Convinto
Annual accounts 2026
micro format, filed on 27-10-2026, 4 days before the deadline€4.7m
▼ 6.2%
€5.0m
▼ 15.6%
-€12,585
▼ €4.1m
94.1%
▲ 9.4 percentage points
-0.3%
▼ 80.6 percentage points
-0.3%
▼ 68.3 percentage points
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance sheet
balance sheet total €5.0m on 31-03-2026What the company ownsHow it is paid for
in €m
in euro
Position in the sector
94.1%
Higher than 83% of 9,770 companies in 2025.
-0.3%
Higher than 95% of 9,624 companies in 2025.
Convinto
Middle half of the sector
80% of the sector
Micro accounts in financial services (NACE 64)
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||
20/58 |
5.0m | 5.9m | 2.8m | 1.8m | 1.1m | 497,596 | 791,242 | 742,425 | 266,017 | |
21/28 |
3.2m | 3.3m | 2.5m | 1.4m | 420,030 | 409,001 | 476,151 | 479,520 | 96,185 | |
22/27 |
3.2m | 3.3m | 2.2m | 1.1m | 14,143 | 3,114 | 11,445 | 14,814 | 21,728 | |
22 |
3.2m | 3.3m | 2.2m | 1.1m | - | - | - | - | - | |
23 |
3,302 | 5,011 | 6,720 | 8,430 | - | - | - | - | - | |
24 |
2,766 | 10,137 | 9,290 | 12,705 | 14,143 | 3,114 | 11,445 | 14,814 | 21,728 | |
26 |
6,967 | 7,926 | 8,885 | - | - | - | - | - | - | |
28 |
- | 0 | 235,228 | 276,739 | 405,887 | 405,887 | 464,706 | 464,706 | 74,457 | |
29/58 |
1.8m | 2.6m | 386,008 | 429,049 | 630,004 | 88,595 | 315,090 | 262,905 | 169,832 | |
29 |
700,000 | 1.4m | - | - | - | - | - | - | - | |
291 |
700,000 | 1.4m | - | - | - | - | - | - | - | |
40/41 |
720,219 | 833,247 | 19,698 | 65,339 | 99,887 | 32,493 | 31,118 | 17,763 | 14,218 | |
40 |
2,497 | 97 | 19,698 | 720 | 17,219 | 21,296 | 13,552 | 17,763 | 14,218 | |
41 |
717,722 | 833,150 | 0 | 64,619 | 82,667 | 11,197 | 17,566 | - | - | |
50/53 |
65,422 | 13,340 | - | - | - | 0 | - | - | 7 | |
54/58 |
193,180 | 307,337 | 355,216 | 356,825 | 527,267 | 54,175 | 283,334 | 244,512 | 155,408 | |
490/1 |
108,428 | 68,762 | 11,093 | 6,885 | 2,851 | 1,927 | 638 | 631 | 200 | |
| Balance sheet: equity and liabilities | ||||||||||
10/49 |
5.0m | 5.9m | 2.8m | 1.8m | 1.1m | 497,596 | 791,242 | 742,425 | 266,017 | |
10/15 |
4.7m | 5.0m | 1.1m | 1.0m | 166,889 | 253,707 | 450,234 | 250,075 | 114,700 | |
10/11 |
20,000 | 20,000 | 20,000 | 20,000 | 20,000 | 20,000 | - | 20,000 | 20,000 | |
100 |
- | - | - | - | - | - | - | 20,000 | 20,000 | |
11 |
- | - | - | - | - | - | 20,000 | - | - | |
1100/10 |
- | - | - | - | - | - | 20,000 | - | - | |
13 |
4.7m | 5.0m | 1.1m | 1.0m | 146,889 | 233,707 | 430,234 | 230,075 | 94,700 | |
130/1 |
- | - | - | - | 0 | 2,000 | 2,000 | - | - | |
130 |
- | - | - | - | - | - | - | 2,000 | 2,000 | |
1311 |
- | - | - | - | 0 | 2,000 | - | - | - | |
1319 |
- | - | - | - | - | - | 2,000 | - | - | |
133 |
4.7m | 5.0m | 1.1m | 1.0m | 146,889 | 231,707 | 428,234 | 228,075 | 92,700 | |
14 |
0 | 0 | 0 | 0 | 0 | - | - | - | - | |
17/49 |
297,552 | 909,043 | 1.7m | 756,990 | 883,145 | 243,889 | 341,007 | 492,350 | 151,317 | |
17 |
0 | 666,667 | 928,565 | 626,016 | 139,581 | 189,157 | 242,026 | 295,063 | 45,923 | |
170/4 |
0 | 666,667 | 928,565 | 626,016 | 139,581 | 189,157 | 242,026 | 295,063 | 45,923 | |
42/48 |
293,659 | 239,590 | 772,144 | 130,974 | 743,564 | 54,732 | 98,981 | 196,797 | 104,344 | |
42 |
0 | 53,333 | 137,451 | 113,565 | 49,575 | 48,772 | 53,037 | 49,816 | 11,089 | |
43 |
1,744 | - | - | - | - | - | - | - | 20 | |
430/8 |
1,744 | - | - | - | - | - | - | - | 20 | |
44 |
7,333 | 4,811 | 3,440 | 6,540 | 2,189 | 1,191 | 1,485 | 3,480 | 4,487 | |
440/4 |
7,333 | 4,811 | 3,440 | 6,540 | 2,189 | 1,191 | 1,485 | 3,480 | 4,487 | |
45 |
45,844 | 43,381 | 30,643 | 1,333 | 190,300 | 4,059 | 44,460 | 43,606 | 68,452 | |
450/3 |
45,844 | 43,381 | 30,643 | 1,333 | 190,300 | 4,059 | 40,618 | 39,764 | 64,610 | |
454/9 |
- | - | - | - | - | - | 3,842 | 3,842 | 3,842 | |
47/48 |
238,739 | 138,065 | 600,610 | 9,536 | 501,500 | 710 | - | 99,896 | 20,296 | |
492/3 |
3,893 | 2,786 | 13,169 | - | - | - | - | 490 | 1,050 | |
| Income statement | ||||||||||
76A |
- | - | - | - | - | 1,268 | - | - | - | |
9900 |
62,099 | 255,913 | 164,888 | 243,926 | 480,424 | 174,559 | 87,495 | 101,812 | 123,284 | |
630 |
90,018 | 64,880 | 32,900 | 4,099 | 4,630 | 3,392 | 8,347 | 6,914 | 12,256 | |
640/8 |
17,685 | 14,679 | 9,377 | 3,591 | 1,155 | 2,829 | 1,124 | 694 | 1,542 | |
66A |
0 | 136,800 | 137,786 | 129,890 | - | - | - | - | - | |
9901 |
-45,604 | 39,554 | -15,174 | 106,346 | 474,639 | 168,339 | 78,024 | 94,204 | 109,486 | |
75/76B |
58,611 | 4.0m | 1.1m | 800,199 | 152,687 | 108,268 | 151,089 | 77,000 | 29,225 | |
75 |
58,611 | 4.0m | 1.1m | 800,199 | 152,687 | 108,268 | 151,089 | 77,000 | 29,225 | |
65/66B |
24,748 | 33,721 | 27,134 | 6,471 | 4,329 | 5,207 | 5,453 | 5,223 | 5,143 | |
65 |
24,748 | 33,721 | 27,134 | 6,471 | 4,329 | 5,207 | 5,453 | 5,223 | 5,143 | |
9903 |
-11,741 | 4.1m | 1.1m | 900,074 | 622,997 | 271,399 | 223,659 | 165,981 | 133,568 | |
67/77 |
844 | 13,754 | 955 | 25,339 | 119,815 | 42,927 | 23,500 | 27,726 | 38,868 | |
9904 |
-12,585 | 4.0m | 1.1m | 874,735 | 503,182 | 228,473 | 200,159 | 138,255 | 94,700 | |
9905 |
-12,585 | 4.0m | 1.1m | 874,735 | 503,182 | 228,473 | 200,159 | 138,255 | 94,700 | |
| Appropriation of the result | ||||||||||
9906 |
-12,585 | 4.0m | 1.1m | 874,735 | 503,182 | 228,473 | 200,159 | 138,255 | 94,700 | |
791/2 |
312,585 | 0 | 376,471 | 0 | 86,818 | 425,000 | - | - | - | |
691/2 |
0 | 3.9m | 460,427 | 874,735 | 0 | 228,473 | 200,159 | 135,375 | 94,700 | |
6920 |
- | - | - | - | - | - | - | - | 2,000 | |
6921 |
0 | 3.9m | 460,427 | 874,735 | 0 | 228,473 | 200,159 | 135,375 | 92,700 | |
694/7 |
300,000 | 136,300 | 966,471 | 0 | 590,000 | 425,000 | - | 2,880 | - | |
694 |
300,000 | 136,300 | 966,471 | 0 | 590,000 | 425,000 | - | 2,880 | - | |
| Document | ||||||||||
The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2026 at the NBB, filed on 27-10-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-03-2026 | micro format | 27-10-2026 | 2026-00569034 | |
| 31-03-2025 | micro format | 30-10-2025 | 2025-00553847 | |
| 31-03-2024 | micro format | 20-08-2024 | 2024-00352507 | |
| 31-03-2023 | micro format | 27-10-2023 | 2023-00494043 | |
| 31-03-2022 | micro format | 28-10-2022 | 2022-20477268 | |
| 31-03-2021 | micro format | 03-11-2021 | 2021-76300012 | |
| 31-03-2020 | abbreviated format | 02-10-2020 | 2020-59100264 | |
| 31-03-2019 | abbreviated format | 27-09-2019 | 2019-66500355 | |
| 31-03-2018 | abbreviated format | 25-10-2018 | 2018-70100445 |
Subsidies and aid
Flemish government 2022, 1 entry, €1,635 awarded, €1,635 paid
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|---|
| 1,379 | 1.3m | 1.3m | 1.2m | 15,659 | 1,066 | 4,978 | 390,249 | 108,441 | ||
| -114,157 | -47,879 | -1,609 | -170,442 | 473,092 | -229,159 | 38,822 | 89,104 | - | ||
| 94.1% | 84.7% | 39.6% | 57.9% | 15.9% | 51.0% | 56.9% | 33.7% | 43.1% | ||
| -0.3% | 80.3% | 93.3% | 84.0% | 301.5% | 90.1% | 44.5% | 55.3% | 82.6% | ||
| -0.3% | 68.0% | 37.0% | 48.6% | 47.9% | 45.9% | 25.3% | 18.6% | 35.6% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Securities and guarantees
on own assets and for others| Item | 31-03-2026 | 31-03-2025 | 31-03-2024 | 31-03-2023 | 31-03-2022 |
|---|---|---|---|---|---|
| Mortgages, amount registered | - | €200,000 | €200,000 | €150,000 | - |
| - | €600,000 | €600,000 | - | - | |
| Carrying value of the mortgaged assets | - | €2.2m | €2.2m | €1.1m | - |
| - | €50,000 | €50,000 | - | - |
Source: notes to the 2022 to 2026 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
fixed assets acquired| Item | 31-03-2026 | 31-03-2025 | 31-03-2024 | 31-03-2023 | 31-03-2022 |
|---|---|---|---|---|---|
| Tangible fixed assets | €1,379 | €1.3m | €1.3m | €1.2m | €15,659 |
| €90,018 | €64,880 | €32,900 | €4,099 | €4,630 |
Source: notes to the 2022 to 2026 annual accounts (statement of fixed assets)
Insights on Convinto
The operating result for 2026 is a loss of €45,604, after a profit of €39,554 in 2025. It is the lowest result since 2018.
Debt's share of the balance-sheet total falls from 15.3% to 5.9%. Equity and debt are lower.