COORE
ActiveSummary
The computed 12-month bankruptcy probability of COORE is 1.6% (moderate). The 2025 annual accounts show equity of €61k and a net result of €32k. Equity is shrinking by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 87% of 27965 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+40
Solvency100=
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 5.75 against 5.76 in 2024; short-term debt: 17.2% and cash: 40.7% of total assets), and 17.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.8%
Return on assets
42.8%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €61k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-09-2026, 33 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
33 d late
2024
138 d late
2023
124 d late
2022
130 d late
2021
31 d late
2020
24 d late
2019
56 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€61k▲ 107%
2024 · €30k
2018: €58k
2019: €38k▼ -33.9% vs 2018
2020: €26k▼ -31.1% vs 2019lowest in 8 years
2021: €38k▲ +45.7% vs 2020
2022: €31k▼ -19.9% vs 2021
2023: €29k▼ -6.3% vs 2022
2024: €30k▲ +3.3% vs 2023
2025: €61k▲ +107% vs 2024highest in 8 years
2018 → 2025
Total assets
€74k▲ 106%
2024 · €36k
2018: €89khighest in 8 years
2019: €49k▼ -45.4% vs 2018
2020: €50k▲ +2.7% vs 2019
2021: €53k▲ +5.6% vs 2020
2022: €42k▼ -21.0% vs 2021
2023: €38k▼ -9.7% vs 2022
2024: €36k▼ -4.3% vs 2023lowest in 8 years
2025: €74k▲ +106% vs 2024
2018 → 2025
Net result
€32k▲ 3,277%
2024 · €940
2018: €30k
2019: €-20k▼ -166% vs 2018lowest in 8 years
2020: €-12k▲ +39.5% vs 2019
2021: €12k▲ +201% vs 2020
2022: €-8k▼ -163% vs 2021
2023: €-2k▲ +74.7% vs 2022
2024: €940▲ +149% vs 2023
2025: €32k▲ +3277% vs 2024highest in 8 years
2018 → 2025
Working capital
€60k▲ 104%
2024 · €30k
2018: €52k
2019: €36k▼ -31.8% vs 2018
2020: €18k▼ -49.8% vs 2019lowest in 8 years
2021: €22k▲ +25.9% vs 2020
2022: €24k▲ +7.9% vs 2021
2023: €27k▲ +12.6% vs 2022
2024: €30k▲ +8.5% vs 2023
2025: €60k▲ +104% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€31k▼ 19.9%€29k▼ 6.3%€30k▲ 3.3%€61k▲ 107%
2021: €38k
2022: €31k▼ -19.9% vs 2021
2023: €29k▼ -6.3% vs 2022lowest in 5 years
2024: €30k▲ +3.3% vs 2023
2025: €61k▲ +107% vs 2024highest in 5 years
Operating result€12k-€-7k€-2k▲ 76.2%€2k€38k▲ 2,211%
2021: €12k
2022: €-7k▼ -160% vs 2021lowest in 5 years
2023: €-2k▲ +76.2% vs 2022
2024: €2k▲ +194% vs 2023
2025: €38k▲ +2211% vs 2024highest in 5 years
Net result€12k-€-8k€-2k▲ 74.7%€940€32k▲ 3,277%
2021: €12k
2022: €-8k▼ -163% vs 2021lowest in 5 years
2023: €-2k▲ +74.7% vs 2022
2024: €940▲ +149% vs 2023
2025: €32k▲ +3277% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 2,211% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €74k
Fixed assets
€983 ▲ 1,018%
Current assets
€73k ▲ 104%
Equity and liabilities €74k
Equity
€61k ▲ 107%
Debt
€13k ▲ 105%
Debt's share of the balance-sheet total falls from 17.3% to 17.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€38k▲
2024 · €3k
Cash flow
€32k▲
2024 · €2k
Current ratio
5.75▼
2024 · 5.76
Debt to equity
0.21▼
2024 · 0.21
ROE
51.7%▲
2024 · 3.2%
ROA
42.8%▲
2024 · 2.6%
Interest coverage
85.63▲
2024 · 4.52
Debt ≤ 1 year
€13k▲
2024 · €6k
Income taxes
€6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€36k€74k▲
Fixed assets21/28€88€983▲
Tangible fixed assets22/27€0€895▲
Plant, machinery and equipment23-€895
Furniture and vehicles24€0-
Financial fixed assets28€88€88=
Current assets29/58€36k€73k▲
Amounts receivable within one year40/41€23k€43k▲
Trade receivables40€16k€32k▲
Other amounts receivable41€7k€11k▲
Cash at bank and in hand54/58€13k€30k▲
Equity and liabilities
Total equity and liabilities10/49€36k€74k▲
Equity10/15€30k€61k▲
Contributions10/11€6k€6k=
Reserves13€51k€51k=
Non-distributable reserves130/1€0€51k▲
Reserves not available under the articles1311-€51k
Other1319€0-
Distributable reserves133€51k-
Profit (loss) carried forward14€-28k€4k▲
Amounts payable17/49€6k€13k▲
Amounts payable within one year42/48€6k€13k▲
Trade debts44€5k€5k▲
Suppliers440/4€5k€5k▲
Taxes, remuneration and social security45€1k€7k▲
Taxes450/3€1k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€181▼
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€14k-
Gross operating margin9900€19k€40k▲
Operating profit (loss)9901€2k€38k▲
Financial charges65/66B€709€447▼
Recurring financial charges65€709€447▼
Profit (loss) for the period before taxes9903€940€38k▲
Income taxes67/77-€6k
Profit (loss) for the period9904€940€32k▲
Profit (loss) for the period to be appropriated9905€940€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-28k€4k▲
Profit (loss) brought forward from the previous period14P€-29k€-28k▲
Transfer to equity691/2-€0
To other reserves6921-€0
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €0 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11k | €10k | €5k | €2k | €181 | ▼ 88.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €0 | - | - | - | - | - |
| Other operating charges640/8 | €1k | €92 | €871 | €1k | €2k | ▲ 13.3% |
| Non-recurring operating charges66A | €0 | - | - | €14k | - | - |
| Gross operating margin9900 | €25k | €3k | €4k | €19k | €40k | ▲ 112% |
| Operating profit (loss)9901 | €12k | €-7k | €-2k | €2k | €38k | ▲ 2,211% |
| Financial charges65/66B | €331 | €220 | €167 | €709 | €447 | ▼ 36.9% |
| Recurring financial charges65 | €331 | €220 | €167 | €709 | €447 | ▼ 36.9% |
| Profit (loss) for the period before taxes9903 | €12k | €-8k | €-2k | €940 | €38k | ▲ 3,908% |
| Income taxes67/77 | - | - | - | - | €6k | - |
| Profit (loss) for the period9904 | €12k | €-8k | €-2k | €940 | €32k | ▲ 3,277% |
| Profit (loss) for the period to be appropriated9905 | €12k | €-8k | €-2k | €940 | €32k | ▲ 3,277% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €53k | €42k | €38k | €36k | €74k | ▲ 106% |
| Formation expenses20 | €97 | €0 | - | - | - | - |
| Fixed assets21/28 | €17k | €7k | €2k | €88 | €983 | ▲ 1,018% |
| Tangible fixed assets22/27 | €17k | €7k | €2k | €0 | €895 | - |
| Plant, machinery and equipment23 | - | - | - | - | €895 | - |
| Furniture and vehicles24 | €17k | €7k | €2k | €0 | - | - |
| Financial fixed assets28 | €88 | €88 | €88 | €88 | €88 | = |
| Current assets29/58 | €36k | €35k | €36k | €36k | €73k | ▲ 104% |
| Amounts receivable within one year40/41 | €10k | €26k | €31k | €23k | €43k | ▲ 87.8% |
| Trade receivables40 | €9k | €26k | €29k | €16k | €32k | ▲ 103% |
| Other amounts receivable41 | €629 | €466 | €1k | €7k | €11k | ▲ 53.2% |
| Cash at bank and in hand54/58 | €26k | €9k | €5k | €13k | €30k | ▲ 133% |
| Deferred charges and accrued income490/1 | €0 | - | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €53k | €42k | €38k | €36k | €74k | ▲ 106% |
| Equity10/15 | €38k | €31k | €29k | €30k | €61k | ▲ 107% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Capital10 | €6k | - | - | - | - | - |
| Issued capital100 | €19k | - | - | - | - | - |
| Uncalled capital101 | €12k | - | - | - | - | - |
| Outside capital11 | - | €6k | - | - | - | - |
| Other1109/19 | - | €6k | - | - | - | - |
| Reserves13 | €51k | €51k | €51k | €51k | €51k | = |
| Non-distributable reserves130/1 | €1k | €1k | €1k | €0 | €51k | - |
| Legal reserve130 | €1k | €1k | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | - | €51k | - |
| Other1319 | - | - | €1k | €0 | - | - |
| Distributable reserves133 | €50k | €50k | €50k | €51k | - | - |
| Profit (loss) carried forward14 | €-19k | €-27k | €-29k | €-28k | €4k | ▲ 115% |
| Amounts payable17/49 | €14k | €11k | €9k | €6k | €13k | ▲ 105% |
| Amounts payable after more than one year17 | €1k | - | - | - | - | - |
| Financial debts170/4 | €1k | - | - | - | - | - |
| Amounts payable within one year42/48 | €13k | €11k | €9k | €6k | €13k | ▲ 105% |
| Current portion of amounts payable after more than one year42 | €8k | €1k | - | - | - | - |
| Trade debts44 | €3k | €2k | €4k | €5k | €5k | ▲ 12.5% |
| Suppliers440/4 | €3k | €2k | €4k | €5k | €5k | ▲ 12.5% |
| Taxes, remuneration and social security45 | €3k | €5k | €4k | €1k | €7k | ▲ 404% |
| Taxes450/3 | €3k | €5k | €4k | €1k | €7k | ▲ 404% |
| Other amounts payable47/48 | €0 | €3k | - | - | - | - |
| Accrued charges and deferred income492/3 | - | €301 | €181 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12k | €-8k | €-2k | €940 | €32k | ▲ 3,277% |
| + Depreciation and write-downs630 | €11k | €10k | €5k | €2k | €181 | ▼ 88.4% |
| Operating cash flow (approximation) | €23k | €3k | €3k | €2k | €32k | ▲ 1,180% |
| Investment in fixed assets (approximation) | - | €-97 | €0 | €0 | €-1k | - |
| Change in cash | - | €-17k | €-3k | €8k | €17k | ▲ 123% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 33 days late
2025
31-12
Financial
Highest result since 2018net €32k ▲3,277%
Net result €32k, the highest in the series.
16-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 138 days late
2024
31-12
Financial
Back to profitnet €940
Net result €940 after 2 loss-making years.
02-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 124 days late
2023
08-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 130 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
31-12
Financial
Weakest financial yearnet €-20k
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 1 establishment unit since 2017
Ground area
290 m²
Building footprint
293 m²
Volume, LiDAR
2,049 m³
Parcel 21342B0043/00F003, Brussels · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
295
companies at this address
See who is registered here
1 establishment unit
Groot-Bijgaardenstraat 14, 1082 Sint-Agatha-Berchem
since 20172.264.813.210
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21342B0043/00F003 | Brussels | 290 m² | 1 · 293 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,299 companies in sector 43350 we hold annual accounts for 2,360. 2,001 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-05-2017
Fiscal year end31-12
Activities, NACEBEL 2025
43350Other building finishing work
43120Site preparation
43230Insulation installation
43910Bricklaying and masonry work
Scores and ratios are computed by Checked and are not a credit decision.