Equity
-€304
Debts exceed assets in financial year 2025.
ConTec-H
Lifetime
5 annual accounts with figures on one time axispeak €39,474 (2023)
€2,838▼ 86.5%
lowest -€12,473 (2025)
-€12,473▼ €22,643
peak €34,113 (2022)
-€304▼ €12,473
€225,909▲ 862%
Board1 name since 2021
1 directorSABBE Nico
Documentsfilings and deeds
30-06-202631 days before the deadline
2025micro format
Gross margin from €21,006 to €2,838Loss of €12,473Equity from €12,170 to -€304Debts from €23,477 to €225,909Investments €200,000Cash from €11,930 to €2,511
Key points
from the 2025 annual accountsTurnover
≈ €13,000 estimated
The micro format states no turnover.
Debts
€225,909 100% of the balance sheet
Financial debts 70%Suppliers 4%Taxes and wages 3%Other 23%
Of this, €67,587 falls due within a year.
Liquidity
0.31 was 1.27 in 2024
Short-term debts rose from €23,477 to €67,587.
Filings
5 annual accounts 1 late
The 2021 accounts came 24 days late. The other four were filed on time.
Position in the sector
-€304
Less equity than 90% of companies in head offices and management consultancy. Sector median €78,242 · 39,408 companies.
Checked score
53
Fair
Financially stronger than 10% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: 0.1%▲ +0.1 percentage points vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.4%▲ +0.3 percentage points vs 09-2026highest value
11-2026: 0.4%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Liquidity: current ratio 0.31, cash €2,511, halved
Loss of €12,473 (financial year 2025)
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €225,605
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 9% of them on solvency, 19% on liquidity, 12% on profitability and 3% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.31 (1.27 in 2024), below 1. Short-term debt is 30% and cash 1.1% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year -€304
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
31 days early
2024
20 days early
2023
16 days early
2022
21 days early
2021
24 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 13 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0763939930
Incorporation
Founding capital of €2,000, 100 shares · Founder: SABBE Nico · Appointment: SABBE Nico (director) · published on 25-02-2021 · Gazette deed
First establishment
Scheepsdalelaan 38, Bruges
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ConTec-H Bruges | €225,605 | €2,838 | -0.1% | - |
| QUANTUM Ixelles | €246,573 | €2,713 | 14.5% | - |
| JDMO Soignies | €201,405 | €2,746 | 9.4% | - |
| Melton Consultants Beveren-Kruibeke-Zwijndrecht | €201,184 | €2,803 | 92.3% | - |
| DhaeVerM Koksijde | €203,465 | €2,649 | 57.0% | - |
| HYDROWARE Kortrijk | €233,252 | €4,193 | -10.9% | - |
| Gwidoo Wevelgem | €164,776 | €3,621 | 1.2% | - |
These companies have the same main activity as ConTec-H: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €165,000 and €247,000, founded between 2020 and 2022.
Official details
Source: KBO- Status
- Active since 23-02-2021Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.313.675.2768000 Bruges, since 23-02-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 19-03-2025
Annual accounts 2025
- €225,605▲ 533%
- Filing
- Filed on 30-06-2026, 31 days before the end of the filing period
Insights on ConTec-H
ConTec-H files the micro format. That format states no turnover. The gross margin fell from €23,560 in 2021 to €2,838 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ConTec-H
- What is the company number of ConTec-H?
- The company number of ConTec-H is 0763.939.930. The VAT number is the same number with BE in front: BE 0763.939.930.
- Where is ConTec-H based?
- The registered office is at Scheepsdalelaan 38, 8000 Bruges.Company details
- What does ConTec-H do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of ConTec-H?
- ConTec-H is a private limited company (BV).
- When was ConTec-H founded?
- ConTec-H was founded on 23-02-2021.
- Is ConTec-H still active?
- Yes, ConTec-H is an active enterprise in the KBO register.
- What is the turnover of ConTec-H?
- The turnover in financial year 2025 is ≈ €13,000. This figure is estimated from the gross margin of €2,838 and 206 comparable companies (NACE 70200). It probably lies between €6,200 and €26,000. It is a rough estimate.Financials
- Is ConTec-H profitable?
- In financial year 2025, ConTec-H made a loss of €12,473.
- Where can I find the annual accounts of ConTec-H?
- ConTec-H filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ConTec-H due?
- ConTec-H must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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