COOLING HEATING SOLUTIONS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €548k and a net result of €2k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 88% of 2389 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
24 d late
2024
26 d late
2023
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€548k▲ 0.4%
2024 · €546k
2023: €550k
2024: €546k
2023 → 2025
Net result
€2k
2024 · €-4k
2023: €-983
2024: €-4k
2023 → 2025
Total assets
€564k▲ 0.7%
2024 · €560k
2023: €561k
2024: €560k
2023 → 2025
Solvency
97.1%▼ 0.3pp
2024 · 97.4%
2023: 98.1%
2024: 97.4%
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Turnover€5k
Equity€550k-€546k▼ 0.8%€548k▲ 0.4%
Operating result€-964-€-4k▼ 339%€2k
Net result€-983-€-4k▼ 335%€2k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2k after a loss of €4k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €563k
Fixed assets
€551k=
Current assets
€12k▲ 61.0%
Equity and liabilities €564k
Equity
€548k▲ 0.4%
Debt
€16k▲ 11.8%
The debt ratio rises from 2.6% to 2.9%. Equity and debt are higher.
Key figures and ratios
Solvency
97.1%▼
2024 · 97.4%
ROE
0.4%▲
2024 · -0.8%
ROA
0.4%▲
2024 · -0.8%
Debt
€16k▲
2024 · €14k
Debt ≤ 1 year
€16k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€560k€564k▲
Formation expenses20€2k€1k▼
Fixed assets21/28€551k€551k=
Financial fixed assets28€551k€551k=
Affiliated companies280/1€551k€551k=
Participating interests280€551k€551k=
Current assets29/58€7k€12k▲
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€7k€12k▲
Trade receivables40-€5k
Other amounts receivable41€7k€7k=
Cash at bank and in hand54/58€171€43▼
Equity and liabilities
Total equity and liabilities10/49€560k€564k▲
Equity10/15€546k€548k▲
Contributions10/11€551k€551k=
Profit (loss) carried forward14€-5k€-3k▲
Amounts payable17/49€14k€16k▲
Amounts payable within one year42/48€14k€16k▲
Trade debts44€126€0▼
Suppliers440/4€126€0▼
Other amounts payable47/48€14k€16k▲
Income statement
Code20242025
Operating income70/76A-€5k
Turnover70-€5k
Operating charges60/66A€4k€2k▼
Services and other goods61€4k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€421€581▲
Other operating charges640/8€126€128▲
Operating profit (loss)9901€-4k€2k▲
Financial charges65/66B€44€0▼
Recurring financial charges65€44€0▼
Other financial charges652/9€44€0▼
Profit (loss) for the period before taxes9903€-4k€2k▲
Profit (loss) for the period9904€-4k€2k▲
Profit (loss) for the period to be appropriated9905€-4k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-3k▲
Profit (loss) brought forward from the previous period14P€-983€-5k▼
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 24 days late
2025
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 26 days late
2024
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoge-Barrierestraat 38800 RoeselareGround area
1,518 m²
Building footprint
796 m²
Volume, LiDAR
4,598 m³
Parcel 36017D0008/00C000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
COOLING HEATING SOLUTIONS
since 20232.346.953.503
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36017D0008/00C000 | Flanders | 1,518 m² | 1 · 796 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,578 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-04-2023
Fiscal year end31-12
Abbreviation NL
C.H.S.
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.