COOL & DRAFT
ActiveCOOL & DRAFT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €506k and a net result of €29k. Equity is growing by ~14.6% per year across the filed fiscal years. Its solvency ranks better than 79% of 404 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability28▼-72
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 5.76 against 3.9 in 2024), and 24.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.3%
Return on assets
4.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
5 d late
2023
on the day
2022
on the day
2021
on the day
2020
on the day
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€506k▲ 6.0%
2024 · €477k
2019: €209k
2020: €256k
2021: €306k
2022: €338k
2023: €368k
2024: €477k
2019 → 2025
Total assets
€672k▼ 4.2%
2024 · €701k
2019: €466k
2020: €504k
2021: €666k
2022: €726k
2023: €735k
2024: €701k
2019 → 2025
Net result
€29k▼ 73.9%
2024 · €110k
2019: €46k
2020: €47k
2021: €51k
2022: €32k
2023: €71k
2024: €110k
2019 → 2025
Working capital
€412k▲ 16.9%
2024 · €352k
2019: €137k
2020: €173k
2021: €227k
2022: €254k
2023: €253k
2024: €352k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€306k-€338k▲ 10.4%€368k▲ 9.2%€477k▲ 29.5%€506k▲ 6.0%
Operating result€70k-€45k▼ 35.4%€103k▲ 128%€163k▲ 57.3%€46k▼ 71.9%
Net result€51k-€32k▼ 37.9%€71k▲ 124%€110k▲ 54.7%€29k▼ 73.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 72% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €672k
Fixed assets
€174k▼ 23.6%
Current assets
€498k▲ 5.2%
Equity and liabilities €672k
Equity
€506k▲ 6.0%
Debt
€166k▼ 25.8%
The debt ratio falls from 31.9% to 24.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€70k▼
2024 · €194k
Cash flow
€53k▼
2024 · €141k
Solvency
75.3%▲
2024 · 68.1%
Current ratio
5.76▲
2024 · 3.90
Quick ratio
5.27▲
2024 · 3.76
Debt / equity
0.33▼
2024 · 0.47
ROE
5.7%▼
2024 · 23.0%
ROA
4.3%▼
2024 · 15.7%
Interest coverage
15.00▼
2024 · 30.12
Debt
€166k▼
2024 · €224k
Debt ≤ 1 year
€87k▼
2024 · €122k
Debt > 1 year
€80k▼
2024 · €101k
Income taxes
€13k▼
2024 · €47k
Staff costs
€59k▲
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€701k€672k▼
Fixed assets21/28€227k€174k▼
Tangible fixed assets22/27€227k€174k▼
Land and buildings22€151k€139k▼
Plant, machinery and equipment23€13k€9k▼
Furniture and vehicles24€62k€24k▼
Other tangible fixed assets26€2k€2k▼
Current assets29/58€474k€498k▲
Stocks and contracts in progress3€16k€42k▲
Stocks30/36€16k€16k=
Contracts in progress37-€26k
Amounts receivable within one year40/41€200k€104k▼
Trade receivables40€135k€104k▼
Other amounts receivable41€65k€504▼
Cash at bank and in hand54/58€254k€350k▲
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€701k€672k▼
Equity10/15€477k€506k▲
Contributions10/11€19k€19k=
Reserves13€359k€388k▲
Distributable reserves133€359k€388k▲
Profit (loss) carried forward14€99k€99k=
Amounts payable17/49€224k€166k▼
Amounts payable after more than one year17€101k€80k▼
Financial debts170/4€101k€80k▼
Amounts payable within one year42/48€122k€87k▼
Current portion of amounts payable after more than one year42€21k€22k▲
Trade debts44€83k€30k▼
Suppliers440/4€83k€30k▼
Taxes, remuneration and social security45€16k€14k▼
Taxes450/3€12k€5k▼
Remuneration and social security454/9€4k€9k▲
Other amounts payable47/48€1k€21k▲
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Remuneration, social security and pensions62€31k€59k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€25k▼
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A€968-
Gross operating margin9900€228k€132k▼
Operating profit (loss)9901€163k€46k▼
Financial income75/76B€636€728▲
Recurring financial income75€636€728▲
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€157k€42k▼
Income taxes67/77€47k€13k▼
Profit (loss) for the period9904€110k€29k▼
Profit (loss) for the period to be appropriated9905€110k€29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€210k€128k▼
Profit (loss) brought forward from the previous period14P€100k€99k▼
Transfer to equity691/2€110k€29k▼
To other reserves6921€110k€29k▼
Profit to be distributed694/7€1k-
Return on contributions (dividend)694€1k-
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Weakest financial yearnet €29k ▼73.9%
Net result drops to €29k, the lowest in the series.
30-06
Financial
Equity above €500kEq €506k ▲6%
7 profitable years in a row build equity to €506k.
05-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 5 days late
2024
30-06
Financial
Highest result since 2019net €110k ▲54.7%
Operating result €163k, net result €110k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maldegem · 2 establishment units since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ambachtenlaan 239990 MaldegemGround area
3,938 m²
Building footprint
1,662 m²
Volume, LiDAR
3,295 m³
2 parcels, Flanders · tallest building 17.7 m. Linked by address, not a title deed.
2 establishment units
COOL & DRAFT
since 20072.164.510.062
Bogaardestraat 145, 9990 Maldegem
since 20202.314.112.568
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43001H0451/00L003 | Flanders | 3,304 m² | 1 · 1,554 m² | 17.7 m |
| 43503F0486/00N002 | Flanders | 634 m² | 1 · 109 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 278 EUR awarded · 189 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 182 EUR | 93 EUR |
| 2022 | 1 | 96 EUR | 96 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
2 categoriesCOOL & DRAFT BV45393
Legal Entity Identifier
984500PECR3957744378
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AIR EXECUTION
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Nivelles · Eq €524k
Of 462 companies in sector 28250 we hold annual accounts for 284. 224 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-08-2007
Fiscal year end30-06
Activities, NACEBEL
28250Manufacture of machinery and equipment not elsewhere classified
29230
43222Installation of electric heating, air conditioning, cooling and ventilation
28210Manufacture of machinery and equipment not elsewhere classified
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.