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COOL-INVEST

Active
Private limited companyfounded 1997active for 29 yearsChaussée de Bruxelles 724, 1410 Waterloo, BelgiumKBO/BCE: BE 0460.819.284
Summary

COOL-INVEST has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €235,048 and a net result of €352,182. Equity fluctuates too strongly from year to year to read a trend from it. The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 09-06-1997 Normal situation
Activity
No activity registered in the KBO
Financial year end
31 December
Peppol
Reachable since 12-11-2025

Board and ownership

Board
and 1 other
Shareholders
  • GESTIMO· score 922025 annual accounts of GESTIMO

Financial position

92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€779,716
▼ 7.4%
Turnover
≈ €1.8m
estimated
Profit
€352,182
▼ 6.0%
Equity
€235,048
▲ 28.5%
Total assets
€5.1m
▼ 1.6%
Score breakdownraises riskNo registered site in the KBOEquity €235,048 (4.6% of total assets)lowers riskSize: total assets €5.1mFigures for financial year 2025 (filed on 30-06-2026)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 56% of small companies without a NACE code
Financial strength · tick: 2024
Average
Solvency 30+1
equity 4.6% of total assets
Liquidity 45-5
short-term debt 22.9% · cash 2.7%
Profitability 77-1
return on assets 6.8%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1%lowest value 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.2%▲ +0.1 percentage points vs 05-2025 07-2025: 0.1%▼ -0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.2%▲ +0.1 percentage points vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026highest value 07-2026: 0.1%▼ -0.1 percentage points vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €21,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.12 (0.24 in 2024), below 1. Short-term debt is 22.9% and cash 2.7% of total assets. 95.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, small). It does better than 16% of them on solvency, 34% on liquidity, 86% on profitability and 88% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €5.1m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 30-06-2026)
NBB · annual accounts
raises risk · No registered site in the KBO
KBO · seat and establishments
raises risk · Equity €235,048 (4.6% of total assets)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €235,048
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 days early
2024
37 days early
2023
76 days early
2022
42 days early
2021
34 days early
2020
39 days early
2019
24 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 40 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €352,182 8 years View
  • Positive: Equity rose in 2025from €182,866 to €235,048 ▲ 28.5% View

Recent changes

  1. · Gazette deed 4 directors appointed, 3 directors resigningChanges of role: Vanhamme Karin, Huart Capucine and Huart Constantin · Appointment: Huart Delphine (director)
  2. · Gazette deed Incorporation
All 17 events

Key facts about COOL-INVEST

What is the company number of COOL-INVEST?
The company number of COOL-INVEST is 0460.819.284. The VAT number is the same number with BE in front: BE 0460.819.284.
Where is COOL-INVEST based?
The registered office is at Chaussée de Bruxelles 724, 1410 Waterloo.Company details
What is the legal form of COOL-INVEST?
The legal form of COOL-INVEST is Private limited company (BV).
When was COOL-INVEST founded?
COOL-INVEST was founded on 09-06-1997.
Is COOL-INVEST still active?
Yes, COOL-INVEST is an active enterprise in the KBO register.
What is the turnover of COOL-INVEST?
The turnover in financial year 2025 is ≈ €1.8m. This figure is estimated from the gross margin of €779,716 and 2,281 comparable companies of the same size. It probably lies between €1.1m and €3.1m. It is a rough estimate.Financials
Is COOL-INVEST profitable?
In financial year 2025, COOL-INVEST made a profit of €352,182.
Where can I find the annual accounts of COOL-INVEST?
COOL-INVEST filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of COOL-INVEST due?
COOL-INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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