COOPMANS - VAN SANDE
ActiveSummary
COOPMANS - VAN SANDE has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €155k and a net result of €15k. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 70% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76=
Solvency83▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 5.3 against 3.88 in 2024; short-term debt: 15.8% and cash: 1.8% of total assets), and 42.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.9%
Return on assets
5.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
51 d early
2023
56 d early
2022
52 d early
2021
59 d early
2020
60 d early
2019
51 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€155k▲ 10.6%
2024 · €140k
2018: €102k
2019: €99k
2020: €116k
2021: €120k
2022: €130k
2023: €125k
2024: €140k
2018 → 2025
Total assets
€267k▲ 1.0%
2024 · €264k
2018: €310k
2019: €299k
2020: €285k
2021: €263k
2022: €274k
2023: €282k
2024: €264k
2018 → 2025
Net result
€15k▼ 2.4%
2024 · €15k
2018: €-20k
2019: €-4k
2020: €17k
2021: €4k
2022: €10k
2023: €-6k
2024: €15k
2018 → 2025
Working capital
€181k▲ 15.5%
2024 · €157k
2018: €63k
2019: €69k
2020: €93k
2021: €113k
2022: €133k
2023: €131k
2024: €157k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€120k-€130k▲ 8.5%€125k▼ 4.3%€140k▲ 12.2%€155k▲ 10.6%
Operating result€4k-€12k▲ 189%€-3k€18k€16k▼ 7.8%
Net result€4k-€10k▲ 151%€-6k€15k€15k▼ 2.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €267k
Fixed assets
€43k ▼ 18.0%
Current assets
€223k ▲ 5.7%
Equity and liabilities €267k
Equity
€155k ▲ 10.6%
Debt
€112k ▼ 9.9%
Debt's share of the balance-sheet total falls from 47.1% to 42.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€27k▼
2024 · €29k
Cash flow
€26k▼
2024 · €26k
Current ratio
5.30▲
2024 · 3.88
Quick ratio
0.59▲
2024 · 0.31
Debt to equity
0.73▼
2024 · 0.89
ROE
9.6%▼
2024 · 10.9%
ROA
5.6%▼
2024 · 5.7%
Interest coverage
16.57▲
2024 · 8.31
Debt ≤ 1 year
€42k▼
2024 · €54k
Debt > 1 year
€70k=
2024 · €70k
Income taxes
€1
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€264k€267k▲
Fixed assets21/28€53k€43k▼
Tangible fixed assets22/27€53k€43k▼
Land and buildings22€23k€17k▼
Plant, machinery and equipment23€5k€5k▼
Furniture and vehicles24-€1k
Other tangible fixed assets26€24k€20k▼
Current assets29/58€211k€223k▲
Stocks and contracts in progress3€195k€198k▲
Stocks30/36€195k€198k▲
Amounts receivable within one year40/41€15k€20k▲
Trade receivables40€15k€20k▲
Cash at bank and in hand54/58€1k€5k▲
Equity and liabilities
Total equity and liabilities10/49€264k€267k▲
Equity10/15€140k€155k▲
Contributions10/11€27k€27k=
Reserves13€181k€181k=
Tax-exempt reserves132€4k€4k=
Distributable reserves133€177k€177k=
Profit (loss) carried forward14€-69k€-54k▲
Amounts payable17/49€124k€112k▼
Amounts payable after more than one year17€70k€70k=
Financial debts170/4€70k€70k=
Amounts payable within one year42/48€54k€42k▼
Trade debts44€3k€767▼
Suppliers440/4€3k€767▼
Taxes, remuneration and social security45€1k€41k▲
Taxes450/3€1k€1k▼
Remuneration and social security454/9-€40k
Other amounts payable47/48€50k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€31k€30k▼
Operating profit (loss)9901€18k€16k▼
Financial income75/76B€777€2▼
Recurring financial income75€777€2▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€15k€15k▼
Income taxes67/77-€1
Profit (loss) for the period9904€15k€15k▼
Profit (loss) for the period to be appropriated9905€15k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-69k€-54k▲
Profit (loss) brought forward from the previous period14P€-84k€-69k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €150kEq €155k ▲10.6%
2 profitable years in a row build equity to €155k.
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
05-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €116k ▲17.3%
Equity rises from €99k to €116k.
10-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herenthout · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jodenstraat 932270 HerenthoutGround area
243 m²
Building footprint
138 m²
Volume, LiDAR
831 m³
Parcel 13012E0621/00C002, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
COOPMANS-VAN SANDE BVBA
since 19902.050.390.750
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13012E0621/00C002 | Flanders | 243 m² | 1 · 138 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 657 companies in sector 47715 we hold annual accounts for 187. 140 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-11-1990
Fiscal year end31-12
Activities, NACEBEL 2025
47715Retail trade
46423Wholesale of clothing, excluding workwear and underwear
46424Wholesale trade
46498Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.