Losses
-€170,562 in three years
Every financial year from 2023 to 2025 closed with a loss. 2024 was the heaviest.
COPARFIM
Lifetime
20 annual accounts with figures on one time axis, 32 filings since 1994peak €766,858 (2022)
€284,351▲ 128%
lowest -€104,488 (2024)
-€26,811▲ €77,677
peak €4.0m (2024)
€4.0m▼ 0.7%
€2.1m▼ 0.2%
peak 1 FTE (2018)
-not published
Board4 names since 2018
3 directors and 2 others
Owners4 names in the annual accounts
Documentsfilings and deeds
30-06-202631 days before the deadline
2025abbreviated format
Gross margin from €124,717 to €284,351Loss of €26,811Cash from €133,268 to €208,218
Key points
from the 2025 annual accountsInvestments
€29,964 0.2 × depreciation
Green is investment, beige is depreciation.
Filings
32 annual accounts since 1994
The last five annual accounts were filed 31 to 34 days before the end of the period.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 832 companies had the same profile as COPARFIM has now. Each dot stands for 3 companies, two years later.
96.5%
were still trading
2.9%
stopped another way
0.6%
went bankrupt
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 832 companies, not a prediction for COPARFIM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Director
Director
Director
- 85.41%annual accounts 2020
- 6.58%annual accounts 2020
- 6.58%annual accounts 2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0451485213
Capital increase of €1,000,000
holds 2,987 shares · holds 50 shares · is a shareholder · General meeting of 31-10-2024 · Gazette deed
Amendment of the articles · Resignations & appointments
Reappointments: , and · holds 50 shares · is a shareholder · General meeting of 13-06-2022 · Gazette deed
1 director appointed, 1 resignation, 2 reappointments
Resignation: · Appointment: · Reappointments: and · General meeting of 03-05-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| COPARFIM Namur | €6.2m | €284,351 | 64.0% | - |
| KLF - INVEST Sint-Niklaas | €6.2m | €270,834 | 22.5% | - |
| ANPA Geraardsbergen | €6.4m | €290,860 | 69.5% | - |
| Celis Beheer Sint-Truiden | €6.3m | €271,913 | 51.6% | - |
| PELGRIMS Begijnendijk | €5.7m | €299,773 | 17.0% | - |
| CLODIMA Ostend | €5.8m | €312,837 | 87.4% | - |
| De Hoprank Laarne | €6.4m | €241,123 | 62.9% | - |
These companies have the same main activity as COPARFIM: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €5.7m and €6.4m, founded between 1990 and 1994.
Official details
Source: KBO- Status
- Active since 27-10-1993Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201and 1 other
- Establishment unit
- 2.065.455.6425100 Namur, since 02-02-1994
- Financial year end
- 31 December
- Peppol
- Reachable since 05-01-2026
Annual accounts 2025
- ≈ €320,000estimated
- €6.2m▼ 0.6%
- Filing
- Filed on 30-06-2026, 31 days before the end of the filing period
Insights on COPARFIM
COPARFIM files the abbreviated format. That format states no turnover. The gross margin rose from €1,158 in 2006 to €284,351 in 2025.
The balance sheet grew most from 2022 to 2024 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about COPARFIM
- What is the company number of COPARFIM?
- The company number of COPARFIM is 0451.485.213. The VAT number is the same number with BE in front: BE 0451.485.213.
- Where is COPARFIM based?
- The registered office is at Av. du Bourg. Jean Materne 143-145, 5100 Namur.Company details
- What does COPARFIM do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of COPARFIM?
- COPARFIM is a public limited company (NV).
- When was COPARFIM founded?
- COPARFIM was founded on 27-10-1993.
- Is COPARFIM still active?
- Yes, COPARFIM is an active enterprise in the KBO register.
- How many employees does COPARFIM have?
- COPARFIM had an average of 1 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
- What is the turnover of COPARFIM?
- The turnover in financial year 2025 is ≈ €320,000. This figure is estimated from the gross margin of €284,351 and 38 comparable companies (NACE 68201). It probably lies between €290,000 and €350,000.
- Is COPARFIM profitable?
- In financial year 2025, COPARFIM made a loss of €26,811.
- Where can I find the annual accounts of COPARFIM?
- COPARFIM filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of COPARFIM due?
- COPARFIM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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