Turnover
≈ €140,000 estimated
The micro format states no turnover.
COPEBRU
Overview
Lifetime
1 annual account with figurespeak €18,223 (2025)
€18,223
peak €739 (2025)
€739
peak €1.3m (2025)
€1.3m
€8,200
Board6 names since 2025
4 directorsPeeters Nikki and 3 others
Documentsfilings and deeds
24-06-202637 days before the deadline
2025micro format
Incorporation 03-091 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsBoard
1 left
A director left. Latest change 25-09-2026 · 1 in office.
Checked score
67
Healthy
Financially stronger than 44% of micro companies without a NACE code
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Financial strengthAverage
Score breakdown
raises risk
Liquidity: cash €3,381
1 change of registered office in 24 months
Founded in 2025
lowers risk
Size: total assets €1.3m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 4% on liquidity and 47% on profitability.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 23,016 companies had the same profile as COPEBRU has now. Each dot stands for 58 companies, two years later.
96.1%
were still trading
3.5%
stopped another way
0.3%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of COPEBRU itself is higher: 0.9% within 12 months. It rests on far more data about COPEBRU than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 23,016 companies, not a prediction for COPEBRU. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €80,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Cash is 0.3% of total assets. 0.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
37 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
PN
Peeters Nikki
Director, since 01-09-2025
- PEETERS Marc Corneel Joannes founderdeed of 03-09-2025
- BOUWEN Annie Alice Henriette founderdeed of 03-09-2025
- PEETERS Kristel Céline Rina founderdeed of 03-09-2025
Recent changes
Registered office moved from Bruges to Sint-Kruis-Brugge
New registered office: Vogelzang 7, 8310 Sint-Kruis-Brugge · Previous registered office: Riddersstraat 1, 8000 Brugge · Resignations: Kristel Peeters, Marc Peeters and Annie Bouwen · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1027071929
Incorporation
Demerger: COMAPE BV splits off to COPEBRU · Founders: PEETERS Marc Corneel Joannes, BOUWEN Annie Alice Henriette, PEETERS Kristel Céline Rina and 1 other · Appointments: Finvision Bedrijfsrevisoren BV (statutory auditor), PEETERS Marc Corneel Joannes, BOUWEN Annie Alice Henriette, PEETERS Kristel Céline Rina and PEETERS Niki Rina Etienne · published on 03-09-2025 · Gazette deed
First establishment
Riddersstraat 1, Bruges
Official details
Source: KBO- Status
- Active since 01-09-2025Normal situation
- Activity
- “Het verlenen van advies, bijstand, en leiding aan bedrijven, privépersonen en instellingen, voornamelijk doch…” (deed in Dutch)From the articles, 10 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.377.624.7058000 Bruges, since 01-09-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 07-05-2026
Annual accounts 2025
- €18,223
- €739
- €1.3m
- €1.3m
- Filing
- Filed on 24-06-2026, 37 days before the end of the filing period
Insights on COPEBRU
COPEBRU has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.3m and a net result of €739.
The computed 12-month bankruptcy probability is 0.9% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 24-06-2026, 37 days before the deadline€18,223
€744
€739
-
99.4%
-
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €140,000. Estimated: probably between €64,000 and €330,000.
Balance sheet
balance sheet total €1.3m on 31-12-2025What the company ownsHow it is paid for
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
1.3m | |
21/28 |
1.2m | |
22/27 |
1.2m | |
22 |
1.2m | |
29/58 |
21,488 | |
40/41 |
18,107 | |
40 |
1,992 | |
41 |
16,115 | |
54/58 |
3,381 | |
| Balance sheet: equity and liabilities | ||
10/49 |
1.3m | |
10/15 |
1.3m | |
10/11 |
74,630 | |
13 |
1.2m | |
132 |
558,044 | |
133 |
627,196 | |
17/49 |
8,200 | |
492/3 |
8,200 | |
| Income statement | ||
9900 |
18,223 | |
630 |
12,549 | |
640/8 |
4,929 | |
9901 |
744 | |
75/76B |
6 | |
75 |
6 | |
65/66B |
11 | |
65 |
11 | |
9903 |
739 | |
9904 |
739 | |
789 |
20,993 | |
9905 |
21,732 | |
| Appropriation of the result | ||
9906 |
21,732 | |
691/2 |
21,732 | |
6921 |
21,732 | |
| Document | ||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 24-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 24-06-2026 | 2026-00193888 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 13,294 | ||
| 13,288 | ||
| 99.4% | ||
| 0.01 | ||
| 0.1% | ||
| 0.1% | ||
| over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on COPEBRU
Debt's share of the balance-sheet total is 0.6%.
Board & ownership
Board
1 director, 1 auditor, no change since 2027- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Vertegenwoordigingsbevoegdheid De vennootschap wordt, ten aanzien van derden, in en buiten rechte, in alle rechtshandelingen en akten, met…”deed of 03-09-2025
Mandates through the years
6 names, the dashed line is todayPeeters Nikki
Director
Director
BV Finvision Bedrijfsrevisoren
Statutory auditor
Statutory auditor
BOUWEN Annie Alice Henriette
Director
Director
PEETERS Marc Corneel Joannes
Director
Director
PEETERS Kristel Céline Rina
Director
Director
PEETERS Niki Rina Etienne
Director
Director
BoardEarlierend not dated
Mandates as a list
- Peeters Nikki
- Director, from 01-09-2025 to date
- BV Finvision Bedrijfsrevisoren
- Statutory auditor, appointed by deed of 03-09-2025, still in office
- BOUWEN Annie Alice Henriette
- Director, from 01-09-2025 to 01-01-2027
- PEETERS Marc Corneel Joannes
- Director, from 01-09-2025 to 01-01-2027
- PEETERS Kristel Céline Rina
- Director, from 01-09-2025 to 25-09-2026
- PEETERS Niki Rina Etienne
- Director, appointed by deed of 03-09-2025, no longer listed in the 2025 annual accounts
Control
Founders
and 2 others
This company
COPEBRU
Equity €1.3m
Profit €739 in 2025
Capital
- Contribution
- €74,630.15
- Shares
- 2,229
- Contribution per share
- €33.48
- Equity per share
- €565 in 2025
- Source
- 2025 annual accounts
Articles of association
deed of 03-09-2025 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Daily managementDay-to-day management handles the everyday running of the business without the full board.
- The board decides whether the delegates act alone or jointly
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Board powersThe board may in principle decide everything not reserved to the general meeting.
- “Handelingsbevoegdheid, statuten kunnen de bevoegdheden van elke bestuurder beperken; niet tegenwerpelijk aan derden, ook al is ze openbaar…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 19:00
Shareholders
At incorporation
deed of 03-09-2025 ↗
- PEETERS Marc Corneel Joannes founder
- BOUWEN Annie Alice Henriette founder
- PEETERS Kristel Céline Rina founder
- PEETERS Niki Rina Etienne founder
- COMAPE BV 2,229 shares · €1,259,130.88 in kind
Network & group
No group
COPEBRU has no parent and no holdings in its annual accounts. Peeters Nikki is the only director. COPEBRU shares no director with another company.
At the same address
Riddersstraat 1, 8000 Bruges · 2 other companiesTimeline
Timeline
5 events since 2025Board
Capital
Filings
Establishments
Address
20252026
2026
Registered office moved from Bruges to Sint-Kruis-BruggeNew registered office: Vogelzang 7, 8310 Sint-Kruis-Brugge · Previous registered office: Riddersstraat 1, 8000 Brugge · Resignations: Kristel Peeters, Marc Peeters and Annie Bouwen12 points ▸
- Board composition, Niki Peeters (director), mentioned twice in the deed
- Power of attorney, Nathalie Labeeuw
- Power of attorney, Ellen Quintelier
- Power of attorney, Charlotte Vingerhoets
- Power of attorney, Jolien van Gilse
- Registered-office move, Vogelzang 7, 8310 Sint-Kruis-Brugge
- A shareholder holds all the shares
- Director resignation, Kristel Peeters
- Director resignation, Marc Peeters
- Director resignation, Annie Bouwen
- Board composition, Marc Peeters (director)
- Board composition, Annie Bouwen (director)
Annual accounts 2025 filed NBBmicro format · 37 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:1027071929
2025
IncorporationDemerger: COMAPE BV splits off to COPEBRU · Founders: PEETERS Marc Corneel Joannes, BOUWEN Annie Alice Henriette, PEETERS Kristel Céline Rina and 1 other · Appointments: Finvision Bedrijfsrevisoren BV (statutory auditor), PEETERS Marc Corneel Joannes, BOUWEN Annie Alice Henriette, PEETERS Kristel Céline Rina and PEETERS Niki Rina Etienne · published on 03-09-202514 points ▸
- Founder, PEETERS Marc Corneel Joannes
- Founder, BOUWEN Annie Alice Henriette
- Founder, PEETERS Kristel Céline Rina
- Founder, PEETERS Niki Rina Etienne
- Capital contribution, €1,259,130.88
- Auditor report, 13-08-2025
- Auditor appointment, Finvision Bedrijfsrevisoren BV
- 2,229 shares
- Registered office clause, Riddersstraat 1, 8000 Brugge
- Board rule, 4
- Director appointment, PEETERS Marc Corneel Joannes
- Director appointment, BOUWEN Annie Alice Henriette
- Director appointment, PEETERS Kristel Céline Rina
- Director appointment, PEETERS Niki Rina Etienne
- The deed holds 6 more points.
First establishment Riddersstraat 1, Bruges
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1027.071.929
- VAT number
- BE 1027.071.929
- Peppol ID
- 0208:1027071929
- Other Peppol ID
- 9925:BE1027071929
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 01-09-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 19:00deed of 03-09-2025 (in Dutch)
- Meeting noticeShareholders are called at least fifteen days in advance. The articles set how.
- “Verzaken zich te beroepen op ontbreken of onregelmatigheid van oproeping mogelijk voor of na algemene vergadering, personen die tot…”deed of 03-09-2025 (in Dutch)
- Voting ruleThe articles set which majority the meeting decides by, for example a simple or a special majority.
- “Meerderheid van stemmen ongeacht aanwezige of vertegenwoordigde aandelen, stemrecht uitgeoefend door vruchtgebruiker”deed of 03-09-2025 (in Dutch)
- Peppol
- Reachable since 07-05-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- COPEBRU in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 03-09-2025 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 03-09-2025 (in Dutch)
Activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het verlenen van advies, bijstand, en leiding aan bedrijven, privépersonen en instellingen, voornamelijk doch niet uitsluitend op het vlak…”deed of 03-09-2025 (in Dutch)
10 activities
- Het verlenen van advies, bijstand, en leiding aan bedrijven, privépersonen en instellingen, voornamelijk doch niet uitsluitend op het vlak van management, marketing, productie en ontwikkeling, processing en het besturen van vennootschappen, dit alles in de meest ruime betekenis.
- Het beleggen, het intekenen op, vast overnemen, plaatsen, kopen, verkopen en verhandelen van aandelen, deelbewijzen, obligaties, warrants, certificaten, schuldvorderingen, gelden en andere roerende waarden, uitgegeven door Belgische of buitenlandse ondernemingen al dan niet onder de vorm van handelsvennootschappen, administratiekantoren, instellingen en verenigingen al dan niet met een (semi)-publiekrechtelijk statuut;
- Het beheren van beleggingen en van participaties in dochtervennootschappen, het waarnemen van bestuurdersfuncties, het verlenen van advies, management en andere diensten aan of in overeenstemming met de activiteiten die de vennootschap zelf voert. Deze diensten kunnen worden geleverd krachtens contractuele of statutaire benoemingen en in de hoedanigheid van externe raadgever of orgaan van de cliënt.
- Het verstrekken van leningen en voorschotten onder eender welke vorm of duur, aan alle verbonden ondernemingen of ondernemingen waarin ze een participatie bezit, alsmede het waarborgen van alle verbintenissen van zelfde ondernemingen.
- De vennootschap kan zelf of als tussenpersoon alle hulpmiddelen verschaffen, bestuurdersfuncties waarnemen of laten waarnemen en diensten verlenen die direct of indirect verband houden met de voorgaande. Deze diensten kunnen worden geleverd krachtens een contractuele of statutaire benoeming en in de hoedanigheid van externe raadgever of orgaan van de cliënt. Ter uitvoering van haar opdrachten en voor het waarnemen van bestuursmandaten kan de vennootschap zich laten vertegenwoordigen door haar bestuurder of elke andere derde vertegenwoordiger, die door de vennootschap worden afgevaardigd om op te treden in eigen naam doch voor rekening van de vennootschap.
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten, zoals de aan- en verkoop, de bouw, de verbouwing, de binnenhuisinrichting en decoratie, de huur- en verhuur, onroerende leasing, de ruil, de verkaveling en, in het algemeen, alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken, van onroerende goederen of onroerende zakelijke rechten.
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend vermogen; alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals de aanen verkoop, de huur- en verhuur, de ruil; in het bijzonder het beheer en de valorisatie van alle verhandelbare waardepapieren, aandelen, obligaties, staatsfondsen;
- Het verwerven en aanhouden van participaties, in eender welke vorm, in alle bestaande of op te richten, industriële, commerciële, financiële, landbouw- of immobiliënvennootschappen of –ondernemingen; het stimuleren, de planning en coördinatie van de ontwikkeling van de vennootschappen en ondernemingen, waarin ze een participatie aanhoudt; het deelnemen aan hun beheer, bestuur, vereffening, en toezicht alsmede het verlenen van technische, administratieve en financiële bijstand aan deze vennootschappen en ondernemingen.
- Het geven, organiseren of assisteren bij of meewerken aan seminaries, onderwijs, publicaties, studies en onderzoek en het commercialiseren, verspreiden of publiceren onder welke vorm en op welke wijze ook van publicaties, studies en onderzoeksresultaten in verband met één van voornoemde activiteiten of onderwerpen.
- Het registreren, beheren, ontwikkelen, verlenen, ter beschikkingstellen of verhandelen van merken, octrooien, brevetten, licenties, gebruiks- en exploitatierechten en knowhow in de meest uitgebreide zin met betrekking tot één of meerdere van de hiervoor opgesomde activiteiten of onderwerpen.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Riddersstraat 1 registered office 8000 Bruges 68201 Renting and operating of own or leased residential real estate, excluding social housing | 01-09-2025 | 2.377.624.705 |
Buildings and parcels at the address
- Ground area
- 810 m²
- Buildings
- 507 m²
- Volume, LiDAR
- 5,486 m³
- Tallest building
- 16.5 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 31005A0715/00S000 | 810 m² | 1 · 507 m² | 16.5 m · 4 |
1 of these parcels carries protected heritage. Expect extra rules on renovation or sale.