CONTOUR Immo
ActiveCONTOUR Immo has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €156k and a net result of €15k. Equity is growing by ~34.2% per year across the filed fiscal years. Its solvency ranks better than 25% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-5
Solvency50▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.15 against 1.49 in 2024; short-term debt: 15.4% and cash: 8.5% of total assets), but 74.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.1%
Return on assets
2.5%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-04-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
5 d late
2023
4 d early
2022
2 d late
2021
32 d early
2020
32 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€156k▲ 10.9%
2024 · €141k
2018: €23k
2019: €34k
2020: €34k
2021: €39k
2022: €62k
2023: €103k
2024: €141k
2018 → 2025
Total assets
€621k▼ 16.8%
2024 · €746k
2018: €511k
2019: €687k
2020: €633k
2021: €611k
2022: €690k
2023: €698k
2024: €746k
2018 → 2025
Net result
€15k▼ 68.9%
2024 · €49k
2018: €-543
2019: €10k
2020: €744
2021: €5k
2022: €23k
2023: €41k
2024: €49k
2018 → 2025
Working capital
€110k▲ 8.6%
2024 · €101k
2018: €-14k
2019: €-2k
2020: €-6k
2021: €6k
2022: €28k
2023: €68k
2024: €101k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€39k-€62k▲ 57.6%€103k▲ 65.6%€141k▲ 37.1%€156k▲ 10.9%
Operating result€19k-€53k▲ 172%€73k▲ 39.1%€81k▲ 10.4%€33k▼ 58.8%
Net result€5k-€23k▲ 365%€41k▲ 79.6%€49k▲ 20.8%€15k▼ 68.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 59% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €621k
Fixed assets
€415k▼ 5.5%
Current assets
€206k▼ 33.0%
Equity and liabilities €621k
Equity
€156k▲ 10.9%
Debt
€465k▼ 23.2%
The debt ratio falls from 81.1% to 74.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€57k▼
2024 · €106k
Cash flow
€39k▼
2024 · €74k
Solvency
25.1%▲
2024 · 18.9%
Current ratio
2.15▲
2024 · 1.49
Quick ratio
2.15▲
2024 · 1.49
Debt / equity
2.98▼
2024 · 4.30
ROE
9.8%▼
2024 · 34.9%
ROA
2.5%▼
2024 · 6.6%
Interest coverage
6.52▼
2024 · 13.60
Debt
€465k▼
2024 · €605k
Debt ≤ 1 year
€96k▼
2024 · €206k
Debt > 1 year
€369k▼
2024 · €400k
Income taxes
€9k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€746k€621k▼
Fixed assets21/28€439k€415k▼
Tangible fixed assets22/27€439k€415k▼
Land and buildings22€439k€415k▼
Current assets29/58€307k€206k▼
Amounts receivable within one year40/41€201k€153k▼
Trade receivables40€166k€100k▼
Other amounts receivable41€35k€53k▲
Cash at bank and in hand54/58€101k€53k▼
Deferred charges and accrued income490/1€5k-
Equity and liabilities
Total equity and liabilities10/49€746k€621k▼
Equity10/15€141k€156k▲
Contributions10/11€19k€19k=
Reserves13€119k€134k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€117k€133k▲
Profit (loss) carried forward14€3k€3k=
Amounts payable17/49€605k€465k▼
Amounts payable after more than one year17€400k€369k▼
Financial debts170/4€400k€369k▼
Amounts payable within one year42/48€206k€96k▼
Current portion of amounts payable after more than one year42€22k€23k▲
Trade debts44€145k€53k▼
Suppliers440/4€145k€53k▼
Taxes, remuneration and social security45€24k€13k▼
Taxes450/3€24k€13k▼
Other amounts payable47/48€14k€7k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€24k▼
Other operating charges640/8€919€10k▲
Gross operating margin9900€107k€67k▼
Operating profit (loss)9901€81k€33k▼
Financial income75/76B€38€179▲
Recurring financial income75€38€179▲
Financial charges65/66B€8k€9k▲
Recurring financial charges65€8k€9k▲
Profit (loss) for the period before taxes9903€73k€25k▼
Income taxes67/77€24k€9k▼
Profit (loss) for the period9904€49k€15k▼
Profit (loss) for the period to be appropriated9905€49k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€18k▼
Profit (loss) brought forward from the previous period14P€3k€3k=
Transfer from equity791/2€11k-
Transfer to equity691/2€49k€15k▼
To the legal reserve6920-€15k
To other reserves6921€49k-
Profit to be distributed694/7€11k-
Return on contributions (dividend)694€11k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €150kEq €156k ▲10.9%
7 profitable years in a row build equity to €156k.
05-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
30-09
Financial
Highest result since 2018net €49k ▲20.8%
Operating result €81k, net result €49k, both a record.
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €100kEq €103k ▲65.6%
5 profitable years in a row build equity to €103k.
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
19-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
02-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
08-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Evence Coppéelaan 783600 GenkGround area
399 m²
Building footprint
215 m²
Volume, LiDAR
1,610 m³
Parcel 71307H0357/00V000, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Contour Architecten
since 20142.226.329.548
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71307H0357/00V000 | Flanders | 399 m² | 1 · 215 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 299 EUR awarded · 299 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 299 EUR | 299 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
AHF ALGEMEEN BEHEER
BE 0682.916.325
Hoogstraten · Eq €156k
ARCHITECTENVENNOOTSCHAP G.R.O.T.
BE 0878.165.051
Oud-Turnhout · Eq €156k
COPPENS BUILDING SOLUTIONS
BE 0761.499.191
Liedekerke · Eq €156k
ARCHITECTENBURO GEYBELS
BE 0810.404.217
Heusden-Zolder · Eq €156k
BUREAU D'ARCHITECTURE LUC RIBOUX
BE 0765.839.942
Mettet · Eq €156k
Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 5,317 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-2013
Fiscal year end30-09
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.