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COOPERATION ET SERVICES

Active
Coöperatieve vennootschap met beperkte aansprakelijkheidfounded 199135 yrs activeRue Saint-Gilles 29, 4000 Liège, BelgiumKBO/BCE: BE 0443.627.916
Summary

COOPERATION ET SERVICES has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97,949 and a net result of €1,480. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 95% of 595 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Other membership organisations
NACE 94999NACE 91330
Size
€3,943turnover 2025
Equity
€97,949
Profit
€1,480
Financial health
93 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 23 d early0 of 2 deeds read
Why 93- No establishment unit in the KBO- 1 of the last 3 late+ Sector Activities of membership organisations (NACE 94)+ Founded in 1991Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 45% of its sector peers (NACE 94, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100=
equity 99.7% of total assets
Liquidity 60+2
short-term debt 0.3% · cash 7.8%
Profitability 41+30
return on assets 1.5%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (1,211 companies)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● 0.0% vs 11-2024 01-2025: 0.4%▲ +2.7% vs 12-2024 02-2025: 0.4%▲ +1.0% vs 01-2025 03-2025: 0.4%▲ +10.9% vs 02-2025 04-2025: 0.4%▼ -9.6% vs 03-2025 05-2025: 0.4%▼ -4.1% vs 04-2025 06-2025: 0.4%▲ +4.3% vs 05-2025 07-2025: 0.5%▲ +22.7% vs 06-2025highest value 08-2025: 0.1%▼ -71.4% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▲ +2.9% vs 12-2025 02-2026: 0.1%▲ +1.4% vs 01-2026 03-2026: 0.2%▲ +11.3% vs 02-2026 04-2026: 0.2%▲ +5.1% vs 03-2026 05-2026: 0.2%▼ -4.2% vs 04-2026 06-2026: 0.2%▲ +5.7% vs 05-2026 07-2026: 0.2%▲ +14.3% vs 06-2026 08-2026: 0.1%▼ -47.4% vs 07-2026lowest value 09-2026: 0.1%● 0.0% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value
  • Sector Activities of membership organisations (NACE 94) lowers the probability
  • No establishment unit in the KBO raises the probability
  • 1 of the last 3 late raises the probability
  • Founded in 1991 lowers the probability for this profile
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 94, micro). Better than this share of them on solvency 79%, liquidity 28%, profitability 41%, growth against the median 31%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Activities of membership organisations (NACE 94)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · No establishment unit in the KBO
In the bankruptcy model this factor raises the probability.
KBO · seat and establishments
raises risk · 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Founded in 1991
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 d early
2024
14 d early
2023
78 d late
2022
13 d early
2021
312 d late
2020
139 d late
2019
69 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 78 days after the deadline; the sector median for financial year 2024 is 29 days before the deadline, and 25% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 July (4 of the last 5 filed years within 92 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Back to profitnet €1,480
  3. Liquidity times 15current ratio 291.65

Key points

  • Caution: Among the weakest 13% on equitysector median €634,832 · 595 companies €97,949 View
  • Active since 1991founded 12-03-1991 35 years View
  • Turnover 20256 fiscal years filed €3,943 View

By topic

Financials

Fiscal year
2025
Turnover
€3,943
Profit
€1,480
Solvency
99.7%
Turnover▼ 38.5%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 08-07-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 31-12-2025Liquidity times 15
Go to Timeline

Company details

Legal form
Coöperatieve vennootschap met beperkte aansprakelijkheid
Activity
Other membership organisationsNACE 94999
Founded
12-03-1991
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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