Cophysio
ActiveSummary
The computed 12-month bankruptcy probability of Cophysio is 4.2% (elevated). The 2025 annual accounts show equity of €59,978 and a net result of €33,184. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Financials · fiscal year 2025, micro schema
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 4.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,366 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €130 | - |
| Other operating charges640/8 | - | €100 | - |
| Gross operating margin9900 | €36,669 | €45,088 | ▲ 23.0% |
| Operating profit (loss)9901 | €36,669 | €44,857 | ▲ 22.3% |
| Financial income75/76B | €11 | €14 | ▲ 27.5% |
| Recurring financial income75 | €11 | €14 | ▲ 27.5% |
| Financial charges65/66B | €881 | €2,429 | ▲ 176% |
| Recurring financial charges65 | €881 | €2,429 | ▲ 176% |
| Profit (loss) for the period before taxes9903 | €35,799 | €42,443 | ▲ 18.6% |
| Income taxes67/77 | €7,813 | €9,258 | ▲ 18.5% |
| Profit (loss) for the period9904 | €27,986 | €33,184 | ▲ 18.6% |
| Profit (loss) for the period to be appropriated9905 | €27,986 | €33,184 | ▲ 18.6% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €33,135 | €67,734 | ▲ 104% |
| Fixed assets21/28 | - | €1,169 | - |
| Tangible fixed assets22/27 | - | €1,169 | - |
| Furniture and vehicles24 | - | €1,169 | - |
| Current assets29/58 | €33,135 | €66,565 | ▲ 101% |
| Amounts receivable within one year40/41 | €365 | €156 | ▼ 57.3% |
| Other amounts receivable41 | €365 | €156 | ▼ 57.3% |
| Cash at bank and in hand54/58 | €20,469 | €45,127 | ▲ 120% |
| Deferred charges and accrued income490/1 | €12,300 | €21,282 | ▲ 73.0% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €33,135 | €67,734 | ▲ 104% |
| Equity10/15 | €27,627 | €59,978 | ▲ 117% |
| Contributions10/11 | €500 | €500 | = |
| Profit (loss) carried forward14 | €27,127 | €59,478 | ▲ 119% |
| Amounts payable17/49 | €5,507 | €7,755 | ▲ 40.8% |
| Amounts payable within one year42/48 | €5,507 | €7,755 | ▲ 40.8% |
| Trade debts44 | - | €995 | - |
| Suppliers440/4 | - | €995 | - |
| Taxes, remuneration and social security45 | €4,648 | €5,927 | ▲ 27.5% |
| Taxes450/3 | €4,648 | €5,927 | ▲ 27.5% |
| Other amounts payable47/48 | €859 | €833 | ▼ 3.0% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €27,986 | €33,184 | ▲ 18.6% |
| + Depreciation and write-downs630 | - | €130 | - |
| Operating cash flow (approximation) | €27,986 | €33,315 | ▲ 19.0% |
| Change in cash | - | €24,658 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.