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Copains Copines

Active
Non-profit associationfounded 1997active for 29 yearsBosniëstraat 63, 1060 Sint-Gillis (bij-Brussel), BelgiumKBO/BCE: BE 0460.668.935
Summary

The annual accounts of Copains Copines for financial year 2025 show a net loss of 80% of the equity at the start of that year. The 2025 annual accounts show equity of €6,331 and a net result of -€25,483. Equity is shrinking by about 14% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2027. Its solvency ranks better than 19% of 694 sector peers (NACE 88, financial year 2025). The association has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
Copains CopinesActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Day nurseries and crèches
NACE 88911
1 site
Size
€73,552total assets 2025
Staff
8.2 FTE
Equity
€6,331
Deficit
-€25,483
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts filed 6 days late4 deeds in the Belgian Official Gazette
Why 53raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €25,483 (financial year 2025)lowers riskLegal form: non-profit associationSize: total assets €73,552Sector: Social work activities without accommodation (NACE 88)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 14% of its sector peers (NACE 88, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 34-26
equity 8.6% of total assets
Liquidity 50-16
short-term debt 91.4% · cash 58.9%
Profitability 0-21
return on assets -34.6%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (1,122 companies, NACE 88, micro)
Last 24 months 11-2024: < 0.1%highest value 12-2024: < 0.1%● unchanged vs 11-2024highest value 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.05, compared with 1.48 in 2024, below the usual 1.5; short-term debt: 91.4% and cash: 58.9% of total assets), and 91.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 88, micro): better than 17% on solvency, 29% on liquidity, 5% on profitability and 5% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
lowers risk · Legal form: non-profit association
KBO
lowers risk · Size: total assets €73,552
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Loss of €25,483 (financial year 2025)
NBB · annual accounts
lowers risk · Sector: Social work activities without accommodation (NACE 88)
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 694 sector peers (2025).
NBB · sector comparison
Position among 694 sector peers
Solvency
better than 19%
← weakest strongest →
raises risk · 2025 accounts filed 6 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
6 days late
2024
3 days early
2023
16 days late
2022
5 days late
2021
19 days late
2020
10 days late
2019
8 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days after the deadline; the sector median (NACE 88) for financial year 2024 is 24 days before the deadline, and 25% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Back to profitnet €1,617

Key points

  • Caution: Among the weakest 10% on net resultsector median €8,984 · 697 companies -€25,483 View
  • Active since 1997founded 01-03-1997 29 years View
  • Total assets 20256 financial years filed €73,552 View

By topic

Financials

Financial year
2025
Total assets
€73,552
Loss
-€25,483
Solvency
8.6%
Total assets▼ 19.4%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2016
Next accounts
by 31-07-2027
  1. 16-08-2024Annual accounts filed
  2. 31-12-2023Weakest financial year
  3. 05-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Non-profit association
Activity
Day nurseries and crèchesNACE 88911
Founded
01-03-1997
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Key facts about Copains Copines

What is the company number of Copains Copines?
0460.668.935. In Belgium the VAT number is the company number with BE in front: BE 0460.668.935.
Where is Copains Copines based?
The registered office is at Bosniëstraat 63, 1060 Sint-Gillis (bij-Brussel).Company details
What does Copains Copines do?
According to the KBO register, the main activity is day nurseries and crèches (NACE 88911).
What is the legal form of Copains Copines?
Non-profit association (VZW).
When was Copains Copines founded?
On 01-03-1997.
Is Copains Copines still active?
Yes, Copains Copines is an active enterprise in the KBO register.
How many employees does Copains Copines have?
On average 8.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Copains Copines?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Copains Copines profitable?
In financial year 2025, Copains Copines made a loss of €25,483.
Where can I find the annual accounts of Copains Copines?
Copains Copines filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Copains Copines due?
By 31-07-2027, for financial year 2026.Timeline

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