Financials
- Fiscal year
- 2026
- Total assets
- €76,083
- Profit
- €17,828
- Solvency
- 23.4%
COOL TEAM X
ActiveSummary
The computed 12-month bankruptcy probability of COOL TEAM X is 4.5% (elevated). The 2026 annual accounts show equity of €17,828 and a net result of €17,828. Its solvency ranks better than 21% of 378 sector peers (NACE 43, fiscal year 2026). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Other construction installation
NACE 43240
1 site
Size
€76,083total assets 2026
- Equity
- €17,828
- Profit
- €17,828
Turnover not published (abridged schema)
Structure
Accounts filed 15 days late0 of 1 deed read
Why 38- Founded in 2024- Liquidity: current ratio 1.31, cash €9- Size: total assets €76,083- Sector Specialised construction activities (NACE 43)Show the evidence
Checked score
Score 2026
38
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 37% of its sector peers (NACE 43, micro)
Financial strength
Average
Solvency
48
equity 23.4% of total assets
Liquidity
8
short-term debt 76.6% · cash 0.0%
Profitability
96
return on assets 23.4%
Bankruptcy probability, 12 months
4.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: 2.0%lowest value
11-2025: 2.0%● unchanged vs 10-2025lowest value
12-2025: 2.0%● unchanged vs 11-2025
01-2026: 2.4%▲ +0.4 percentage points vs 12-2025
02-2026: 2.5%▲ +0.1 percentage points vs 01-2026
03-2026: 2.8%▲ +0.3 percentage points vs 02-2026
04-2026: 2.8%● unchanged vs 03-2026
05-2026: 3.1%▲ +0.3 percentage points vs 04-2026
06-2026: 3.2%▲ +0.1 percentage points vs 05-2026
07-2026: 3.0%▼ -0.2 percentage points vs 06-2026
08-2026: 3.3%▲ +0.3 percentage points vs 07-2026
09-2026: 3.4%▲ +0.1 percentage points vs 08-2026
10-2026: 4.5%▲ +1.1 percentage points vs 09-2026highest value
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.31; short-term debt: 76.6% and cash: 0% of total assets), and 76.6% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 25% on solvency, 5% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 378 sector peers (2026).
NBB · sector comparisonPosition among 378 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 15-09-2026, 15 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2026
15 days late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2026 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other construction installationNACE 43240
- Founded
- 26-09-2024
- Year ends
- 31-01
- Peppol
- Reachable for e-invoices
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