COOLSTORE
ActiveCOOLSTORE has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €250k and a net result of €16k. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 45% of 18040 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-3
Solvency53▼-7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.48 against 1.78 in 2024; short-term debt: 11.5% and cash: 4.3% of total assets), and 72.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.9%
Return on assets
1.8%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
15 d early
2024
3 d early
2023
28 d early
2022
69 d late
2021
129 d late
2020
61 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€250k▼ 36.5%
2024 · €394k
2018: €113k
2019: €245k
2020: €438k
2021: €515k
2022: €569k
2023: €513k
2024: €394k
2018 → 2025
Total assets
€898k▼ 21.3%
2024 · €1.14M
2018: €219k
2019: €395k
2020: €954k
2021: €1.38M
2022: €1.52M
2023: €1.29M
2024: €1.14M
2018 → 2025
Net result
€16k▼ 47.3%
2024 · €31k
2018: €95k
2019: €132k
2020: €193k
2021: €189k
2022: €174k
2023: €64k
2024: €31k
2018 → 2025
Working capital
€-54k
2024 · €112k
2018: €101k
2019: €235k
2020: €327k
2021: €336k
2022: €334k
2023: €242k
2024: €112k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€515k-€569k▲ 10.4%€513k▼ 9.8%€394k▼ 23.2%€250k▼ 36.5%
Operating result€253k-€223k▼ 11.6%€88k▼ 60.5%€53k▼ 40.3%€34k▼ 35.6%
Net result€189k-€174k▼ 8.3%€64k▼ 63.1%€31k▼ 51.7%€16k▼ 47.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 36% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €898k
Fixed assets
€848k▼ 4.2%
Current assets
€50k▼ 80.5%
Equity and liabilities €898k
Equity
€250k▼ 36.5%
Debt
€647k▼ 13.3%
The debt ratio rises from 65.5% to 72.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€72k▼
2024 · €92k
Cash flow
€54k▼
2024 · €70k
Solvency
27.9%▼
2024 · 34.5%
Current ratio
0.48▼
2024 · 1.78
Quick ratio
0.48▼
2024 · 1.29
Debt / equity
2.59▲
2024 · 1.90
ROE
6.5%▼
2024 · 7.9%
ROA
1.8%▼
2024 · 2.7%
Interest coverage
5.78▼
2024 · 7.39
Debt
€647k▼
2024 · €747k
Debt ≤ 1 year
€103k▼
2024 · €143k
Debt > 1 year
€544k▼
2024 · €594k
Income taxes
€6k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.14M€898k▼
Fixed assets21/28€885k€848k▼
Intangible fixed assets21€3k-
Tangible fixed assets22/27€882k€848k▼
Land and buildings22€864k€829k▼
Plant, machinery and equipment23€15k€15k▲
Furniture and vehicles24€3k€3k▼
Current assets29/58€256k€50k▼
Stocks and contracts in progress3€71k-
Stocks30/36€71k-
Amounts receivable within one year40/41€106k€10k▼
Trade receivables40€69k€985▼
Other amounts receivable41€38k€9k▼
Cash at bank and in hand54/58€77k€39k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.14M€898k▼
Equity10/15€394k€250k▼
Contributions10/11€19k€19k=
Reserves13€16k€32k▲
Distributable reserves133€16k€32k▲
Profit (loss) carried forward14€360k€200k▼
Amounts payable17/49€747k€647k▼
Amounts payable after more than one year17€594k€544k▼
Financial debts170/4€594k€544k▼
Amounts payable within one year42/48€143k€103k▼
Current portion of amounts payable after more than one year42€52k€53k▲
Financial debts43€25k-
Credit institutions430/8€25k-
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€55k€6k▼
Taxes450/3€55k€6k▼
Other amounts payable47/48€9k€43k▲
Accrued charges and deferred income492/3€9k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€38k▼
Other operating charges640/8€4k€5k▲
Gross operating margin9900€96k€76k▼
Operating profit (loss)9901€53k€34k▼
Financial income75/76B€1k€469▼
Recurring financial income75€1k€469▼
Financial charges65/66B€12k€12k▲
Recurring financial charges65€12k€12k▲
Profit (loss) for the period before taxes9903€42k€22k▼
Income taxes67/77€11k€6k▼
Profit (loss) for the period9904€31k€16k▼
Profit (loss) for the period to be appropriated9905€31k€16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€510k€376k▼
Profit (loss) brought forward from the previous period14P€479k€360k▼
Transfer to equity691/2-€16k
To other reserves6921-€16k
Profit to be distributed694/7€150k€160k▲
Return on contributions (dividend)694€150k€160k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €16k ▼47.3%
Net result drops to €16k, the lowest in the series.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 69 days late
2022
07-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 129 days late
2021
31-12
Financial
Equity above €500kEq €515k ▲17.5%
4 profitable years in a row build equity to €515k.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 61 days late
2020
31-12
Financial
Highest result since 2018net €193k ▲46.8%
Operating result €266k, net result €193k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Equity above €200kEq €245k ▲116%
2 profitable years in a row build equity to €245k.
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zeelandstraat 612660 AntwerpenGround area
287 m²
Building footprint
65 m²
Volume, LiDAR
520 m³
Parcel 11019B0035/00T006, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
COOLSTORE
since 20182.271.939.938
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11019B0035/00T006 | Flanders | 287 m² | 1 · 65 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 1,223 EUR awarded · 1,223 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 1,223 EUR | 1,223 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,979 companies in sector 47120 we hold annual accounts for 2,186. 1,333 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2018
Fiscal year end31-12
Activities, NACEBEL
47120Other non-specialised retail sale
47910Retail trade
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.