Turnover
≈ €21,000 estimated
The micro format states no turnover.
COOLDRIVE
Overview
Lifetime
2 annual accounts with figures on one time axispeak €10,074 (2023)
€5,697▼ 43.4%
lowest -€1,466 (2024)
-€1,466▼ €4,166
peak €4,200 (2023)
€2,734▼ 34.9%
€25,639▼ 17.4%
Board1 name since 2023
1 directorMELLAERTS Benoît Léon
Documentsfilings and deeds
30-08-202530 days late
2024micro format
Gross margin from €10,074 to €5,697Loss of €1,466Equity from €4,200 to €2,734Debts from €31,046 to €25,639Investments €1,524
Key points
from the 2024 annual accountsDebts
€25,639 90% of the balance sheet
Financial debts 1%Suppliers 26%Taxes and wages 27%Other 46%
Investments
€1,524 5.3 × depreciation
Green is investment, beige is depreciation.
2025 accounts not filed, 102 days past the deadline
Checked score
48
Fair
Financially stronger than 15% of micro companies in education (NACE 85)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.4% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 3,825 companies (NACE 85, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%lowest value
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.5%▲ +0.1 percentage points vs 02-2025
04-2025: 0.5%● unchanged vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.6%▲ +0.1 percentage points vs 05-2025
07-2025: 0.6%● unchanged vs 06-2025
08-2025: 1.0%▲ +0.4 percentage points vs 07-2025
09-2025: 1.3%▲ +0.3 percentage points vs 08-2025
10-2025: 0.9%▼ -0.4 percentage points vs 09-2025
11-2025: 0.9%● unchanged vs 10-2025
12-2025: 0.9%● unchanged vs 11-2025
01-2026: 0.9%● unchanged vs 12-2025
02-2026: 0.9%● unchanged vs 01-2026
03-2026: 1.0%▲ +0.1 percentage points vs 02-2026
04-2026: 1.0%● unchanged vs 03-2026
05-2026: 1.0%● unchanged vs 04-2026
06-2026: 1.0%● unchanged vs 05-2026
07-2026: 1.0%● unchanged vs 06-2026
08-2026: 1.6%▲ +0.6 percentage points vs 07-2026
09-2026: 2.0%▲ +0.4 percentage points vs 08-2026
10-2026: 3.4%▲ +1.4 percentage points vs 09-2026highest value
11-2026: 3.4%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Figures for financial year 2024 (filed on 01-09-2025)
Liquidity: current ratio 1.00
lowers risk
Sector: Education (NACE 85)
Size: total assets €28,373
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 22% of them on solvency, 0% on liquidity, 21% on profitability and 17% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,301 companies had the same profile as COOLDRIVE has now. Each dot stands for 4 companies, two years later.
92.5%
were still trading
1.6%
stopped another way
5.5%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of COOLDRIVE itself: 3.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,301 companies, not a prediction for COOLDRIVE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Liquidity is tight, with a current ratio of 1.0 (1.09 in 2023), below the usual 1.5. Short-term debt is 90.4% of total assets. 90.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 2521 sector peers (2024).
NBB · sector comparisonPosition among 2521 sector peers
Solvency
better than 23%
← weakest
strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 102 days later.
NBB · 2 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline10-11-2026 today
raises risk · 2024 accounts filed 30 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
not filed
2024
30 days late
2023
27 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 29 days after the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0801453293
Incorporation
Founding capital of €1,500, 100 shares · Founder: MELLAERTS Benoît Léon (comparant) · Appointment: MELLAERTS Benoît Léon (director) · published on 08-05-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| COOLDRIVE Courcelles | €28,373 | €5,697 | 9.6% | - |
| SANTE FORMATION Sint-Pieters-Leeuw | €33,493 | €6,150 | 9.9% | - |
| P17 Aywaille | €29,655 | €7,402 | 86.1% | - |
| SPIS77 Herve | €44,272 | €6,424 | 59.8% | - |
| SMILE SCHOOL Mont-Saint-Guibert | €25,624 | €4,531 | -0.3% | - |
| JEGRO DESIGN Peer | €17,478 | €6,390 | 45.4% | - |
| Learnit.study Leuven | €21,026 | €9,387 | 42.1% | - |
These companies have the same main activity as COOLDRIVE: other education (NACE 85599). They are comparable in size and age: total assets between €17,500 and €44,300, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 04-05-2023Normal situation
- Activity
- Other educationNACE 85599and 4 others
- Financial year end
- 31 December
- Peppol
- Reachable since 31-01-2025
Annual accounts 2024
- €5,697▼ 43.4%
- €1,466
- €2,734▼ 34.9%
- €28,373▼ 19.5%
- Filing
- Filed on 30-08-2025
Insights on COOLDRIVE
The computed 12-month bankruptcy probability of COOLDRIVE is 3.4% (moderate). The 2024 annual accounts show equity of €2,734 and a net result of -€1,466.
Its solvency ranks better than 23% of 2,521 sector peers (NACE 85, financial year 2024). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2024
micro format, filed on 30-08-2025, 30 days late2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 10 November 2026.
€5,697
▼ 43.4%
€4,546
▼ 37.3%
-€1,466
▼ €4,166
€15
▼ 99.5%
9.6%
▼ 2.3 percentage points
1.00
▼ 0.09
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €21,000. Estimated: probably between €14,000 and €42,000.
Balance sheet
balance sheet total €28,373 on 31-12-2024What the company ownsHow it is paid for
in euro
Position in the sector
9.6%
Higher than 23% of 2,521 companies in 2024.
1.00
Higher than 29% of 2,371 companies in 2024.
-5.2%
Higher than 19% of 2,413 companies in 2024.
COOLDRIVE
Middle half of the sector
80% of the sector
Micro accounts in education (NACE 85)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2024 | 2023 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
28,373 | 35,246 | |
21/28 |
2,719 | 1,482 | |
22/27 |
2,719 | 1,482 | |
24 |
1,307 | 1,482 | |
26 |
1,412 | - | |
29/58 |
25,654 | 33,764 | |
40/41 |
17,802 | 23,453 | |
40 |
17,802 | 20,545 | |
41 |
- | 2,908 | |
54/58 |
- | 2,459 | |
490/1 |
7,852 | 7,852 | |
| Balance sheet: equity and liabilities | |||
10/49 |
28,373 | 35,246 | |
10/15 |
2,734 | 4,200 | |
10/11 |
1,500 | 1,500 | |
13 |
2,700 | 2,700 | |
133 |
2,700 | 2,700 | |
14 |
-1,466 | - | |
17/49 |
25,639 | 31,046 | |
42/48 |
25,639 | 31,046 | |
43 |
256 | - | |
430/8 |
256 | - | |
44 |
6,653 | 8,565 | |
440/4 |
6,653 | 8,565 | |
45 |
6,997 | 11,577 | |
450/3 |
6,997 | 8,095 | |
454/9 |
- | 3,482 | |
47/48 |
11,733 | 10,904 | |
| Income statement | |||
9900 |
5,697 | 10,074 | |
630 |
287 | 1,382 | |
640/8 |
864 | 1,440 | |
9901 |
4,546 | 7,252 | |
75/76B |
18 | - | |
75 |
18 | - | |
65/66B |
4,026 | 1,616 | |
65 |
4,026 | 1,616 | |
9903 |
538 | 5,636 | |
67/77 |
2,004 | 2,936 | |
9904 |
-1,466 | 2,700 | |
9905 |
-1,466 | 2,700 | |
| Appropriation of the result | |||
9906 |
-1,466 | 2,700 | |
691/2 |
- | 2,700 | |
6921 |
- | 2,700 | |
| Document | |||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2024 (PDF), filed on 30-08-2025.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2024 | 2023 |
|---|---|---|---|
| 4,833 | 8,634 | ||
| -1,179 | 4,082 | ||
| 1,524 | 2,864 | ||
| 15 | 2,718 | ||
| 9.6% | 11.9% | ||
| 1.00 | 1.09 | ||
| 9.38 | 7.39 | ||
| -53.6% | 64.3% | ||
| -5.2% | 7.7% | ||
| 1.20 | 5.34 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2024 | 2023 |
|---|---|---|
| Tangible fixed assets | €1,524 | €1,657 |
| Intangible fixed assets | - | €1,207 |
| €287 | €1,382 |
Source: notes to the 2023 to 2024 annual accounts (statement of fixed assets)
Insights on COOLDRIVE
The operating result for 2024 is 37% lower than in 2023.
Debt's share of the balance-sheet total rises from 88.1% to 90.4%. Equity and debt are lower.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 04-05-2023
term without a fixed end
listed in the 2024 annual accounts, filed on 30-08-2025
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 08-05-2023
Mandates through the years
1 name, the dashed line is todayMELLAERTS Benoît Léon
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- MELLAERTS Benoît Léon
- Director (not named in the articles), from 04-05-2023 to date
Control
Capital
- Contribution
- €1,500
- Shares
- 100
- Contribution per share
- €15
- Equity per share
- €27.34 in 2024
- Source
- deed of 08-05-2023
Articles of association
deed of 08-05-2023 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Frais de procédure et d’expertise pour moitié à charge du cédant et pour moitié à charge du ou des acquéreurs,proportionnellement au nombre…”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 08-05-2023 ↗
- MELLAERTS Benoît Léon 100 shares (100%) · €1,500 in cash
Network & group
No group
COOLDRIVE has no parent and no holdings in its annual accounts. MELLAERTS Benoît Léon is the only director. COOLDRIVE shares no director with another company.
Timeline
Timeline
4 events since 2023Filings
2023202420252026
2025
Annual accounts 2024 filed PDFmicro format · 30 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0801453293
2024
Annual accounts 2023 filed PDFmicro format · 27 days late
2023
IncorporationFounding capital of €1,500, 100 shares · Founder: MELLAERTS Benoît Léon (comparant) · Appointment: MELLAERTS Benoît Léon (director) · published on 08-05-20237 points ▸
- Founder, MELLAERTS Benoît Léon (comparant)
- Founding capital, €1,500, 100 shares
- MELLAERTS Benoît Léon holds all the shares
- 100 shares
- Registered office clause, rue des Combattants 61/B, 6180 Courcelles
- Board rule, 1
- Director appointment, MELLAERTS Benoît Léon (director (not named in the articles))
- The deed holds 8 more points.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
COOLDRIVE was incorporated on 4 May 2023 as a private limited company by one natural person, with a starting capital of €1,500.12 Since 2023, MELLAERTS Benoît Léon has served as director.3 The company has filed 2 sets of annual accounts, the latest for financial year 2024.4
Company details
Identity
- Enterprise number
- 0801.453.293
- VAT number
- BE 0801.453.293
- Peppol ID
- 0208:0801453293
- Other Peppol ID
- 9925:BE0801453293
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 04-05-2023
- Financial year
- ends on 31 December
- Peppol
- Reachable since 31-01-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- COOLDRIVE in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 08-05-2023 (in French)
Activities
NACEBEL 202585599
Other education main activity
31009
Manufacture of furniture
43120
Site preparation
Codes under NACEBEL 2008
85599
Other education main activity
31099
Manufacture of furniture
43120
Site preparation
43390
Specialised construction activities
47591
Retail trade
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “L’apprentissage et l’aide à la mobilité inter-urbaine,extra-urbaine et intra-urbaine,notamment via l’activité auto-école ainsi que toutes…”deed of 08-05-2023 (in French)
Text of the purpose
“L’apprentissage et l’aide à la mobilité inter-urbaine,extra-urbaine et intra-urbaine,notamment via l’activité auto-école ainsi que toutes prestations commerciales s’y rapportant.”
Registered office and establishments
| Rue des Combattants 61 registered office 6180 Courcelles |
Buildings and parcels at the address
- Ground area
- 513 m²
- Buildings
- 72 m²
- Volume, LiDAR
- 398 m³
- Tallest building
- 6.7 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 52015C0203/00S002 | 513 m² | 1 · 72 m² | 6.7 m · 2 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0801.453.293