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Cools Lotte

Active
Private limited companyfounded 20242 yrs activeBisschopslaan 38, 2340 Beerse, BelgiumKBO/BCE: BE 1007.844.945
Summary

The computed 12-month bankruptcy probability of Cools Lotte is 3.1% (moderate). The 2025 annual accounts show equity of €6,348 and a net result of €5,348. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability90
Solvency46
Growth-
Track record67
Bankruptcy probability, 12 months
3.1% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-02-2026, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
23 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 2 April 2024, Cools Lotte was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€6,348
Total assets
€30,757
Net result
€5,348
Working capital
-€11,490

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €30,757
Fixed assets €17,839
Current assets €12,918
Equity and liabilities €30,757
Equity €6,348
Debt €24,409
Debt finances 79.4% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€14,899
Cash flow
€11,961
Current ratio
0.53
Debt to equity
3.85
ROE
84.2%
ROA
17.4%
Interest coverage
496.63
Debt ≤ 1 year
€24,409
Income taxes
€2,908

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet Code2025
Assets
Total assets20/58€30,757
Fixed assets21/28€17,839
Tangible fixed assets22/27€17,839
Furniture and vehicles24€17,839
Current assets29/58€12,918
Cash at bank and in hand54/58€12,852
Deferred charges and accrued income490/1€67
Equity and liabilities
Total equity and liabilities10/49€30,757
Equity10/15€6,348
Contributions10/11€1,000
Outside capital11€1,000
Other1109/19€1,000
Profit (loss) carried forward14€5,348
Amounts payable17/49€24,409
Amounts payable within one year42/48€24,409
Trade debts44€20,405
Suppliers440/4€20,405
Taxes, remuneration and social security45€1,408
Taxes450/3€1,408
Other amounts payable47/48€2,596
Income statement Code2025
Goods, raw materials, services and sundry goods60/61€72,651
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,612
Other operating charges640/8€539
Gross operating margin9900€15,438
Operating profit (loss)9901€8,286
Financial charges65/66B€30
Recurring financial charges65€30
Profit (loss) for the period before taxes9903€8,256
Income taxes67/77€2,908
Profit (loss) for the period9904€5,348
Profit (loss) for the period to be appropriated9905€5,348
Appropriation of the result
Profit (loss) to be appropriated9906€5,348

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Goods, raw materials, services and sundry goods60/61€72,651
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,612
Other operating charges640/8€539
Gross operating margin9900€15,438
Operating profit (loss)9901€8,286
Financial charges65/66B€30
Recurring financial charges65€30
Profit (loss) for the period before taxes9903€8,256
Income taxes67/77€2,908
Profit (loss) for the period9904€5,348
Profit (loss) for the period to be appropriated9905€5,348
Line2025
Assets
Total assets20/58€30,757
Fixed assets21/28€17,839
Tangible fixed assets22/27€17,839
Furniture and vehicles24€17,839
Current assets29/58€12,918
Cash at bank and in hand54/58€12,852
Deferred charges and accrued income490/1€67
Equity and liabilities
Total equity and liabilities10/49€30,757
Equity10/15€6,348
Contributions10/11€1,000
Outside capital11€1,000
Other1109/19€1,000
Profit (loss) carried forward14€5,348
Amounts payable17/49€24,409
Amounts payable within one year42/48€24,409
Trade debts44€20,405
Suppliers440/4€20,405
Taxes, remuneration and social security45€1,408
Taxes450/3€1,408
Other amounts payable47/48€2,596
Line2025
Profit (loss) for the period9904€5,348
+ Depreciation and write-downs630€6,612
Operating cash flow (approximation)€11,961

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
23-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 23 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
588 m²
Building footprint
109 m²
Volume, LiDAR
717 m³
Parcel 13004C0326/00A002, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Cools Lotte
Bisschopslaan 38, 2340 BeerseWholesale of pharmaceutical and medical goods
since 20242.359.737.212
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13004C0326/00A002 Flanders 588 m² 1 · 109 m² 9.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded02-04-2024
Fiscal year end30-06
E-invoicing
Reachable via Peppol
Peppol ID 0208:1007844945
Also 9925:BE1007844945
Registered 23-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.