COOPSTROOM
ActiveSummary
COOPSTROOM has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €796k and a net result of €-411k. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 46% of 213 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-4
Solvency69▼-16
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity short (current ratio 0.89 against 0.96 in 2024; short-term debt: 23.3% and cash: 7.1% of total assets), and 55.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 72
Relative position
BE, all sectors
reference
Sector 72
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-411k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
24 d early
2024
30 d early
2023
60 d early
2022
80 d early
2021
20 d early
2020
71 d early
2019
21 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€796k▼ 34.5%
2024 · €1.22M
2018: €301k
2019: €767k
2020: €1.30M
2021: €1.26M
2022: €1.38M
2023: €1.38M
2024: €1.22M
2018 → 2025
Total assets
€1.79M▼ 10.8%
2024 · €2.01M
2018: €349k
2019: €904k
2020: €1.76M
2021: €1.61M
2022: €1.68M
2023: €2.32M
2024: €2.01M
2018 → 2025
Net result
€-411k▼ 69.3%
2024 · €-243k
2018: €-3k
2019: €-37k
2020: €29k
2021: €-54k
2022: €33k
2023: €-32k
2024: €-243k
2018 → 2025
Working capital
€-47k▼ 196%
2024 · €-16k
2018: €270k
2019: €430k
2020: €522k
2021: €350k
2022: €399k
2023: €309k
2024: €-16k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.26M-€1.38M▲ 9.2%€1.38M▲ 0.5%€1.22M▼ 12.2%€796k▼ 34.5%
Operating result€-168k-€-87k▲ 48.3%€-146k▼ 67.7%€-345k▼ 137%€-493k▼ 43.1%
Net result€-54k-€33k€-32k€-243k▼ 661%€-411k▼ 69.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €493k in 2025 against €345k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.79M
Fixed assets
€1.42M ▼ 13.9%
Current assets
€371k ▲ 3.9%
Equity and liabilities €1.79M
Equity
€796k ▼ 34.5%
Provisions
€13k ▼ 65.5%
Debt
€984k ▲ 29.9%
Debt's share of the balance-sheet total rises from 37.7% to 54.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-178k▼
2024 · €-21k
Cash flow
€-95k▼
2024 · €81k
Current ratio
0.89▼
2024 · 0.96
Debt to equity
1.24▲
2024 · 0.62
ROE
-51.6%▼
2024 · -20.0%
ROA
-22.9%▼
2024 · -12.1%
Interest coverage
-9.90▼
2024 · -0.84
Debt ≤ 1 year
€419k▲
2024 · €374k
Debt > 1 year
€565k▲
2024 · €334k
Staff costs
€191k▲
2024 · €144k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.01M€1.79M▼
Fixed assets21/28€1.65M€1.42M▼
Intangible fixed assets21€6k€4k▼
Tangible fixed assets22/27€1.61M€1.38M▼
Plant, machinery and equipment23€552k€567k▲
Furniture and vehicles24€1.06M€815k▼
Assets under construction and advance payments27€0-
Financial fixed assets28€35k€35k=
Current assets29/58€358k€371k▲
Amounts receivable after more than one year29€32k€0▼
Other amounts receivable291€32k€0▼
Amounts receivable within one year40/41€232k€222k▼
Trade receivables40€157k€178k▲
Other amounts receivable41€76k€44k▼
Cash at bank and in hand54/58€49k€127k▲
Deferred charges and accrued income490/1€44k€23k▼
Equity and liabilities
Total equity and liabilities10/49€2.01M€1.79M▼
Equity10/15€1.22M€796k▼
Contributions10/11€1.37M€1.46M▲
Profit (loss) carried forward14€-307k€-718k▼
Investment grants15€151k€52k▼
Provisions and deferred taxes16€37k€13k▼
Deferred taxes168€37k€13k▼
Amounts payable17/49€758k€984k▲
Amounts payable after more than one year17€334k€565k▲
Financial debts170/4€294k€546k▲
Other amounts payable178/9€41k€19k▼
Amounts payable within one year42/48€374k€419k▲
Current portion of amounts payable after more than one year42€175k€175k▼
Financial debts43€94€20▼
Credit institutions430/8€94€20▼
Trade debts44€146k€123k▼
Suppliers440/4€146k€123k▼
Taxes, remuneration and social security45€50k€27k▼
Taxes450/3€38k€3k▼
Remuneration and social security454/9€13k€24k▲
Other amounts payable47/48€2k€94k▲
Accrued charges and deferred income492/3€50k€925▼
Income statement
Code20242025
Remuneration, social security and pensions62€144k€191k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€324k€315k▼
Other operating charges640/8€14k€22k▲
Gross operating margin9900€137k€35k▼
Operating profit (loss)9901€-345k€-493k▼
Financial income75/76B€101k€81k▼
Recurring financial income75€101k€81k▼
Financial charges65/66B€25k€18k▼
Recurring financial charges65€25k€18k▼
Profit (loss) for the period before taxes9903€-268k€-430k▼
Transfer from deferred taxes780€26k€19k▼
Profit (loss) for the period9904€-243k€-411k▼
Profit (loss) for the period to be appropriated9905€-243k€-411k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-307k€-718k▼
Profit (loss) brought forward from the previous period14P€-65k€-307k▼
Social balance
Average headcount (FTE)90872.43.6▲
The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
State Gazette act
General meeting · Director appointment
Permanent representative · Director resignation
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-411k
Net result drops to €-411k, the lowest in the series.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
01-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
12-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €29k
Net result €29k after 2 loss-making years.
31-12
Financial
Equity above €1MEq €1.30M ▲69.3%
Equity rises from €767k to €1.30M.
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €500kEq €767k ▲155%
Equity rises from €301k to €767k.
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijverheidsstraat 60A8310 BruggeGround area
807 m²
Building footprint
382 m²
Volume, LiDAR
2,529 m³
2 parcels, Flanders · tallest building 12.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
COOPSTROOM
since 20172.268.808.818
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31002A0028/00V000 | Flanders | 565 m² | 1 · 163 m² | 11.9 m · 2 fl. |
| 31802B0059/00N000 | Flanders | 242 m² | 1 · 220 m² | 12.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 54,960 EUR awarded · 52,800 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 0 EUR | 0 EUR |
| 2024 | 2 | 49,560 EUR | 52,800 EUR |
| 2022 | 1 | 5,400 EUR | 0 EUR |
Schemes
Premie voor aankoop van een elektrische wagen of een wagen met brandstofcellen
Ecologiepremie+
Similar companies · same sector, comparable size
care2trans
BE 0669.887.344
Merelbeke-Melle · Eq €797,391
EQUALY
BE 0667.996.636
Ottignies-Louvain-la-Neuve · Eq €800,111
axabio
BE 1011.997.238
Hemiksem · Eq €803,595
AC Marca Belgium
BE 0632.533.832
Wavre · Eq €803,888
Dokter Dirk HENDRICK
BE 0878.194.844
Gent · Eq €806,382
Of 761 companies in sector 72101 we hold annual accounts for 481. 310 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formCooperative company
Founded22-05-2017
Fiscal year end31-12
Activities, NACEBEL 2025
71209Other technical testing and analysis
72101Research and development on biotechnology
43211General electrical installation work
77110Renting and leasing of cars and light motor vehicles
94994Activities of membership organisations
94999Other membership organisations
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.