Equity
€237,926 ▲ 57.4%
Equity rose in 2025 from €151,140 to €237,926.
ConvergeX
Overview
Lifetime
3 annual accounts with figures on one time axispeak €157,358 (2024)
€142,016▼ 9.7%
peak €92,616 (2024)
€86,785▼ 6.3%
peak €237,926 (2025)
€237,926▲ 57.4%
€138,453▲ 21.4%
Board2 names since 2023
2 directorsHERTELEER Liesbet Chrona Hedi Willie and 1 other
Documentsfilings and deeds
30-06-202631 days before the deadline
2025micro format
Equity from €151,140 to €237,926Debts from €114,005 to €138,453
Key points
from the 2025 annual accountsTurnover
≈ €220,000 estimated
The micro format states no turnover.
Position in the sector
€86,785
Higher net result than 90% of companies in computer programming and consultancy. Sector median €28,569 · 21,199 companies.
Checked score
96
Excellent
Financially stronger than 68% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,925 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: 0.1%▲ +0.1 percentage points vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025highest value
07-2025: < 0.1%▼ -0.1 percentage points vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026lowest value
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 3.22, cash €196,493
Size: total assets €376,379
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 55% of them on solvency, 72% on liquidity, 62% on profitability and 81% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as ConvergeX has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
The bankruptcy probability of ConvergeX itself is lower: < 0.1% within 12 months. It rests on far more data about ConvergeX than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for ConvergeX. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €22,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.22 (2.74 in 2024), above the usual 1.5. Short-term debt is 30.8% and cash 52.2% of total assets. 36.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
31 days early
2024
43 days early
2023
40 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 38 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 June (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- PAUWELS Robin 350 sharesdeed of 31-05-2023
- HERTELEER Liesbet Chrona Hedi Willie 150 sharesdeed of 31-05-2023
Recent changes
Incorporation
Founding capital of €5,000, 500 shares · Founders: PAUWELS Robin and HERTELEER Liesbet Chrona Hedi Willie · Appointments: PAUWELS Robin (director) and HERTELEER Liesbet Chrona Hedi Willie (director) · published on 31-05-2023 · Gazette deed
First establishment
Hulstbesstraat 6, Genk
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ConvergeX Genk | €376,379 | €142,016 | 63.2% | - |
| jer-v consult Hasselt | €328,901 | €157,746 | 72.7% | - |
| Long Island IT consulting Merelbeke-Melle | €361,537 | €147,750 | 64.1% | - |
| BH3 CONSULT Gembloux | €347,924 | €146,259 | 89.1% | - |
| MATI BUSINESS SERVICES Zemst | €352,020 | €147,879 | 85.8% | - |
| Francken Projects Essen | €344,797 | €145,588 | 84.7% | - |
| NIJAR Ostend | €360,439 | €155,331 | 70.6% | - |
These companies have the same main activity as ConvergeX: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €329,000 and €362,000, founded in 2023.
Official details
Source: KBO- Status
- Active since 28-05-2023Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Establishment unit
- 2.346.404.6603600 Genk, since 28-05-2023
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €142,016▼ 9.7%
- €86,785▼ 6.3%
- €237,926▲ 57.4%
- €376,379▲ 42.0%
- Filing
- Filed on 30-06-2026, 31 days before the end of the filing period
Insights on ConvergeX
ConvergeX files the micro format. That format states no turnover. The gross margin rose from €76,705 in 2023 to €142,016 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 30-06-2026, 31 days before the deadline€142,016
▼ 9.7%
€123,756
▼ 11.0%
€86,785
▼ 6.3%
€257,589
▲ 79.6%
63.2%
▲ 6.2 percentage points
3.22
▲ 0.48
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €220,000. Estimated: probably between €200,000 and €270,000.
Balance sheet
balance sheet total €376,379 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
63.2%
Higher than 54% of 21,193 companies in 2025.
3.22
Higher than 60% of 20,556 companies in 2025.
23.1%
Higher than 57% of 20,731 companies in 2025.
ConvergeX
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: top quarter · Equity: top quarter · Balance sheet total: top quarter · Working capital: top quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
376,379 | 265,146 | 154,039 | |
21/28 |
2,833 | 39,314 | 46,233 | |
22/27 |
2,833 | 39,314 | 46,233 | |
23 |
931 | - | - | |
24 |
1,902 | 39,314 | 46,233 | |
29/58 |
373,546 | 225,832 | 107,806 | |
40/41 |
74,108 | 58,543 | 30,290 | |
40 |
74,108 | 58,543 | 30,290 | |
50/53 |
100,000 | - | - | |
54/58 |
196,493 | 163,086 | 74,117 | |
490/1 |
2,944 | 4,203 | 3,399 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
376,379 | 265,146 | 154,039 | |
10/15 |
237,926 | 151,140 | 58,525 | |
10/11 |
5,000 | 5,000 | 5,000 | |
13 |
232,926 | 146,140 | 53,525 | |
133 |
232,926 | 146,140 | 53,525 | |
17/49 |
138,453 | 114,005 | 95,514 | |
17 |
18,330 | 26,836 | 34,931 | |
170/4 |
18,330 | 26,836 | 34,931 | |
42/48 |
115,957 | 82,409 | 57,220 | |
42 |
8,506 | 8,095 | 7,703 | |
44 |
3,511 | 1,331 | 1,295 | |
440/4 |
3,511 | 1,331 | 1,295 | |
45 |
93,488 | 52,313 | 34,125 | |
450/3 |
93,488 | 52,313 | 33,669 | |
454/9 |
- | - | 456 | |
47/48 |
10,452 | 20,671 | 14,097 | |
492/3 |
4,166 | 4,760 | 3,364 | |
| Income statement | ||||
9900 |
142,016 | 157,358 | 76,705 | |
630 |
739 | 9,927 | 878 | |
640/8 |
5,211 | 8,341 | 301 | |
66A |
12,311 | - | - | |
9901 |
123,756 | 139,090 | 75,526 | |
75/76B |
- | 0 | - | |
75 |
- | 0 | - | |
65/66B |
4,322 | 5,732 | 1,581 | |
65 |
4,322 | 5,732 | 1,581 | |
9903 |
119,433 | 133,359 | 73,945 | |
67/77 |
32,648 | 40,743 | 20,420 | |
9904 |
86,785 | 92,616 | 53,525 | |
9905 |
86,785 | 92,616 | 53,525 | |
| Appropriation of the result | ||||
9906 |
86,785 | 92,616 | 53,525 | |
691/2 |
86,785 | 92,616 | 53,525 | |
6921 |
86,785 | 92,616 | 53,525 | |
| Document | ||||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 124,495 | 149,017 | 76,404 | ||
| 87,525 | 102,542 | 54,402 | ||
| 1,069 | 3,008 | 47,110 | ||
| 33,407 | 88,969 | - | ||
| 257,589 | 143,423 | 50,586 | ||
| 63.2% | 57.0% | 38.0% | ||
| 3.22 | 2.74 | 1.88 | ||
| 0.58 | 0.75 | 1.63 | ||
| 36.5% | 61.3% | 91.5% | ||
| 23.1% | 34.9% | 34.7% | ||
| 28.80 | 26.00 | 48.31 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Tangible fixed assets | €1,069 | €3,008 | €47,110 |
| €739 | €9,927 | €878 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on ConvergeX
The operating result for 2025 is 11% lower than in 2024.
Debt's share of the balance-sheet total falls from 43.0% to 36.8%. Equity and debt are higher.
Board & ownership
Board
2 directors, since incorporationDirector
appointed by deed of 31-05-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 30-06-2026
Director
appointed by deed of 31-05-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 30-06-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 31-05-2023
Mandates through the years
2 names, the dashed line is todayPAUWELS Robin
Director
Director
Board
Mandates as a list
- HERTELEER Liesbet Chrona Hedi Willie
- Director, from 28-05-2023 to date
- PAUWELS Robin
- Director, from 28-05-2023 to date
Control
This company
ConvergeX
Equity €237,926
Profit €86,785 in 2025
Capital
- Contribution
- €5,000
- Shares
- 500
- Contribution per share
- €10
- Equity per share
- €476 in 2025
- Source
- deed of 31-05-2023
Articles of association
deed of 31-05-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 1 June at 18:00
Shareholders
At incorporation
deed of 31-05-2023 ↗
- PAUWELS Robin 350 shares (70%) · €3,500
- HERTELEER Liesbet Chrona Hedi Willie 150 shares (30%) · €1,500
Network & group
No group
ConvergeX has no parent and no holdings in its annual accounts. ConvergeX shares no director with another company.
Timeline
Timeline
8 events since 2023Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 31 days before the deadline
2025
Equity above €200,000 equity €237,926 ▲57.4% With a profit in every financial year since 2023, equity grows to €237,926.
Annual accounts 2024 filed PDFmicro format · 43 days before the deadline
2024
Highest result from 2023 to 2025 net €92,616 ▲73% The operating result of €139,090 and the net result of €92,616 are both a record.
Equity above €150,000 equity €151,140 ▲158% With a profit in every financial year since 2023, equity grows to €151,140.
Annual accounts 2023 filed PDFmicro format · 40 days before the deadline
2023
IncorporationFounding capital of €5,000, 500 shares · Founders: PAUWELS Robin and HERTELEER Liesbet Chrona Hedi Willie · Appointments: PAUWELS Robin (director) and HERTELEER Liesbet Chrona Hedi Willie (director) · published on 31-05-20237 points ▸
- Founder, PAUWELS Robin
- Founder, HERTELEER Liesbet Chrona Hedi Willie
- PAUWELS Robin holds 350 shares
- HERTELEER Liesbet Chrona Hedi Willie holds 150 shares
- Director appointment, PAUWELS Robin
- Director appointment, HERTELEER Liesbet Chrona Hedi Willie
- Founding capital, €5,000, 500 shares
- The deed holds 2 more points.
First establishment Hulstbesstraat 6, Genk
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0802.177.726
- VAT number
- BE 0802.177.726
- Peppol ID
- 0208:0802177726
- Other Peppol ID
- 9925:BE0802177726
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 28-05-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 1 June at 18:00deed of 31-05-2023 (in Dutch)
- Peppol
- Reachable via PeppolFollow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- ConvergeX in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 31-05-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Hulstbesstraat 6, 3600 Genk”deed of 31-05-2023 (in Dutch)
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
Codes under NACEBEL 2008
62020
IT consultancy main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Dienstverlening op het gebied van de informatietechnologie in ruime zin waaronder wetenschappelijk onderzoek, data-analyse, functionele…”deed of 31-05-2023 (in Dutch)
22 activities
- Dienstverlening op het gebied van de informatietechnologie in ruime zin waaronder wetenschappelijk onderzoek, data-analyse, functionele analyse, technisch schrijven, doceren, software en grafisch design
- Het bedenken, ontwikkelen en commercialiseren van computersoftware voor eigen gebruik of derden
- Het bedenken en ontwikkelen van webshops
- Het bedenken en ontwikkelen van softwareapplicaties en diensten om informatie uit te wisselen en data beschikbaar te stellen
- Het verlenen en verhandelen van octrooien en andere vormen van intellectueel eigendom inclusief het verlenen van al of niet exclusieve licenties op ontwikkelde software
- Het organiseren van testlabo voor (maritieme) navigatiesoftware automatisering en aanverwanten
- De handel inzake hardware en software
- Het verlenen van advies en praktische hulp aan de bedrijven, instellingen en verenigingen i.v.m. public relations en communicatie, organisatie en bedrijfsprocessen
- Het verlenen en van managementprestaties, managementadvies en zakelijke dienstverlening, het waarnemen van leidinggevende functies in ondernemingen
- Het verlenen van adviezen en hulp aan het bedrijfsleven en de overheid op het gebied van planning, organisatie, efficiëntie en toezicht
- Het berekenen van de kosten en baten van de voorgestelde maatregelen op het gebied van planning, organisatie, efficiëntie enz …
- Algemene auditacitiviteiten
- Het onderzoek naar de omvang van de markt voor bepaalde producten, de ontvangst en bekendheid van producten en koopgewoonten, met het oog op verkoopbevordering en ontwikkeling van nieuwe producten
- De statistische analyses van de resultaten van het onderzoek
- Alle gespecialiseerde wetenschappelijke en technische activiteiten
- Het geven van opleidingen, e-learning en allerlei onderwijs; het organiseren van conferenties en trainingen (zowel op medisch vlak als op vlak van management)
- Alle andere vormen van arbeidsbemiddeling en zakelijke dienstverlening
- Het beleggen, het intekenen op, vast overnemen, plaatsen, kopen, verkopen en verhandelen van aandelen, deelbewijzen, obligaties, warrants, certificaten, schuldvorderingen, gelden en andere roerende waarden, uitgegeven door Belgische of buitenlandse ondernemingen al dan niet onder de vorm van handelsvennootschappen, administratiekantoren, instellingen en verenigingen al dan niet met een (semi)-publiekrechtelijk statuut, het nemen van participaties en het investeren in bedrijven in België en het buitenland
- Het beheren van beleggingen en van participaties in dochtervennootschappen, het waarnemen van bestuurdersfuncties, het verlenen van advies, management en andere diensten aan of in overeenstemming met de activiteiten die de vennootschap zelf voert. Deze diensten kunnen worden geleverd krachtens contractuele of statutaire benoemingen en in de hoedanigheid van externe raadgever of orgaan van de cliënt; het verstrekken van leningen en voorschotten onder eender welke vorm of duur, aan alle verbonden ondernemingen of ondernemingen waarin ze een participatie bezit, alsmede het waarborgen van alle verbintenissen van zelfde ondernemingen
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten, zoals de aan- en verkoop, de bouw, de verbouwing, de binnenshuisinrichting en decoratie, de huur en verhuur, de ruil, de verkaveling en, in het algemeen, alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken, van onroerende goederen of onroerende zakelijke rechten
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend vermogen; alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals de aan-en verkoop, de huur en verhuur, de ruil; in het bijzonder het beheer en de valorisatie van alle verhandelbare waardepapieren, aandelen, obligaties, staatsfondsen
- Het verwerven en aanhouden van participaties, in eender welke vorm, in alle bestaande of op te richten, industriële, commerciële, financiële, landbouw- of immobiliënvennootschappen of -ondernemingen; het stimuleren, de planning en coördinatie van de ontwikkeling van de vennootschappen en ondernemingen, waarin ze een participatie aanhoudt; het deelnemen aan hun beheer, bestuur, vereffening en toezicht alsmede het verlenen van technische, administratieve en financiële bijstand aan deze vennootschappen en ondernemingen
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Hulstbesstraat 6 registered office 3600 Genk | 28-05-2023 | 2.346.404.660 |
Buildings and parcels at the address
- Ground area
- 973 m²
- Buildings
- 188 m²
- Volume, LiDAR
- 919 m³
- Tallest building
- 6.8 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 71016I1410/00B046 | 973 m² | 1 · 188 m² | 6.8 m · 2 |