Investments
Green is investment, beige is depreciation. Machinery stands 28.6% higher than in 2024.
Green is investment, beige is depreciation. Machinery stands 28.6% higher than in 2024.
Three of the last ten came late. The 2019 accounts came latest: 48 days after the end of the period.
Wallonia-Brussels support, mostly Subventions aux services résidentiels et aux services qui mettent en œuvre un projet éducatif particulier.
The dashed line is the sector median: < 0.1% across 613 companies (NACE 87, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 87, small). It does better than 61% of them on solvency, 92% on liquidity, 64% on profitability and 78% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 14,766 companies had the same profile as Copainpark has now. Each dot stands for 37 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Copainpark itself: < 0.1% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for Copainpark. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 3.01 (2.39 in 2024), above the usual 1.5. Short-term debt is 23.2% and cash 58.3% of total assets. 40.9% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 13 days before the deadline. In the sector (NACE 87), the median for financial year 2024 was 27 days before the deadline, and 25% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| Copainpark Molenbeek-Saint-Jean | €1.2m | €1.2m | 59.1% | 14.1 |
| Maison Familiale Grâce-Hollogne | €1.4m | €1.2m | 70.3% | 14.4 |
| La Maison de Frasnes Les Bons Villers | €1.1m | €1.3m | 63.1% | 14.5 |
| LES PETITS SAPINS D'UCCLE Uccle | €1.1m | €1.0m | 66.0% | 12.2 |
| La Châtaigneraie Ottignies-Louvain-la-Neuve | €1.2m | €1.2m | 57.8% | 14.1 |
| La Maison Linkebeek | €0.9m | €1.3m | 71.5% | 16.4 |
| Les Cosennes Flobecq | €1.1m | €1.1m | 76.2% | 14.4 |
These companies have the same main activity as Copainpark: residential care activities (NACE 87991). They are comparable in size and age: total assets between €902,000 and €1.4m, founded between 1967 and 1973.
Copainpark has existed since 1966. The gross margin grew from €575,409 in 2008 to €1.2m in 2025 and staff from 11 to 14.1 full-time equivalents.
The gross margin has grown every year since 2017.
In 2023, three directors stepped down.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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