COOL & CHALEUR
ActiveThe computed 12-month bankruptcy probability of COOL & CHALEUR is 7.3% (elevated). The 2024 annual accounts show equity of €48k and a net result of €25k. Equity is growing by ~23.9% per year across the filed fiscal years. Its solvency ranks better than 41% of 36373 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).
Checked score
Score 2024
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability94▲+90
Solvency64▲+10
Growth78▲+46
Track record78
Bankruptcy probability, 12 months
7.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity ample (current ratio 1.59 against 1.31 in 2023; short-term debt: 61% and cash: 4.7% of total assets), but 61% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
39%
Return on assets
20.1%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-10-2025, 86 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
86 d late
2023
448 d late
2022
814 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publicationsPublications
Address struckAddress strikeout annulled
Financials · fiscal year 2024, micro schema
Equity
€48k▲ 106%
2023 · €23k
2022: €33k
2023: €23k
2022 → 2024
Total assets
€123k▲ 54.1%
2023 · €80k
2022: €76k
2023: €80k
2022 → 2024
Net result
€25k
2023 · €-9k
2022: €13k
2023: €-9k
2022 → 2024
Working capital
€44k▲ 155%
2023 · €17k
2022: €25k
2023: €17k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€33k-€23k▼ 28.4%€48k▲ 106%
Operating result€11k-€-12k€20k
Net result€13k-€-9k€25k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €20k after a loss of €12k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €123k
Fixed assets
€4k▼ 33.3%
Current assets
€119k▲ 61.2%
Equity and liabilities €123k
Equity
€48k▲ 106%
Debt
€75k▲ 32.6%
The debt ratio falls from 70.8% to 61.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€22k▲
2023 · €-10k
Cash flow
€27k▲
2023 · €-7k
Solvency
39.0%▲
2023 · 29.2%
Current ratio
1.59▲
2023 · 1.31
Quick ratio
1.59▲
2023 · 1.31
Debt / equity
1.56▼
2023 · 2.43
ROE
51.5%▲
2023 · -39.6%
ROA
20.1%▲
2023 · -11.5%
Interest coverage
175.84▲
2023 · -42.83
Debt
€75k▲
2023 · €57k
Debt ≤ 1 year
€75k▲
2023 · €57k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€80k€123k▲
Fixed assets21/28€6k€4k▼
Intangible fixed assets21€6k€4k▼
Current assets29/58€74k€119k▲
Amounts receivable within one year40/41€72k€113k▲
Trade receivables40€5k-
Other amounts receivable41€67k€113k▲
Cash at bank and in hand54/58€2k€6k▲
Equity and liabilities
Total equity and liabilities10/49€80k€123k▲
Equity10/15€23k€48k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€3k€28k▲
Amounts payable17/49€57k€75k▲
Amounts payable within one year42/48€57k€75k▲
Trade debts44€16k€4k▼
Suppliers440/4€16k€4k▼
Advances received on contracts in progress46€40k€71k▲
Taxes, remuneration and social security45€602-
Taxes450/3€602-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8-€3k
Gross operating margin9900€-10k€25k▲
Operating profit (loss)9901€-12k€20k▲
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Financial charges65/66B€242€123▼
Recurring financial charges65€242€123▼
Profit (loss) for the period before taxes9903€-9k€25k▲
Profit (loss) for the period9904€-9k€25k▲
Profit (loss) for the period to be appropriated9905€-9k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€28k▲
Profit (loss) brought forward from the previous period14P€13k€3k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-10
KBO administration
Address strikeout annulled
27-10
KBO administration
Address struck
25-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 86 days late
22-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 448 days late
22-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 814 days late
2024
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
2023
31-12
Financial
Weakest financial yearnet €-9k ▼174%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wezembeek-Oppem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lange Eikstraat 461970 Wezembeek-OppemGround area
682 m²
Building footprint
468 m²
Volume, LiDAR
4,396 m³
2 parcels, Brussels, Flanders · tallest building 17.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
AIR & CHALEUR GMT
since 20222.326.535.595
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22006A0114/00P000 | Flanders | 520 m² | 1 · 325 m² | 14.8 m · 3 fl. |
| 21818B0515/00Y002 | Brussels | 162 m² | 1 · 143 m² | 17.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,530 companies in sector 43222 we hold annual accounts for 5,661. 4,522 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2021
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
43212Electrical installation work in industrial facilities
43221Plumbing work
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:cooletchaleur@gmail.com
Phone:0470/01.94.05