assets21€112,655
Tangible fixed assets22/27€5,545
Furniture and vehicles24€5,545
Financial fixed assets28€2,025
Affiliated companies280/1€2,025
Participating interests280€2,025
Current assets29/58€123,509
Amounts receivable within one year40/41€71,144
Trade receivables40€70,896
Other amounts receivable41€248
Cash at bank and in hand54/58€52,365
Equity and liabilities
Total equity and liabilities10/49€245,050
Equity10/15-€66,880
Contributions10/11€70,000
Profit (loss) carried forward14-€136,880
Amounts payable17/49€311,930
Amounts payable after more than one year17€164,834
Other amounts payable178/9€164,834
Amounts payable within one year42/48€147,096
Trade debts44€143,523
Suppliers440/4€143,523
Taxes, remuneration and social security45€3,572
Taxes450/3€3,572
Income statement Code2024
Operating income70/76A€515,215
Turnover70€512,071
Other operating income74€2,751
Non-recurring operating income76A€393
Operating charges60/66A€637,603
Services and other goods61€488,080
Remuneration, social security and pensions62€118,180
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28,575
Other operating charges640/8€103
Non-recurring operating charges66A€2,665
Operating profit (loss)9901-€122,388
Financial income75/76B€0
Recurring financial income75€0
Other financial income752/9€0
Financial charges65/66B€12,242
Recurring financial charges65€12,242
Debt charges650€12,242
Profit (loss) for the period before taxes9903-€134,630
Income taxes67/77€2,250
Taxes670/3€2,250
Profit (loss) for the period9904-€136,880
Profit (loss) for the period to be appropriated9905-€136,880
Appropriation of the result
Profit (loss) to be appropriated9906-€136,880
Social balance
Average headcount (FTE)90871.0

The notes to these accounts (35 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Operating income70/76A€515,215
Turnover70€512,071
Other operating income74€2,751
Non-recurring operating income76A€393
Operating charges60/66A€637,603
Services and other goods61€488,080
Remuneration, social security and pensions62€118,180
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28,575
Other operating charges640/8€103
Non-recurring operating charges66A€2,665
Operating profit (loss)9901-€122,388
Financial income75/76B€0
Recurring financial income75€0
Other financial income752/9€0
Financial charges65/66B€12,242
Recurring financial charges65€12,242
Debt charges650€12,242
Profit (loss) for the period before taxes9903-€134,630
Income taxes67/77€2,250
Taxes670/3€2,250
Profit (loss) for the period9904-€136,880
Profit (loss) for the period to be appropriated9905-€136,880
Line2024
Assets
Total assets20/58€245,050
Formation expenses20€1,316
Fixed assets21/28€120,225
Intangible fixed assets21€112,655
Tangible fixed assets22/27€5,545
Furniture and vehicles24€5,545
Financial fixed assets28€2,025
Affiliated companies280/1€2,025
Participating interests280€2,025
Current assets29/58€123,509
Amounts receivable within one year40/41€71,144
Trade receivables40€70,896
Other amounts receivable41€248
Cash at bank and in hand54/58€52,365
Equity and liabilities
Total equity and liabilities10/49€245,050
Equity10/15-€66,880
Contributions10/11€70,000
Profit (loss) carried forward14-€136,880
Amounts payable17/49€311,930
Amounts payable after more than one year17€164,834
Other amounts payable178/9€164,834
Amounts payable within one year42/48€147,096
Trade debts44€143,523
Suppliers440/4€143,523
Taxes, remuneration and social security45€3,572
Taxes450/3€3,572
Line2024
Profit (loss) for the period9904-€136,880
+ Depreciation and write-downs630€28,575
Operating cash flow (approximation)-€108,305

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
22-12
NBB filing Annual accounts filed
fiscal year 2024 · unclassified schema · 144 days late
NBB filing
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fernelmont · 1 establishment unit since 2023
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue des Fagotis, ZI, Nov. 75380 Fernelmont
1 establishment unit
Rue des Fagotis, ZI, Nov. 7, 5380 Fernelmont
Activities of head offices
since 20232.345.849.582

Structure & network

Owners and holdings

1 owner

Chain of control

  1. I.T.M. BELGIUM 99.96%
  2. COPICHE

Highest known parent: I.T.M. BELGIUM. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 2,440 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded17-05-2023
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70100Activities of head offices
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0801894050
Registered 09-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.