COOP
ActiveCOOP has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €309k and a net result of €-2k. Equity is growing by ~22.2% per year across the filed fiscal years. Its solvency ranks better than 83% of 8623 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▼-13
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 8.23 against 5.73 in 2024; short-term debt: 12.1% and cash: 0.4% of total assets), and 12.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
31 d late
2023
125 d late
2022
30 d late
2021
79 d late
2020
1 d late
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€309k▼ 0.6%
2024 · €311k
2019: €114k
2020: €109k
2021: €163k
2022: €176k
2023: €294k
2024: €311k
2019 → 2025
Total assets
€355k▼ 6.6%
2024 · €380k
2019: €483k
2020: €358k
2021: €295k
2022: €296k
2023: €382k
2024: €380k
2019 → 2025
Net result
€-2k
2024 · €17k
2019: €-44k
2020: €-5k
2021: €2k
2022: €19k
2023: €125k
2024: €17k
2019 → 2025
Working capital
€311k▼ 0.6%
2024 · €313k
2019: €188k
2020: €168k
2021: €146k
2022: €159k
2023: €276k
2024: €313k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€163k-€176k▲ 7.9%€294k▲ 66.6%€311k▲ 5.8%€309k▼ 0.6%
Operating result€59k-€21k▼ 63.7%€161k▲ 654%€43k▼ 73.5%€2k▼ 96.0%
Net result€2k-€19k▲ 967%€125k▲ 563%€17k▼ 86.5%€-2k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 96% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €355k
Equity
€309k▼ 0.6%
Debt
€46k▼ 33.6%
The debt ratio falls from 18.1% to 12.9%. Equity and debt are lower.
Key figures and ratios
Solvency
87.1%▲
2024 · 81.9%
Current ratio
8.23▲
2024 · 5.73
Quick ratio
8.23▲
2024 · 5.73
Debt / equity
0.15▼
2024 · 0.22
ROE
-0.6%▼
2024 · 5.5%
ROA
-0.5%▼
2024 · 4.5%
Debt
€46k▼
2024 · €69k
Debt ≤ 1 year
€43k▼
2024 · €66k
Income taxes
€0▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€380k€355k▼
Fixed assets21/28€0-
Financial fixed assets28€0-
Current assets29/58€380k€355k▼
Amounts receivable within one year40/41€366k€353k▼
Trade receivables40€159k€187k▲
Other amounts receivable41€206k€166k▼
Cash at bank and in hand54/58€14k€1k▼
Deferred charges and accrued income490/1€241€0▼
Equity and liabilities
Total equity and liabilities10/49€380k€355k▼
Equity10/15€311k€309k▼
Contributions10/11€19k€19k=
Reserves13€292k€290k▼
Distributable reserves133€292k€290k▼
Profit (loss) carried forward14€0-
Amounts payable17/49€69k€46k▼
Amounts payable within one year42/48€66k€43k▼
Current portion of amounts payable after more than one year42€13k€10k▼
Financial debts43-€1k
Credit institutions430/8-€1k
Trade debts44€7k€30k▲
Suppliers440/4€7k€30k▲
Taxes, remuneration and social security45€47k€2k▼
Taxes450/3€47k€2k▼
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€3k€3k=
Income statement
Code20242025
Other operating charges640/8€9k€528▼
Gross operating margin9900€52k€2k▼
Operating profit (loss)9901€43k€2k▼
Financial income75/76B€10k€2k▼
Recurring financial income75€10k€2k▼
Financial charges65/66B€29k€5k▼
Recurring financial charges65€9k€5k▼
Non-recurring financial charges66B€20k€0▼
Profit (loss) for the period before taxes9903€24k€-2k▼
Income taxes67/77€7k€0▼
Profit (loss) for the period9904€17k€-2k▼
Profit (loss) for the period to be appropriated9905€17k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€-2k▼
Transfer from equity791/2-€2k
Transfer to equity691/2€17k€0▼
To other reserves6921€17k€0▼
Profit to be distributed694/7€0-
Directors or managers695€0-
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
2024
03-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 125 days late
2023
31-12
Financial
Highest result since 2019net €125k ▲563%
Operating result €161k, net result €125k, both a record.
31-12
Financial
Equity above €200kEq €294k ▲66.6%
3 profitable years in a row build equity to €294k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
18-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 79 days late
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
31-12
Financial
Equity above €150kEq €163k ▲50%
Equity rises from €109k to €163k.
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 1 day late
2020
13-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 231 days late
19-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 596 days late
19-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 961 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Désiré Mergaertstraat 308800 RoeselareGround area
100 m²
Building footprint
80 m²
Volume, LiDAR
752 m³
Parcel 36504D0965/00R002, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
COOP
since 20092.175.674.267
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36504D0965/00R002 | Flanders | 99 m² | 1 · 80 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PLATRIMO
BE 0443.905.256
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MOVAR
BE 0786.215.979
Damme · Eq €309k
Moving Zebra
BE 1025.138.659
Turnhout · Eq €309k
HANTERA
BE 0810.789.148
Kortrijk · Eq €307k
XVH-INVEST
BE 0598.850.878
Tielt · Eq €307k
Of 5,694 companies in sector 70100 we hold annual accounts for 3,489. 2,307 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-01-2009
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
46900Non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.