Contrei

Active

Private limited companyfounded 20224 yrs activeBroekstraat 10, 3945 Ham, BelgiumKBO/BCE: BE 0784.379.711

Summary

Contrei has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€23,123) and a net result of -€7,965. Equity is shrinking by ~125.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 18230 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

ContreiActiveChecked score 52/100

Risk analysis Report Compare

Activity

Nursing and midwifery

NACE 86940

1 site

Size

€6,639total assets 2025

Equity: -€23,123
Loss: -€7,965

Turnover not published (abridged schema)

Financial health

52 Fair Checked score 2025

Bankruptcy chance 12 m: 0.1%

Structure

Accounts 1 d early0 of 2 deeds read

Why 52Capped at 59: negative equity- Negative equity -€23,123- Loss of €7,965, the second in a row (FY 2025)+ Sector Human health activities (NACE 86)+ Size: total assets €6,639Show the evidence

Checked score

Score 2025

52 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 6% of its sector peers (NACE 86, micro)

Performance against the sector, not lower risk

Negative equity caps the score at 59. Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 0-21

equity -348.3% of total assets

Liquidity 38+3

short-term debt 448.3% · cash 30.4%

Profitability 0-19

return on assets -120.0%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (23,628 companies)

Last 10 months 01-2026: 0.5% 02-2026: 0.5%● 0.0% vs 01-2026 03-2026: 0.6%▲ +5.6% vs 02-2026 04-2026: 0.5%▼ -2.3% vs 03-2026 05-2026: 0.6%▲ +2.7% vs 04-2026highest value 06-2026: 0.5%▼ -2.7% vs 05-2026 07-2026: 0.5%● 0.0% vs 06-2026 08-2026: 0.1%▼ -76.7% vs 07-2026lowest value 09-2026: 0.1%● 0.0% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value

Sector Human health activities (NACE 86) lowers the probability
Negative equity -€23,123 raises the probability
Size: total assets €6,639 lowers the probability for this profile
Loss of €7,965, the second in a row (FY 2025) raises the probability

No credit on open account

Liquidity short (current ratio 0.22 against 2.95 in 2024; short-term debt: 448.3% and cash: 30.4% of total assets), and equity is negative.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 86, micro). Better than this share of them on solvency 1%, liquidity 9%, profitability 1%, growth against the median 11%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Human health activities (NACE 86)

In the bankruptcy model this factor lowers the probability.

KBO

Negative equity -€23,123

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Size: total assets €6,639

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Loss of €7,965, the second in a row (FY 2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

232425

2023 to 2025 · latest year -€23,123

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

1 d early

2024

20 d early

2023

13 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 July (3 of the last 3 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

30-07-26 Annual accounts filedfiscal year 2025 · micro…
11-07-25 Annual accounts filedfiscal year 2024 · micro…
31-12-24 Weakest financial yearnet -€30,418

Key points

Risk: Negative equityfiscal year 2025: debts exceed assets -€23,123 View
Risk: 3 loss-making years in a rowloss fiscal year 2025 -€7,965 View
Caution: Among the weakest 5% on solvencysector median 63.8% · 18,230 companies -348.3% View