COP.MAN
ActiveSummary
COP.MAN has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €135k and a net result of €54k. Its solvency ranks better than 85% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+3
Growth52
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 6.81 against 3.52 in 2024; short-term debt: 14.4% and cash: 10.2% of total assets), and 14.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.4%
Return on assets
34.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
on the day
2024
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€135k▲ 66.6%
2024 · €81k
2024: €81k
2024 → 2025
Total assets
€158k▲ 40.3%
2024 · €113k
2024: €113k
2024 → 2025
Net result
€54k▼ 32.6%
2024 · €80k
2024: €80k
2024 → 2025
Working capital
€132k▲ 65.8%
2024 · €80k
2024: €80k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€81k-€135k▲ 66.6%
Operating result€99k-€66k▼ 33.0%
Net result€80k-€54k▼ 32.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 33% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €158k
Fixed assets
€3k ▲ 128%
Current assets
€155k ▲ 39.2%
Equity and liabilities €158k
Equity
€135k ▲ 66.6%
Debt
€23k ▼ 27.2%
Debt's share of the balance-sheet total falls from 28.0% to 14.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€66k▼
2024 · €99k
Cash flow
€54k▼
2024 · €81k
Current ratio
6.81▲
2024 · 3.52
Debt to equity
0.17▼
2024 · 0.39
ROE
40.0%▼
2024 · 98.8%
ROA
34.1%▼
2024 · 71.1%
Interest coverage
119.92▼
2024 · 319.94
Debt ≤ 1 year
€23k▼
2024 · €32k
Income taxes
€14k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€113k€158k▲
Fixed assets21/28€1k€3k▲
Tangible fixed assets22/27€1k€3k▲
Furniture and vehicles24€1k€3k▲
Current assets29/58€111k€155k▲
Amounts receivable within one year40/41€33k€138k▲
Trade receivables40-€12k
Other amounts receivable41€33k€125k▲
Cash at bank and in hand54/58€77k€16k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€113k€158k▲
Equity10/15€81k€135k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€80k€134k▲
Amounts payable17/49€32k€23k▼
Amounts payable within one year42/48€32k€23k▼
Trade debts44€5k€1k▼
Suppliers440/4€5k€1k▼
Taxes, remuneration and social security45€26k€21k▼
Taxes450/3€26k€21k▼
Accrued charges and deferred income492/3-€250
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€651€232▼
Other operating charges640/8€2k€540▼
Gross operating margin9900€101k€67k▼
Operating profit (loss)9901€99k€66k▼
Financial income75/76B€2k€4k▲
Recurring financial income75€2k€4k▲
Financial charges65/66B€311€2k▲
Recurring financial charges65€311€553▲
Non-recurring financial charges66B-€1k
Profit (loss) for the period before taxes9903€100k€68k▼
Income taxes67/77€20k€14k▼
Profit (loss) for the period9904€80k€54k▼
Profit (loss) for the period to be appropriated9905€80k€54k▼
Appropriation of the result
Profit (loss) to be appropriated9906€80k€134k▲
Profit (loss) brought forward from the previous period14P-€80k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €100kEq €135k ▲66.6%
2 profitable years in a row build equity to €135k.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antoon De Pesseroeylaan 199831 Sint-Martens-LatemGround area
1,282 m²
Building footprint
193 m²
Volume, LiDAR
1,082 m³
Parcel 44015A0363/00M000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
COP.MAN
since 20222.337.098.796
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44015A0363/00M000 | Flanders | 1,282 m² | 1 · 193 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NONANTE architectes
BE 0685.948.465
Chaumont-Gistoux · Eq €134,943
Art-Home Architects
BE 0666.578.258
Rixensart · Eq €134,847
ARCHITECTUURBURO YVES BONTINCK
BE 0459.448.220
Maarkedal · Eq €135,029
ARCHITECTENBUREAU BPA
BE 0870.830.267
Bever · Eq €135,086
OBVIUS ARCHITECTURE
BE 0729.550.658
Saint-Georges-sur-Meuse · Eq €135,118
Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 5,391 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-2022
Fiscal year end30-09
Activities, NACEBEL 2025
71111Activities of building architects
71112Activities of interior architects
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.