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Private limited company (pre-2019)founded 1997active for 29 yearsMeierend 15, 2470 Retie, BelgiumKBO/BCE: BE 0461.421.872
Summary

COOLS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €150,560 and a net result of €70,611. Equity is growing by about 15% per year across the filed financial years. Its solvency ranks better than 78% of 9,725 sector peers (NACE 64, financial year 2025). The company has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Financial service activities, except insurance and pension funding
NACE 64190
5th oldest company in Retie, Finance and insurance sector1 site
Size
€188,278total assets 2025
Equity
€150,560
Profit
€70,611
Turnover not published (micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
2025 accounts filed 31 days late2 of 3 deeds summarised
Signalsraises risk2025 accounts filed 31 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.
raises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
70 days late
2023
29 days late
2022
25 days late
2021
24 days late
2020
31 days early
2019
30 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 17 days after the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Equity above €150,000equity €150,560 ▲88.3%
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Positive: Result rose in 2025from €5,235 to €70,611 ▲ 13× View
  • Positive: 5th oldest company in Retie, Finance and insurance sectorin the Checked rankings No. 5 View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€188,278
Profit
€70,611
Solvency
80.0%
Total assets▲ 85.6%
Net result
20182025
Go to Financials

Timeline

Events
36
Since
1999
Next accounts
by 31-07-2027
  1. 29-11-2024Restructuring · Miscellaneous
  2. 02-09-2024Registered office
  3. 29-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Financial service activities, except insurance and pension fundingNACE 64190
Founded
10-09-1997
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
5
Annual meeting
First Tuesday of June at 11:00
Purpose
“Het optreden als gevolmachtigd agent van de Bank Brussel Lambert NV; De vennootschap kan…” (deed in Dutch)
Go to Articles of association

Key facts about COOLS

What is the company number of COOLS?
0461.421.872. In Belgium the VAT number is the company number with BE in front: BE 0461.421.872.
Where is COOLS based?
The registered office is at Meierend 15, 2470 Retie.Company details
What does COOLS do?
According to the KBO register, the main activity is financial service activities, except insurance and pension funding (NACE 64190).
What is the legal form of COOLS?
Private limited company (pre-2019) (BVBA).
When was COOLS founded?
On 10-09-1997.
Is COOLS still active?
Yes, COOLS is an active enterprise in the KBO register.
How many employees does COOLS have?
On average 0.7 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
What is the turnover of COOLS?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is COOLS profitable?
In financial year 2025, COOLS made a profit of €70,611.
Where can I find the annual accounts of COOLS?
COOLS filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of COOLS due?
By 31-07-2027, for financial year 2026.Timeline

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