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COOP-EX

Active
Cooperative companyfounded 20233 yrs activeGrand'Place(L) 17, 7870 Lens (Hainaut), BelgiumKBO/BCE: BE 0805.585.592
Summary

The computed 12-month bankruptcy probability of COOP-EX is 2.0% (moderate). The 2025 annual accounts show negative equity (-€1,567) and a net result of -€6,878. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0▼-41
Solvency4▼-46
Growth32
Track record94
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.83 against 1.33 in 2024; short-term debt: 120.9% and cash: 23.7% of total assets), and equity is negative.
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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-20.9%
Return on assets
-91.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€1,567
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
56 d early
2024
23 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 17 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

COOP-EX was incorporated on 7 September 2023 as a Cooperative company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€1,567
2024 · €5,310
Total assets
€7,515▼ 65.1%
2024 · €21,527
Net result
-€6,878
2024 · €310
Working capital
-€1,567
2024 · €5,310
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€682--€6,625
Net result€310--€6,878
Equity€5,310--€1,567
Total assets€21,527-€7,515▼ 65.1%
Debt€16,217-€9,083▼ 44.0%
Working capital€5,310--€1,567
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€8,000-€6,000-€4,000-€2,000€0Operating result 2024: €682€682Net result 2024: €310€310Operating result 2025: -€6,625-€6,625Net result 2025: -€6,878-€6,87820242025-€8,000-€6,000-€4,000-€2,000€0Operating result 2024: €682€682Net result 2024: €310€310Operating result 2025: -€6,625-€6,620Net result 2025: -€6,878-€6,88020242025
The operating result turns negative in 2025: a loss of €6,625 after €682 in 2024.
Key figures and ratios
2025 value · change against 2024
Solvency
-20.9%▼
2024 · 24.7%
Current ratio
0.83▼
2024 · 1.33
Debt to equity
-5.79▼
2024 · 3.05
ROA
-91.5%▼
2024 · 1.4%
Debt ≤ 1 year
€9,082▼
2024 · €16,217
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,663 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.2% went bankrupt
5.4% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,663 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€21,527€7,515▼
Current assets29/58€21,527€7,515▼
Amounts receivable within one year40/41€20,660€5,734▼
Trade receivables40€20,477-
Other amounts receivable41€183€5,734▲
Cash at bank and in hand54/58€867€1,782▲
Equity and liabilities
Total equity and liabilities10/49€21,527€7,515▼
Equity10/15€5,310-€1,567▼
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€310-€6,567▼
Amounts payable17/49€16,217€9,083▼
Amounts payable within one year42/48€16,217€9,082▼
Trade debts44€5,707€395▼
Suppliers440/4€5,707€395▼
Taxes, remuneration and social security45€375€203▼
Taxes450/3€203€203=
Remuneration and social security454/9€172-
Other amounts payable47/48€10,135€8,484▼
Accrued charges and deferred income492/3-€0
Income statement Code20242025
Other operating charges640/8€1,072€1,264▲
Gross operating margin9900€1,754-€5,361▼
Operating profit (loss)9901€682-€6,625▼
Financial income75/76B€6-
Recurring financial income75€6-
Financial charges65/66B€174€253▲
Recurring financial charges65€174€253▲
Profit (loss) for the period before taxes9903€514-€6,878▼
Income taxes67/77€203-
Profit (loss) for the period9904€310-€6,878▼
Profit (loss) for the period to be appropriated9905€310-€6,878▼
Appropriation of the result
Profit (loss) to be appropriated9906€310-€6,567▼
Profit (loss) brought forward from the previous period14P-€310

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Other operating charges640/8€1,072€1,264▲ 17.9%
Gross operating margin9900€1,754-€5,361▼ 406%
Operating profit (loss)9901€682-€6,625▼ 1,072%
Financial income75/76B€6--
Recurring financial income75€6--
Financial charges65/66B€174€253▲ 45.5%
Recurring financial charges65€174€253▲ 45.5%
Profit (loss) for the period before taxes9903€514-€6,878▼ 1,438%
Income taxes67/77€203--
Profit (loss) for the period9904€310-€6,878▼ 2,316%
Profit (loss) for the period to be appropriated9905€310-€6,878▼ 2,316%
Line20242025Change
Assets
Total assets20/58€21,527€7,515▼ 65.1%
Current assets29/58€21,527€7,515▼ 65.1%
Amounts receivable within one year40/41€20,660€5,734▼ 72.2%
Trade receivables40€20,477--
Other amounts receivable41€183€5,734▲ 3,025%
Cash at bank and in hand54/58€867€1,782▲ 105%
Equity and liabilities
Total equity and liabilities10/49€21,527€7,515▼ 65.1%
Equity10/15€5,310-€1,567▼ 130%
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€310-€6,567▼ 2,216%
Amounts payable17/49€16,217€9,083▼ 44.0%
Amounts payable within one year42/48€16,217€9,082▼ 44.0%
Trade debts44€5,707€395▼ 93.1%
Suppliers440/4€5,707€395▼ 93.1%
Taxes, remuneration and social security45€375€203▼ 45.8%
Taxes450/3€203€203=
Remuneration and social security454/9€172--
Other amounts payable47/48€10,135€8,484▼ 16.3%
Accrued charges and deferred income492/3-€0-
Line20242025Change
Profit (loss) for the period9904€310-€6,878▼ 2,316%
Operating cash flow (approximation)€310-€6,878▼ 2,316%
Change in cash-€914-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
05-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
23-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 23 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lens (Hainaut) · 1 establishment unit since 2023
seat establishment approximate The establishment unit on the map
Ground area
226 m²
Building footprint
155 m²
Volume, LiDAR
654 m³
Parcel 53046E0291/00B000, Wallonia · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
COOP-EX
Grand'Place(L) 17, 7870 Lens (Hainaut)Manufacture of metal structures and parts of structures
since 20232.350.365.230
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53046E0291/00B000indicative Wallonia 226 m² 1 · 155 m² 6.8 m · 1 fl.
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formCooperative company
Founded07-09-2023
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0805585592
Also 9925:BE0805585592
Registered 24-06-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.