COOLS INTERIOR
ActiveCOOLS INTERIOR has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €138k and a net result of €2k. Equity is shrinking by ~31.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 41% of 7687 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
79
/ 100
Excellent▼ -5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability6▼-38
Solvency77▲+14
Growth32=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 1.9 against 1.52 in 2024), but 63.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 31
Relative position
BE, all sectors
reference
Sector 31
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.9%
Return on assets
0.4%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €138k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
30 d early
2023
30 d early
2022
28 d early
2021
26 d early
2020
24 d early
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€138k▲ 1.1%
2024 · €136k
2018: €983k
2019: €983k
2020: €840k
2021: €663k
2022: €230k
2023: €125k
2024: €136k
2018 → 2025
Total assets
€374k▼ 10.1%
2024 · €416k
2018: €2.23M
2019: €1.85M
2020: €1.77M
2021: €1.64M
2022: €834k
2023: €475k
2024: €416k
2018 → 2025
Net result
€2k▼ 86.9%
2024 · €12k
2018: €52k
2019: €50k
2020: €-144k
2021: €-177k
2022: €-432k
2023: €-106k
2024: €12k
2018 → 2025
Working capital
€122k▲ 54.3%
2024 · €79k
2018: €810k
2019: €744k
2020: €681k
2021: €515k
2022: €123k
2023: €43k
2024: €79k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€663k-€230k▼ 65.2%€125k▼ 46.0%€136k▲ 9.6%€138k▲ 1.1%
Operating result€-180k-€-433k▼ 141%€-98k▲ 77.4%€14k€3k▼ 80.1%
Net result€-177k-€-432k▼ 144%€-106k▲ 75.5%€12k€2k▼ 86.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 80% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €374k
Fixed assets
€116k▼ 37.3%
Current assets
€258k▲ 11.6%
Equity and liabilities €374k
Equity
€138k▲ 1.1%
Debt
€236k▼ 15.6%
The debt ratio falls from 67.2% to 63.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€72k▼
2024 · €105k
Cash flow
€71k▼
2024 · €103k
Solvency
36.9%▲
2024 · 32.8%
Current ratio
1.90▲
2024 · 1.52
Quick ratio
1.73▲
2024 · 1.35
Debt / equity
1.71▼
2024 · 2.05
ROE
1.1%▼
2024 · 8.7%
ROA
0.4%▼
2024 · 2.9%
Interest coverage
18.99▲
2024 · 18.24
Debt
€236k▼
2024 · €280k
Debt ≤ 1 year
€136k▼
2024 · €152k
Debt > 1 year
€100k▼
2024 · €128k
Income taxes
€165▲
2024 · €160
Staff costs
€399k▼
2024 · €418k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€416k€374k▼
Fixed assets21/28€185k€116k▼
Tangible fixed assets22/27€185k€116k▼
Plant, machinery and equipment23€50k€8k▼
Furniture and vehicles24€83k€68k▼
Leasing and similar rights25€51k€40k▼
Financial fixed assets28€200€200=
Current assets29/58€231k€258k▲
Stocks and contracts in progress3€25k€23k▼
Stocks30/36€25k€23k▼
Amounts receivable within one year40/41€82k€116k▲
Trade receivables40€68k€93k▲
Other amounts receivable41€14k€23k▲
Current investments50/53€80k€100k▲
Cash at bank and in hand54/58€31k€4k▼
Deferred charges and accrued income490/1€12k€14k▲
Equity and liabilities
Total equity and liabilities10/49€416k€374k▼
Equity10/15€136k€138k▲
Contributions10/11€438k€438k=
Capital10€438k€438k=
Issued capital100€438k€438k=
Reserves13€56k€56k=
Non-distributable reserves130/1€56k€56k=
Legal reserve130€44k€44k=
Other1319€12k€12k=
Profit (loss) carried forward14€-357k€-356k▲
Amounts payable17/49€280k€236k▼
Amounts payable after more than one year17€128k€100k▼
Financial debts170/4€128k€100k▼
Amounts payable within one year42/48€152k€136k▼
Current portion of amounts payable after more than one year42€67k€28k▼
Trade debts44€44k€79k▲
Suppliers440/4€44k€79k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€41k€29k▼
Taxes450/3€407€0▼
Remuneration and social security454/9€40k€29k▼
Income statement
Code20242025
Remuneration, social security and pensions62€418k€399k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€91k€69k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€939€921▼
Gross operating margin9900€525k€472k▼
Operating profit (loss)9901€14k€3k▼
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€6k€4k▼
Recurring financial charges65€6k€4k▼
Profit (loss) for the period before taxes9903€12k€2k▼
Income taxes67/77€160€165▲
Profit (loss) for the period9904€12k€2k▼
Profit (loss) for the period to be appropriated9905€12k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-357k€-356k▲
Profit (loss) brought forward from the previous period14P€-369k€-357k▲
Social balance
Average headcount (FTE)90879.47.3▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €12k
Net result €12k after 4 loss-making years.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-432k
Net result drops to €-432k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ambachtsstraat 63980 Tessenderlo-HamGround area
9,825 m²
Building footprint
2,589 m²
Volume, LiDAR
12,717 m³
Parcel 71362B1440/00E000, Flanders · tallest building 6.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
COOLS INTERIOR
since 19892.043.478.214
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71362B1440/00E000 | Flanders | 9,825 m² | 1 · 2,589 m² | 6.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 3,065 EUR awarded · 3,065 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 116 EUR | 116 EUR |
| 2024 | 1 | 2,663 EUR | 2,663 EUR |
| 2022 | 1 | 286 EUR | 286 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
3 live approvalsBinnenschrijnwerk en interieur duaal (so)
Interieurbouwer duaal (so)
Operator CNC-gestuurde houtbewerkingsmachines duaal (so)
Legal Entity Identifier
254900YEBPKA5NIV6C79
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Of 1,496 companies in sector 31004 we hold annual accounts for 614. 464 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded19-10-1988
Fiscal year end31-12
Activities, NACEBEL
31004Manufacture of dining room, living room, bedroom and bathroom furniture
36141
43320Joinery installation
31001Manufacture of furniture
31002Manufacture of furniture
41001General construction of residential buildings
45421
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@reynders-goc.com