Overdue debts
€15,090 on 31-12-2025
The annual accounts state €15,090 of overdue tax debts on 31-12-2025.
COOLDEV
Lifetime
6 annual accounts with figures on one time axispeak €42,187 (2020)
€27,761▲ 194%
lowest -€3,706 (2024)
€18,986▲ €22,692
peak €90,192 (2025)
€90,192▲ 26.7%
€25,560▲ 17.9%
Board1 name since 2020
-
Documentsfilings and deeds
16-10-202677 days late
2025micro format
Gross margin from €9,450 to €27,761Back to profit: €18,986Equity from €71,206 to €90,192Debts from €21,671 to €25,560
Key points
from the 2025 annual accountsTurnover
≈ €120,000 estimated
The micro format states no turnover.
Investments
€4,682 1.6 × depreciation
Green is investment, beige is depreciation.
Filings
6 annual accounts 77 days
Latest accounts filed late: after the legal deadline.
Starting capital
€1,000 100 shares
Position in the sector
77.9%
Higher solvency than 80% of companies in wholesale trade. Sector median 40.4% · 13,805 companies.
Checked score
67
Healthy
Financially stronger than 80% of micro companies in wholesale trade (NACE 46)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.5%
01-2025: 5.2%▲ +1.7 percentage points vs 12-2024
02-2025: 5.2%● unchanged vs 01-2025
03-2025: 5.5%▲ +0.3 percentage points vs 02-2025
04-2025: 5.0%▼ -0.5 percentage points vs 03-2025
05-2025: 5.0%● unchanged vs 04-2025
06-2025: 4.9%▼ -0.1 percentage points vs 05-2025
07-2025: 4.9%● unchanged vs 06-2025
08-2025: 6.4%▲ +1.5 percentage points vs 07-2025highest value
09-2025: 0.8%▼ -5.6 percentage points vs 08-2025
10-2025: 0.8%● unchanged vs 09-2025
11-2025: 0.8%● unchanged vs 10-2025
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.8%● unchanged vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.7%▼ -0.1 percentage points vs 02-2026
04-2026: 0.8%▲ +0.1 percentage points vs 03-2026
05-2026: 0.7%▼ -0.1 percentage points vs 04-2026
06-2026: 0.7%● unchanged vs 05-2026
07-2026: 0.7%● unchanged vs 06-2026lowest value
08-2026: 1.2%▲ +0.5 percentage points vs 07-2026
09-2026: 1.3%▲ +0.1 percentage points vs 08-2026
10-2026: 1.2%▼ -0.1 percentage points vs 09-2026
11-2026: 1.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 77 days late; 2 of the last 3 accounts late
Size: total assets €115,752
Founded in 2020
lowers risk
Liquidity: current ratio 4.34, cash €15,272
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 65% on liquidity, 84% on profitability and 80% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as COOLDEV has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of COOLDEV itself: 1.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for COOLDEV. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.34 (4.13 in 2024), above the usual 1.5. Short-term debt is 21.7% and cash 13.2% of total assets. 22.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 77 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-10-2026, 77 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filingsDeviation from the deadline
2025
77 days late
2024
4 days late
2023
433 days late
2022
122 days late
2021
283 days late
2020
5 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 154 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 November (4 of the last 5 accounts filed within 161 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
last known board- LELOUP Christophe René Jacques Jean-Pierre Suzanne Ghislain 100 sharesdeed of 23-04-2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0746427173
Incorporation
Founding capital of €1,000, 100 shares · Founder: LELOUP Christophe René Jacques Jean-Pierre Suzanne Ghislain · Appointment: LELOUP Christophe René Jacques Jean-Pierre Suzanne Ghislain (director) · published on 23-04-2020 · Gazette deed
First establishment
Rue d'Avelinsart 47, Charleroi
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| COOLDEV Charleroi | €115,752 | €27,761 | 77.9% | - |
| Aquascaper Leuven | €110,951 | €34,444 | 23.8% | - |
| TOSCABEL DESIGN Aalst | €101,205 | €31,738 | 53.0% | - |
| ANAEA Ixelles | €97,925 | €25,026 | 71.4% | - |
| ELAIR Péruwelz | €126,876 | €17,606 | 49.6% | - |
| FB INVEST CONSULTING Leuze-en-Hainaut | €100,542 | €23,926 | 76.2% | - |
| ARBR CONSULTING Tournai | €135,543 | €36,523 | 4.4% | - |
These companies have the same main activity as COOLDEV: agents specialised in the wholesale of other particular products (NACE 46180). They are comparable in size and age: total assets between €97,900 and €136,000, founded between 2018 and 2022.
Official details
Source: KBO- Status
- Active since 21-04-2020Normal situation
- Activity
- Agents specialised in the wholesale of other particular productsNACE 46180
- Establishment unit
- 2.301.723.5896044 Charleroi, since 21-04-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 11-12-2025
Insights on COOLDEV
COOLDEV files the micro format. That format states no turnover. The gross margin fell from €42,187 in 2020 to €27,761 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about COOLDEV
- What is the company number of COOLDEV?
- The company number of COOLDEV is 0746.427.173. The VAT number is the same number with BE in front: BE 0746.427.173.
- Where is COOLDEV based?
- The registered office is at Rue d'Avelinsart 47, 6044 Charleroi.Company details
- What does COOLDEV do?
- According to the KBO register, the main activity is agents specialised in the wholesale of other particular products (NACE 46180).
- What is the legal form of COOLDEV?
- COOLDEV is a private limited company (BV).
- When was COOLDEV founded?
- COOLDEV was founded on 21-04-2020.
- Is COOLDEV still active?
- Yes, COOLDEV is an active enterprise in the KBO register.
- What is the turnover of COOLDEV?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €27,761 and 38 comparable companies (NACE 461). It probably lies between €76,000 and €310,000.Financials
- Is COOLDEV profitable?
- In financial year 2025, COOLDEV made a profit of €18,986.
- Where can I find the annual accounts of COOLDEV?
- COOLDEV filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of COOLDEV due?
- COOLDEV must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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