COOL CONSTRUCTIONS
ActiveThe file of COOL CONSTRUCTIONS contains 1 historical bankruptcy publication, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 0.6% (low). The 2025 annual accounts show equity of €165k and a net result of €27k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 7311 sector peers (fiscal year 2025).
Checked score
Score 2025
71
/ 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-2
Solvency18▲+1
Growth78=
Stability85
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days only on tighter terms
Liquidity tight (current ratio 1.09 against 1.07 in 2024), and 92.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.7%
Return on assets
1.3%
Age of the figures
11 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 7311 sector peers (2025).
NBB · sector comparisonPosition among 7311 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
162 d late
2023
63 d late
2022
236 d late
2021
397 d late
2020
431 d late
2019
111 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€165k▲ 19.6%
2024 · €138k
2018: €96k
2019: €97k
2020: €-77k
2021: €-135k
2022: €-22k
2023: €115k
2024: €138k
2018 → 2025
Total assets
€2.14M▲ 2.5%
2024 · €2.08M
2018: €1.53M
2019: €1.33M
2020: €1.26M
2021: €1.35M
2022: €1.44M
2023: €1.90M
2024: €2.08M
2018 → 2025
Net result
€27k▲ 15.8%
2024 · €23k
2018: €1k
2019: €1k
2020: €-174k
2021: €-58k
2022: €55k
2023: €137k
2024: €23k
2018 → 2025
Working capital
€172k▲ 35.8%
2024 · €127k
2018: €13k
2019: €15k
2020: €-163k
2021: €-201k
2022: €-103k
2023: €63k
2024: €127k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-135k-€-22k▲ 83.5%€115k€138k▲ 20.3%€165k▲ 19.6%
Operating result€-53k-€69k€157k▲ 126%€24k▼ 85.0%€29k▲ 22.5%
Net result€-58k-€55k€137k▲ 150%€23k▼ 83.0%€27k▲ 15.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 23% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.14M
Fixed assets
€8k▼ 45.4%
Current assets
€2.13M▲ 2.8%
Equity and liabilities €2.14M
Equity
€165k▲ 19.6%
Debt
€1.97M▲ 1.3%
The debt ratio falls from 93.4% to 92.3%: equity grows faster than debt.
Key figures and ratios
EBITDA
€35k▼
2024 · €64k
Cash flow
€33k▼
2024 · €64k
Solvency
7.7%▲
2024 · 6.6%
Current ratio
1.09▲
2024 · 1.07
Quick ratio
0.99▲
2024 · 0.97
Debt / equity
11.94▼
2024 · 14.10
ROE
16.4%▼
2024 · 16.9%
ROA
1.3%▲
2024 · 1.1%
Interest coverage
26.17▼
2024 · 246.97
Debt
€1.97M▲
2024 · €1.95M
Debt ≤ 1 year
€1.96M▲
2024 · €1.94M
Income taxes
€10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.08M€2.14M▲
Fixed assets21/28€14k€8k▼
Tangible fixed assets22/27€14k€8k▼
Plant, machinery and equipment23€14k€8k▼
Current assets29/58€2.07M€2.13M▲
Stocks and contracts in progress3€194k€194k=
Stocks30/36€194k€194k=
Amounts receivable within one year40/41€1.86M€1.92M▲
Trade receivables40€1.64M€1.84M▲
Other amounts receivable41€217k€77k▼
Cash at bank and in hand54/58€13k€12k▼
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€2.08M€2.14M▲
Equity10/15€138k€165k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€36k€36k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€34k€34k=
Profit (loss) carried forward14€83k€110k▲
Amounts payable17/49€1.95M€1.97M▲
Amounts payable after more than one year17€3k-
Financial debts170/4€3k-
Amounts payable within one year42/48€1.94M€1.96M▲
Current portion of amounts payable after more than one year42€3k-
Financial debts43€25k-
Credit institutions430/8€25k-
Trade debts44€389k€426k▲
Suppliers440/4€389k€426k▲
Advances received on contracts in progress46€88k€88k=
Taxes, remuneration and social security45€273k€292k▲
Taxes450/3€238k€268k▲
Remuneration and social security454/9€35k€24k▼
Other amounts payable47/48€1.16M€1.15M▼
Accrued charges and deferred income492/3-€15k
Income statement
Code20242025
Remuneration, social security and pensions62€41k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€6k▼
Other operating charges640/8-€10k
Gross operating margin9900€105k€45k▼
Operating profit (loss)9901€24k€29k▲
Financial income75/76B-€9k
Recurring financial income75-€9k
Financial charges65/66B€260€1k▲
Recurring financial charges65€260€1k▲
Profit (loss) for the period before taxes9903€23k€37k▲
Income taxes67/77-€10k
Profit (loss) for the period9904€23k€27k▲
Profit (loss) for the period to be appropriated9905€23k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€83k€110k▲
Profit (loss) brought forward from the previous period14P€60k€83k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 162 days late
30-09
Financial
Equity above €150kEq €165k ▲19.6%
4 profitable years in a row build equity to €165k.
2024
09-07
Bankruptcy
Bankruptcy reversal
Ondernemingsrechtbank Antwerpen, afdeling Mechelen · COOL CONSTRUCTIONS BV WOESTIJN- STRAAT 4, 2880 BORNEM · event 03-07-2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 63 days late
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 236 days late
30-09
Financial
Highest result since 2018net €137k ▲150%
Operating result €157k, net result €137k, both a record.
30-09
Financial
Equity above €100kEq €115k
2 profitable years in a row build equity to €115k.
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 397 days late
2022
30-09
Financial
Back to profitnet €55k
Net result €55k after 2 loss-making years.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 431 days late
2020
30-09
Financial
Weakest financial yearnet €-174k ▼12217%
Net result drops to €-174k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 111 days late
2019
12-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 135 days late
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 56 days late
2017
08-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 192 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Woestijnstraat(BOR) 42880 BornemGround area
2.5 ha
Building footprint
1.3 ha
Parcel 12007C0483/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
Cool Constructions
since 20052.148.643.634
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12007C0483/00A000 | Flanders | 2.5 ha | 1 · 1.3 ha | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
2 endedSimilar companies · same sector, comparable size
CLB CONSTRUCT
BE 0464.040.773
Brakel · Eq €165k
Bouwplek
BE 0563.463.102
Londerzeel · Eq €165k
L.B.CONSTRUCTION
BE 0885.800.535
Assesse · Eq €165k
GROUP HEYPRO
BE 0673.980.150
Londerzeel · Eq €165k
M&M TOITURES
BE 0765.667.817
Tienen · Eq €165k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,864. 12,344 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded27-05-2005
Fiscal year end30-09
Activities, NACEBEL
41001General construction of residential buildings
45212
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.