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COOPER MANAGEMENT

Active
Private limited companyfounded 20188 yrs activeHolbeek 67, 1785 Merchtem, BelgiumKBO/BCE: BE 0695.526.721
Summary

COOPER MANAGEMENT has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €71k and a net result of €364k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 20% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2026
77 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability100=
Solvency49▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.19 against 1.12 in 2025; short-term debt: 75.7% and cash: 79% of total assets), and 76% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
24%
Return on assets
123.6%
Age of the figures
3 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 8 years 0 10 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 31694 sector peers (2025).
NBB · sector comparison
Position among 31694 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 23-09-2026, 130 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2026
130 d early
2025
31 d early
2024
6 d early
2023
14 d early
2022
3 d early
2021
on the day
2020
5 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today30-06-2027 close31-01-2028 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2026, micro schema

Equity
€71k▲ 1.5%
2025 · €70k
2019: €62k 2020: €128k 2021: €191k 2022: €208k 2023: €191k 2024: €191k 2025: €70k
2019 → 2026
Total assets
€295k▼ 35.7%
2025 · €458k
2019: €113k 2020: €169k 2021: €239k 2022: €351k 2023: €395k 2024: €487k 2025: €458k
2019 → 2026
Net result
€364k▲ 30.5%
2025 · €279k
2019: €44k 2020: €65k 2021: €63k 2022: €135k 2023: €173k 2024: €259k 2025: €279k
2019 → 2026
Working capital
€43k▼ 6.2%
2025 · €46k
2019: €62k 2020: €126k 2021: €190k 2022: €174k 2023: €152k 2024: €155k 2025: €46k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20222023202420252026Trend
Equity€208k-€191k▼ 8.2%€191k=€70k▼ 63.5%€71k▲ 1.5%
Operating result€178k-€222k▲ 25.2%€337k▲ 51.6%€368k▲ 9.1%€482k▲ 30.8%
Net result€135k-€173k▲ 28.2%€259k▲ 49.7%€279k▲ 8.0%€364k▲ 30.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€200k€400kOperating result 2022: €178k€178kNet result 2022: €135k€135kOperating result 2023: €222k€222kNet result 2023: €173k€173kOperating result 2024: €337k€337kNet result 2024: €259k€259kOperating result 2025: €368k€368kNet result 2025: €279k€279kOperating result 2026: €482k€482kNet result 2026: €364k€364k20222023202420252026€0€200k€400kOperating result 2024: €337k€337kNet result 2024: €259k€259kOperating result 2025: €368k€368kNet result 2025: €279k€279kOperating result 2026: €482k€482kNet result 2026: €364k€364k202420252026
The operating result has risen four years in a row; 2026 is 31% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €295k
Fixed assets €29k ▲ 16.0%
Current assets €266k ▼ 38.6%
Equity and liabilities €295k
Equity €71k ▲ 1.5%
Debt €224k ▼ 42.4%
Debt's share of the balance-sheet total falls from 84.8% to 76.0%. Equity is higher and debt is lower.
Key figures and ratios
2026 value · change against 2025
EBITDA
€493k
2025 · €379k
Cash flow
€375k
2025 · €290k
Current ratio
1.19
2025 · 1.12
Debt to equity
3.17
2025 · 5.58
ROE
515.3%
2025 · 401.0%
ROA
123.6%
2025 · 60.9%
Interest coverage
3588.97
2025 · 333.06
Debt ≤ 1 year
€223k
2025 · €388k
Income taxes
€118k
2025 · €90k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 45 lines
Balance sheet Code20252026
Assets
Total assets20/58€458k€295k
Fixed assets21/28€25k€29k
Tangible fixed assets22/27€25k€29k
Land and buildings22€14k€26k
Plant, machinery and equipment23€287€0
Furniture and vehicles24€10k€2k
Current assets29/58€434k€266k
Amounts receivable within one year40/41€46k€28k
Trade receivables40€45k€28k
Other amounts receivable41€917€0
Current investments50/53€103k€0
Cash at bank and in hand54/58€281k€233k
Deferred charges and accrued income490/1€4k€5k
Equity and liabilities
Total equity and liabilities10/49€458k€295k
Equity10/15€70k€71k
Contributions10/11€7k€7k=
Reserves13€63k€64k
Distributable reserves133€63k€64k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€389k€224k
Amounts payable within one year42/48€388k€223k
Trade debts44€4k€3k
Suppliers440/4€4k€3k
Taxes, remuneration and social security45€21k€49k
Taxes450/3€21k€49k
Other amounts payable47/48€362k€171k
Accrued charges and deferred income492/3€978€978=
Income statement Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k
Other operating charges640/8€1k€1k
Gross operating margin9900€380k€494k
Operating profit (loss)9901€368k€482k
Financial income75/76B€2k€1k
Recurring financial income75€2k€1k
Financial charges65/66B€1k€137
Recurring financial charges65€1k€137
Profit (loss) for the period before taxes9903€369k€483k
Income taxes67/77€90k€118k
Profit (loss) for the period9904€279k€364k
Profit (loss) for the period to be appropriated9905€279k€364k
Appropriation of the result
Profit (loss) to be appropriated9906€279k€364k
Transfer from equity791/2€109k€0
Transfer to equity691/2-€1k
To other reserves6921-€1k
Profit to be distributed694/7€388k€363k
Return on contributions (dividend)694€388k€363k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 31-01-2028
2026
23-09
NBB filing Annual accounts filed
fiscal year 2026 · micro schema
30-06
Financial Highest result since 2019net €364k ▲30.5%
Operating result €482k, net result €364k, both a record.
2025
31-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
25-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
17-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
28-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial Equity above €200kEq €208k ▲9%
4 profitable years in a row build equity to €208k.
31-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial Equity above €150kEq €191k ▲49.4%
3 profitable years in a row build equity to €191k.
26-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial Equity above €100kEq €128k ▲105%
2 profitable years in a row build equity to €128k.
30-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merchtem · 1 establishment unit since 2018
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Holbeek 671785 Merchtem
Ground area
1,247 m²
Building footprint
171 m²
Volume, LiDAR
905 m³
Parcel 23052D0001/00G000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
COOPER MANAGEMENT
Holbeek 67, 1785 MerchtemFinancial service activities, except insurance and pension funding
since 20182.276.037.989
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23052D0001/00G000 Flanders 1,247 m² 1 · 171 m² 9.0 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 39,610 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded26-04-2018
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
66300Activities auxiliary to financial services and insurance activities
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.