COOKIE
ActiveSummary
COOKIE has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1,647 and a net result of €24,122. Equity has been shrinking by about 51% per year since 2021. Its solvency ranks better than 20% of 17,149 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 24-07-2020 Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housing NACE 68201and 1 other
- Establishment unit
- 2.306.031.478 2970 Schilde, since 24-07-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 12-09-2024
Board and ownership
Board
- Van der Brempt GregoryDirector · since 23-07-2020
- Holdings
- Shares in 1 company Molenmeers
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.3%
Annual accounts 2025
- Gross margin
- €31,855
- ▼ 36.4%
- Turnover
- ≈ €52,000
- estimated
- Profit
- €24,122
- ▼ 54.4%
- Equity
- €1,647
- ▼ 98.1%
- Total assets
- €530,050
- ▲ 28.9%
Score breakdownraises riskEquity €1,647 (0.3% of total assets)Founded in 2020lowers riskSize: total assets €530,050Sector: Real estate activities (NACE 68)Show the evidence
Checked score
Score 2025
82
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 25% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Weak
Solvency
25-21
equity 0.3% of total assets
Liquidity
5-24
short-term debt 99.7% · cash 3.6%
Profitability
74-11
return on assets 4.6%
Bankruptcy probability within 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.6%
01-2025: 0.6%● unchanged vs 12-2024
02-2025: 0.6%● unchanged vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.7%▲ +0.1 percentage points vs 05-2025highest value
07-2025: 0.1%▼ -0.6 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.3%▲ +0.2 percentage points vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 20% of them on solvency, 8% on liquidity, 68% on profitability and 6% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 17149 sector peers (2025).
NBB · sector comparisonPosition among 17149 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
59 days early
2024
58 days early
2023
50 days early
2022
17 days early
2021
11 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 39 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 June (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 02-06-2026 PDF all 5 filings
Turnover
≈ €52,000
Estimated: probably between €39,000 and €76,000
Total assets
€530,050▲ 28.9%
2024 · €411,276
Net result
€24,122▼ 54.4%
2024 · €52,887
Working capital
-€58,586
2024 · €12,746
Multi-year overview
2021 to 2025, 5 financial yearsOperating result
€12,143
▼ 65.0%
2025
20212025
Net result
€24,122
▼ 54.4%
2025
middle half of the sector
20212025
Equity
€1,647
▼ 98.1%
2025
lowest quarter of the sector
20212025
Total assets
€530,050
▲ 28.9%
2025
middle half of the sector
20212025
Debt
€528,404
▲ 62.8%
2025
20212025
Working capital
-€58,586
2025
middle half of the sector
20212025
Solvency
0.3%
▼ 20.7pp
2025
lowest quarter of the sector
20212025
Current ratio
0.89
▼ 0.15
2025
middle half of the sector
20212025
Return on assets (ROA)
4.6%
▼ 8.3pp
2025
middle half of the sector
20212025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20212022202320242025
Operating result€165,157--€66,270-€35,712▲ 46.1%€34,729€12,143▼ 65.0%
Net result€113,855within the sector's middle half--€64,297below the sector's middle half-€35,829below the sector's middle half▲ 44.3%€52,887above the sector's middle half€24,122within the sector's middle half▼ 54.4%
Equity€133,855within the sector's middle half-€69,558within the sector's middle half▼ 48.0%€33,729within the sector's middle half▼ 51.5%€86,616within the sector's middle half▲ 157%€1,647below the sector's middle half▼ 98.1%
Total assets€349,727below the sector's middle half-€210,935within the sector's middle half▼ 39.7%€231,919within the sector's middle half▲ 9.9%€411,276within the sector's middle half▲ 77.3%€530,050within the sector's middle half▲ 28.9%
Debt€215,872-€141,377▼ 34.5%€198,189▲ 40.2%€324,660▲ 63.8%€528,404▲ 62.8%
Working capital€26,851within the sector's middle half--€65,017within the sector's middle half-€126,650below the sector's middle half▼ 94.8%€12,746within the sector's middle half-€58,586within the sector's middle half
Solvency38.3%within the sector's middle half-33.0%within the sector's middle half▼ 5.3pp14.5%within the sector's middle half▼ 18.4pp21.1%within the sector's middle half▲ 6.5pp0.3%below the sector's middle half▼ 20.7pp
Current ratio1.12within the sector's middle half-0.54within the sector's middle half▼ 0.580.36below the sector's middle half▼ 0.181.04within the sector's middle half▲ 0.680.89within the sector's middle half▼ 0.15
Return on assets (ROA)32.6%above the sector's middle half--30.5%below the sector's middle half▼ 63.0pp-15.4%below the sector's middle half▲ 15.0pp12.9%above the sector's middle half▲ 28.3pp4.6%within the sector's middle half▼ 8.3pp
above
within
below
The sector band is the middle half of the companies in Real estate activities (NACE 68). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 65% lower than in 2024.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €530,050
Fixed assets
€60,233 ▼ 18.5%
Current assets
€469,817 ▲ 39.2%
Equity and liabilities €530,050
Equity
€1,647 ▼ 98.1%
Debt
€528,404 ▲ 62.8%
Debt's share of the balance-sheet total rises from 78.9% to 99.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€26,925▼
2024 · €48,914
Cash flow
€38,904▼
2024 · €67,072
Interest coverage
12.20▼
2024 · 15.05
Debt ≤ 1 year
€528,404▲
2024 · €324,660
Income taxes
€152▼
2024 · €380
A ratio outside any meaningful range has been withheld (balance sheet total €530,050, equity €1,647).
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €95,527 | €54,804 | €46,848 | €47,312 | - |
| Financial fixed assets | €12,500 | - | - | - | €5,000 |
| Depreciation and write-downs of the year | €1,023 | €14,732 | €21,044 | €14,185 | €14,782 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €4,330 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,023 | €14,732 | €21,044 | €14,185 | €14,782 | ▲ 4.2% |
| Other operating charges640/8 | €834 | €450 | €1,095 | €1,188 | €1,076 | ▼ 9.4% |
| Non-recurring operating charges66A | - | €1,595 | €0 | - | €3,854 | - |
| Gross operating margin9900 | €167,014 | -€49,493 | -€13,574 | €50,103 | €31,855 | ▼ 36.4% |
| Operating profit (loss)9901 | €165,157 | -€66,270 | -€35,712 | €34,729 | €12,143 | ▼ 65.0% |
| Financial income75/76B | €17,561 | €3,085 | €0 | €21,787 | €14,338 | ▼ 34.2% |
| Recurring financial income75 | €17,561 | €3,085 | €0 | €21,787 | €14,338 | ▼ 34.2% |
| Financial charges65/66B | €22,955 | €473 | €117 | €3,250 | €2,207 | ▼ 32.1% |
| Recurring financial charges65 | €22,955 | €473 | €117 | €3,250 | €2,207 | ▼ 32.1% |
| Profit (loss) for the period before taxes9903 | €159,764 | -€63,658 | -€35,829 | €53,267 | €24,274 | ▼ 54.4% |
| Income taxes67/77 | €45,909 | €639 | €0 | €380 | €152 | ▼ 60.0% |
| Profit (loss) for the period9904 | €113,855 | -€64,297 | -€35,829 | €52,887 | €24,122 | ▼ 54.4% |
| Profit (loss) for the period to be appropriated9905 | €113,855 | -€64,297 | -€35,829 | €52,887 | €24,122 | ▼ 54.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €349,727 | €210,935 | €231,919 | €411,276 | €530,050 | ▲ 28.9% |
| Fixed assets21/28 | €107,004 | €134,575 | €160,380 | €73,869 | €60,233 | ▼ 18.5% |
| Tangible fixed assets22/27 | €94,504 | €134,575 | €160,380 | €73,869 | €55,233 | ▼ 25.2% |
| Plant, machinery and equipment23 | - | €3,304 | €2,569 | €1,833 | €1,098 | ▼ 40.1% |
| Furniture and vehicles24 | - | €20,453 | €20,583 | €25,128 | €16,712 | ▼ 33.5% |
| Other tangible fixed assets26 | €94,504 | €110,818 | €137,228 | €46,908 | €37,423 | ▼ 20.2% |
| Financial fixed assets28 | €12,500 | €0 | - | - | €5,000 | - |
| Current assets29/58 | €242,723 | €76,359 | €71,539 | €337,407 | €469,817 | ▲ 39.2% |
| Amounts receivable after more than one year29 | €185,660 | €0 | - | €188,500 | €363,500 | ▲ 92.8% |
| Trade receivables290 | €185,660 | €0 | - | - | - | - |
| Other amounts receivable291 | - | - | - | €188,500 | €363,500 | ▲ 92.8% |
| Amounts receivable within one year40/41 | €15,125 | €40,297 | €54,047 | €75,045 | €84,113 | ▲ 12.1% |
| Trade receivables40 | €15,125 | €24,360 | €23,232 | €24,243 | €23,396 | ▼ 3.5% |
| Other amounts receivable41 | - | €15,937 | €30,815 | €50,802 | €60,717 | ▲ 19.5% |
| Cash at bank and in hand54/58 | €41,709 | €35,435 | €16,282 | €72,547 | €19,300 | ▼ 73.4% |
| Deferred charges and accrued income490/1 | €228 | €627 | €1,211 | €1,315 | €2,904 | ▲ 121% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €349,727 | €210,935 | €231,919 | €411,276 | €530,050 | ▲ 28.9% |
| Equity10/15 | €133,855 | €69,558 | €33,729 | €86,616 | €1,647 | ▼ 98.1% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €113,855 | €109,091 | €109,091 | €109,091 | €0 | ▼ 100% |
| Distributable reserves133 | €113,855 | €109,091 | €109,091 | €109,091 | €0 | ▼ 100% |
| Profit (loss) carried forward14 | - | -€59,533 | -€95,362 | -€42,475 | -€18,353 | ▲ 56.8% |
| Amounts payable17/49 | €215,872 | €141,377 | €198,189 | €324,660 | €528,404 | ▲ 62.8% |
| Amounts payable within one year42/48 | €215,872 | €141,377 | €198,189 | €324,660 | €528,404 | ▲ 62.8% |
| Current portion of amounts payable after more than one year42 | €1,750 | €0 | - | - | - | - |
| Trade debts44 | €53,605 | €470 | €3,118 | €343 | €2,989 | ▲ 771% |
| Suppliers440/4 | €53,605 | €470 | €3,118 | €343 | €2,989 | ▲ 771% |
| Taxes, remuneration and social security45 | €25,825 | €0 | - | €380 | €7,241 | ▲ 19× |
| Taxes450/3 | €11,825 | €0 | - | €380 | €7,241 | ▲ 19× |
| Remuneration and social security454/9 | €14,000 | €0 | - | - | - | - |
| Other amounts payable47/48 | €134,692 | €140,907 | €195,071 | €323,937 | €518,173 | ▲ 60.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €113,855 | -€64,297 | -€35,829 | €52,887 | €24,122 | ▼ 54.4% |
| + Depreciation and write-downs630 | €1,023 | €14,732 | €21,044 | €14,185 | €14,782 | ▲ 4.2% |
| Operating cash flow (approximation) | €114,878 | -€49,564 | -€14,785 | €67,072 | €38,904 | ▼ 42.0% |
| Investment in fixed assets (approximation) | - | -€42,304 | -€46,848 | €72,325 | -€1,146 | - |
| Change in cash | - | -€6,275 | -€19,153 | €56,265 | -€53,247 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 1,603 companies had the same profile as COOKIE has now. Two years later, 96.1% were still going and 1.9% had gone bankrupt.
- Small
- 5 to 10 years old
- solvency under 10%
- a profit under 5% of the balance sheet
96.1%
was still going
1.8%
stopped otherwise
1.9%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of COOKIE itself is lower: 0.3% within 12 months. It rests on far more data about COOKIE than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,603 companies, not a prediction for COOKIE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (5)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 02-06-2026 | 2026-00139052 | |
| 31-12-2024 | micro format | 03-06-2025 | 2025-00114945 | |
| 31-12-2023 | micro format | 11-06-2024 | 2024-00120575 | |
| 31-12-2022 | micro format | 14-07-2023 | 2023-00235383 | |
| 31-12-2021 | abbreviated format | 20-07-2022 | 2022-20205169 |
Board & ownership
Directors
Directors
1 director
Van der Brempt Gregory
Current
Owners and capital
Owners
Network & group
Holdings and subsidiaries
1 holdingHoldings 1
-
33.33%
Connections & network
1 connected companyThe connected companies are in the list below.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
BRABOHOEVE
Shared director
→
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
02-06
micro format · 59 days before the deadline
2025
03-06
micro format · 58 days before the deadline
2024
31-12
Financial
Back to profitnet €52,887
The net result is €52,887, after 2 loss-making years.
31-12
Financial
Liquidity more than doubledcurrent ratio 1.04
The current ratio rises from 0.36 to 1.04.
11-06
micro format · 50 days before the deadline
09-04
Gazette deed
Registered office moved from Schoten to SchildeNew seat: Brasschaatsebaan 16 bus 3, 2970 Schilde · Previous seat: Valkenlaan 42, 2900 Schoten · Permanent representative: Kim Oeyen4 points ▸
Gazette deed
Registered office moved from Schoten to Schilde
New seat: Brasschaatsebaan 16 bus 3, 2970 Schilde · Previous seat: Valkenlaan 42, 2900 Schoten · Permanent representative: Kim Oeyen4 points ▸
- General meeting, 07-03-2024
- Registered-office move, Brasschaatsebaan 16 bus 3,2970 Schilde
- Permanent representative, Kim Oeyen
- Director in office, Actra BV (director)
2023
14-07
micro format · 17 days before the deadline
2022
31-12
Financial
Weakest financial yearnet -€64,297
The net result drops to -€64,297, the lowest from 2021 to 2025. It recovers the following year.
13-10
Gazette deed
Registered office moved from Schilde to SchotenNew seat: Valkenlaan 42, 2900 Schoten · Previous seat: Noorderlaan 27, 2970 Schilde · Director in office3 points ▸
Gazette deed
Registered office moved from Schilde to Schoten
New seat: Valkenlaan 42, 2900 Schoten · Previous seat: Noorderlaan 27, 2970 Schilde · Director in office3 points ▸
- Board meeting, 01-08-2022
- Registered-office move, Valkenlaan 42,2900 Schoten
- Director in office, Gregory Van der Brempt (director)
20-07
abbreviated format · 11 days before the deadline
2020
28-07
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
COOKIE in Dutch
Enterprise number
0750.988.747
Legal form
Private limited company
Status
Active, normale toestand
Founded
24-07-2020
Entity type
Legal entity
Registered office and establishments
Registered office
Brasschaatsebaan 16, 2970 Schilde, Belgium
2 former offices
- Valkenlaan 42, 2900 Schoten until 07-03-2024 · act of 09-04-2024
- Noorderlaan 27, 2970 Schilde until 01-09-2022 · act of 13-10-2022
Establishment unit
COOKIE, Brasschaatsebaan 16, 2970 Schilde since 24-07-2020 · unit number 2.306.031.478
Activities
NACEBEL 202568201
Renting and operating of own or leased residential real estate, excluding social housing main activity
64210
Activities of holding companies
Codes under NACEBEL 2008
68201
Real estate activities main activity
64200
Holdings
Invoicing and payment
VAT number
BE 0750.988.747
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Sites & property
Location
Buildings and parcels at the address
Ground area
6,250 m²
Building footprint
260 m²
Building volume
2,576 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11039D0164/00V006 | Flanders | 6,250 m² | 1 · 260 m² | 13.5 m · 3 |