CONTRAST.

Active

Private limited companyfounded 20214 yrs activeRue Basse-Wez 333, 4020 Liège, BelgiumKBO/BCE: BE 0778.294.643

The computed 12-month bankruptcy probability of CONTRAST. is 2.5% (moderate). The 2024 annual accounts show equity of €60k and a net result of €21k. Equity is growing by ~39.6% per year across the filed fiscal years. Its solvency ranks better than 66% of 9980 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

100 / 100

Excellent▲ +29 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100▲+95

Solvency98▲+44

Growth78▲+26

Stability94

Bankruptcy probability, 12 months

2.5% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €6k at 30 days acceptable

Liquidity ample (current ratio 2.79 against 1.27 in 2023), and 42.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 41

Relative position

BE, all sectors

reference

Sector 41

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

not confirmed

2024

61 d late

2023

31 d late

2022

29 d late

2021

11 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€60k▲ 53.4%

2023 · €39k

2021: €11k 2022: €39k 2023: €39k

2021 → 2024

Total assets

€104k▼ 19.3%

2023 · €129k

2021: €45k 2022: €68k 2023: €129k

2021 → 2024

Net result

€21k▲ 5,189%

2023 · €396

2021: €8k 2022: €28k 2023: €396

2021 → 2024

Working capital

€46k▲ 160%

2023 · €18k

2021: €7k 2022: €31k 2023: €18k

2021 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2021202220232024Trend

Equity€11k-€39k▲ 270%€39k▲ 1.0%€60k▲ 53.4%

Operating result€9k-€35k▲ 272%€2k▼ 94.4%€29k▲ 1,376%

Net result€8k-€28k▲ 278%€396▼ 98.6%€21k▲ 5,189%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2024; 2024 is 1,376% above 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €104k

31.3%

68.7%

Fixed assets €33k▼ 28.9%

Current assets €71k▼ 14.0%

Equity and liabilities €104k

57.9%

42.1%

Equity €60k▲ 53.4%

Debt €44k▼ 51.1%

The debt ratio falls from 69.6% to 42.1%: equity grows while debt is paid down.

Key figures and ratios

2024 value · change against 2023

EBITDA

€44k▲

2023 · €16k

Cash flow

€36k▲

2023 · €15k

Solvency

57.9%▲

2023 · 30.4%

Current ratio

2.79▲

2023 · 1.27

Quick ratio

2.64▲

2023 · 1.20

Debt / equity

0.73▼

2023 · 2.28

ROE

34.8%▲

2023 · 1.0%

ROA

20.1%▲

2023 · 0.3%

Interest coverage

35.31▲

2023 · 12.87

Debt

€44k▼

2023 · €90k

Debt ≤ 1 year

€26k▼

2023 · €65k

Debt > 1 year

€18k▼

2023 · €24k

Income taxes

€7k▲

2023 · €342

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€129k€104k▼

Fixed assets21/28€46k€33k▼

Tangible fixed assets22/27€44k€31k▼

Plant, machinery and equipment23€672€2k▲

Furniture and vehicles24€15k€7k▼

Leasing and similar rights25€29k€21k▼

Financial fixed assets28€2k€2k=

Current assets29/58€83k€71k▼

Stocks and contracts in progress3€4k€4k▼

Stocks30/36€4k€4k▼

Amounts receivable within one year40/41€51k€8k▼

Trade receivables40€51k€8k▼

Other amounts receivable41€586€20▼

Cash at bank and in hand54/58€14k€22k▲

Deferred charges and accrued income490/1€13k€38k▲

Equity and liabilities

Total equity and liabilities10/49€129k€104k▼

Equity10/15€39k€60k▲

Contributions10/11€3k€3k=

Profit (loss) carried forward14€36k€57k▲

Amounts payable17/49€90k€44k▼

Amounts payable after more than one year17€24k€18k▼

Financial debts170/4€24k€18k▼

Amounts payable within one year42/48€65k€26k▼

Current portion of amounts payable after more than one year42€6k€6k▲

Trade debts44€33k€6k▼

Suppliers440/4€33k€6k▼

Taxes, remuneration and social security45€16k€8k▼

Taxes450/3€12k€8k▼

Remuneration and social security454/9€3k€673▼

Other amounts payable47/48€11k€5k▼

Accrued charges and deferred income492/3€384€391▲

Income statement Code20232024

Non-recurring operating income76A-€828

Remuneration, social security and pensions62€693-

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€15k▲

Other operating charges640/8€833€820▼

Non-recurring operating charges66A€180€108▼

Gross operating margin9900€18k€45k▲

Operating profit (loss)9901€2k€29k▲

Financial income75/76B€43€28▼

Recurring financial income75€43€28▼

Financial charges65/66B€1k€1k▼

Recurring financial charges65€1k€1k▼

Profit (loss) for the period before taxes9903€738€28k▲

Income taxes67/77€342€7k▲

Profit (loss) for the period9904€396€21k▲

Profit (loss) for the period to be appropriated9905€396€21k▲

Appropriation of the result

Profit (loss) to be appropriated9906€36k€57k▲

Profit (loss) brought forward from the previous period14P€36k€36k▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 7Financial 3Filings 4

2025

30-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 61 days late

2024

31-12

Financial Liquidity doublescurrent ratio 2.79

Current ratio from 1.27 to 2.79; short-term debt falls from €65k to €26k.

31-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 31 days late

2023

31-12

Financial Weakest financial yearnet €396 ▼98.6%

Net result drops to €396, the lowest in the series; recovery starts the following year.

29-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 29 days late

2022

31-12

Financial Highest result since 2021net €28k ▲278%

Operating result €35k, net result €28k, both a record.

20-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Liège · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Basse-Wez 3334020 Liège

Ground area

3,770 m²

Building footprint

902 m²

Volume, LiDAR

5,794 m³

2 parcels, Wallonia · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

CONTRAST.

Rue des Cyclistes Frontière(VIS) 24, 4600 ViséManufacture of fabricated metal products, except machinery and equipment

since 20212.324.922.031

2 parcels

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
62108B0254/00Z000	Wallonia	2,866 m²	1 · 744 m²	8.0 m · 2 fl.
62817B0200/00L000	Wallonia	904 m²	1 · 159 m²	9.6 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

BUILDING BROTHERS EREN

Sint-Pieters-Woluwe · Eq €60k

Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 13,030 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded06-12-2021

Fiscal year end31-12

Activities, NACEBEL

41001General construction of residential buildings

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry

E-mail:info@contrast-construction.com

Enterprise