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COPAïBA

Active
Private limited companyfounded 201610 yrs activeSpaloumont 2, 4900 Spa, BelgiumKBO/BCE: BE 0663.751.994
Summary

COPAïBA has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €175,523 and a net result of €51,480. Equity is growing by ~19% per year across the filed fiscal years. Its solvency ranks better than 85% of 145 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
COPAïBAActiveChecked score 98/100
Risk analysis ReportCompare

Overview

Activity
Manufacture of chemicals and chemical products
NACE 20420
1 site
Size
€222,509total assets 2025
Equity
€175,523
Profit
€51,480
Turnover not published (abridged schema)
Financial health
98 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 3 d early0 of 2 deeds read
Why 98- Sector Manufacture of chemicals and chemical products (NACE 20)+ Liquidity: current ratio 3.94, cash €125,809+ Equity €175,523 (78.9% of total assets)+ Figures for FY 2025 (filed 28-07-2026)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Better than 87% of its sector peers (NACE 20, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100+14
equity 78.9% of total assets
Liquidity 93+52
short-term debt 21.1% · cash 56.5%
Profitability 98+30
return on assets 23.1%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (355 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● 0.0% vs 11-2024 01-2025: 0.2%▼ -0.5% vs 12-2024 02-2025: 0.2%▼ -6.5% vs 01-2025 03-2025: 0.2%● 0.0% vs 02-2025 04-2025: 0.2%▲ +15.1% vs 03-2025 05-2025: 0.2%▼ -0.9% vs 04-2025 06-2025: 0.2%▲ +1.9% vs 05-2025 07-2025: 0.3%▲ +21.3% vs 06-2025 08-2025: 0.5%▲ +75.2% vs 07-2025 09-2025: 0.5%▲ +2.2% vs 08-2025 10-2025: 0.5%● 0.0% vs 09-2025 11-2025: 0.5%● 0.0% vs 10-2025 12-2025: 0.5%● 0.0% vs 11-2025 01-2026: 0.5%▼ -1.3% vs 12-2025 02-2026: 0.5%▲ +0.6% vs 01-2026 03-2026: 0.4%▼ -4.7% vs 02-2026 04-2026: 0.5%▲ +11.9% vs 03-2026 05-2026: 0.5%● 0.0% vs 04-2026 06-2026: 0.5%▲ +1.6% vs 05-2026 07-2026: 0.5%▲ +7.3% vs 06-2026highest value 08-2026: < 0.1%▼ -91.1% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 3.94, cash €125,809 lowers the probability
  • Equity €175,523 (78.9% of total assets) lowers the probability
  • Figures for FY 2025 (filed 28-07-2026) lowers the probability
  • Sector Manufacture of chemicals and chemical products (NACE 20) raises the probability
Credit up to €17,000 at 30 days acceptable
Liquidity ample (current ratio 3.94 against 2.28 in 2024; short-term debt: 21.1% and cash: 56.5% of total assets), and 21.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 20, micro). Better than this share of them on solvency 90%, liquidity 89%, profitability 91%, growth against the median 76%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 3.94, cash €125,809
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €175,523 (78.9% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 28-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Manufacture of chemicals and chemical products (NACE 20)
In the bankruptcy model this factor raises the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
3 d early
2024
on the day
2023
30 d late
2022
1 d early
2021
30 d late
2020
32 d early
2019
6 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days after the deadline; the sector median for financial year 2024 is 22 days before the deadline, and 27% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €51,480
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Back in profit in 2025after -€2,474 in 2024 €51,480 View
  • Positive: Among the best 9% on net resultsector median €201 · 146 companies €51,480 View
  • Total assets 20256 fiscal years filed €222,509 View

By topic

Financials

Fiscal year
2025
Total assets
€222,509
Profit
€51,480
Solvency
78.9%
Turnover
Net result
20182019
Go to Financials

Timeline

Events
15
Since
2018
Next accounts
by 31-07-2027
  1. 28-07-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 31-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Manufacture of chemicals and chemical productsNACE 20420
Founded
04-10-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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