Financials
- Fiscal year
- 2025
- Total assets
- €97,107
- Loss
- -€19,974
- Solvency
- 92.8%
Total assets▼ 20.7%
Net result
20182025
Contvrastgoed
ActiveSummary
Contvrastgoed has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €90,145 and a net result of -€19,974. Equity is shrinking by ~16.4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).
Overview
Activity
Activity not known1 site
Size
€97,107total assets 2025
- Equity
- €90,145
- Loss
- -€19,974
Turnover not published (abridged schema)
Structure
Accounts filed 26 d late0 of 2 deeds read
Why 66- Loss of €19,974, the second in a row (FY 2025)- Liquidity: current ratio 1.27, cash €139+ Size: total assets €97,107+ Founded in 2011Show the evidence
Checked score
Score 2025
66
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 36% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
100=
equity 92.8% of total assets
Liquidity
50=
short-term debt 7.2% · cash 0.1%
Profitability
0=
return on assets -20.6%
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.9%
12-2024: 2.9%● 0.0% vs 11-2024
01-2025: 3.0%▲ +2.6% vs 12-2024
02-2025: 3.0%● 0.0% vs 01-2025
03-2025: 3.1%▲ +5.1% vs 02-2025
04-2025: 3.1%▼ -0.4% vs 03-2025
05-2025: 2.9%▼ -5.3% vs 04-2025
06-2025: 3.1%▲ +4.0% vs 05-2025
07-2025: 3.1%▲ +2.5% vs 06-2025highest value
08-2025: 1.6%▼ -48.8% vs 07-2025
09-2025: 1.6%● 0.0% vs 08-2025
10-2025: 1.6%● 0.0% vs 09-2025
11-2025: 1.6%● 0.0% vs 10-2025
12-2025: 1.6%● 0.0% vs 11-2025
01-2026: 1.6%▲ +2.8% vs 12-2025
02-2026: 1.6%● 0.0% vs 01-2026
03-2026: 1.6%▼ -1.3% vs 02-2026
04-2026: 1.6%▼ -1.8% vs 03-2026
05-2026: 1.6%▼ -0.3% vs 04-2026
06-2026: 1.7%▲ +4.5% vs 05-2026
07-2026: 1.6%▼ -1.0% vs 06-2026
08-2026: 2.3%▲ +40.4% vs 07-2026
09-2026: 1.0%▼ -58.3% vs 08-2026lowest value
10-2026: 1.0%● 0.0% vs 09-2026lowest value
- Size: total assets €97,107 lowers the probability for this profile
- Loss of €19,974, the second in a row (FY 2025) raises the probability
- Liquidity: current ratio 1.27, cash €139 raises the probability
- Founded in 2011 lowers the probability for this profile
Credit up to €5,000 at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.57 in 2024; short-term debt: 7.2% and cash: 0.1% of total assets), and 7.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 40%, profitability 4%, growth against the median 18%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€19,974
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
2 d early
2023
29 d late
2022
31 d late
2021
65 d late
2020
31 d late
2019
140 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 46 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 26-08-2026Annual accounts filed
- 29-07-2025Annual accounts filed
- 29-08-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Founded
- 01-12-2011
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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