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CONTEC

Active
Private limited companyfounded 198640 yrs activeNoorderlaan 125, 2030 Antwerpen, BelgiumKBO/BCE: BE 0428.162.453
Summary

CONTEC has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6.8m and a net result of €2.2m. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 44% of 867 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
CONTECActiveChecked score 94/100
Risk analysis ReportCompare

Overview

Activity
Engineering and related technical consultancy, excluding land surveyors
NACE 71121NACE 74203
#10 employer in the province of Antwerp, Architecture and engineering sector3 sites
Size
€23.1mturnover 2025
Staff
141.1 FTE
Equity
€6.8m
Profit
€2.2m
Financial health
94 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Holdings
5
Accounts filed 11 d late1 of 20 deeds read
Why 94+ Profit of €2.2m (FY 2025)+ Founded in 1986+ Size: turnover €23.1m, 141.1 FTE, total assets €18.3m+ Sector Architectural and engineering activities; technical testing and analysis (NACE 71)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Better than 53% of its sector peers (NACE 71, medium-sized)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2025
Average
Solvency 62+3
equity 37.3% of total assets
Liquidity 34+2
short-term debt 58.6% · cash 11.3%
Profitability 74-4
return on assets 11.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (163 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%● 0.0% vs 03-2025 05-2025: 0.1%● 0.0% vs 04-2025 06-2025: 0.1%● 0.0% vs 05-2025 07-2025: 0.1%● 0.0% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%▲ +2.6% vs 08-2025 10-2025: 0.1%▲ +2.6% vs 09-2025highest value 11-2025: 0.1%▼ -25.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%● 0.0% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%▼ -3.3% vs 05-2026 07-2026: 0.1%● 0.0% vs 06-2026 08-2026: 0.1%● 0.0% vs 07-2026 09-2026: 0.1%▼ -10.3% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value
  • Profit of €2.2m (FY 2025) lowers the probability
  • Founded in 1986 lowers the probability for this profile
  • Size: turnover €23.1m, 141.1 FTE, total assets €18.3m lowers the probability for this profile
  • Sector Architectural and engineering activities; technical testing and analysis (NACE 71) lowers the probability
Credit up to €600,000 at 30 days acceptable
Liquidity tight (current ratio 1.46; short-term debt: 58.6% and cash: 11.3% of total assets), and 62.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, medium-sized). Better than this share of them on solvency 50%, liquidity 33%, profitability 75%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Profit of €2.2m (FY 2025)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 1986
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Size: turnover €23.1m, 141.1 FTE, total assets €18.3m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Architectural and engineering activities; technical testing and analysis (NACE 71)
In the bankruptcy model this factor lowers the probability.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
11 d late
2025
47 d early
2024
45 d early
2023
44 d early
2022
34 d early
2021
41 d early
2020
28 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 33 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Statutes amendmentShare issue · Capital ·…
  3. Annual accounts filedfiscal year 2025 · full…

Key points

  • Positive: Among the best 5% on net resultsector median €37,045 · 869 companies €2.2m View
  • Positive: 8 profitable years in a rowprofit 2025: €2.2m 8 years View
  • Heads a groupcompanies controlled 5 View
  • Flemish supportawarded 2022 - 2025 €93,927 View

By topic

Financials

Fiscal year
2025
Turnover
€23.1m
Profit
€2.2m
Solvency
37.3%
Turnover▼ 34.3%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2017
  1. 11-08-2026Annual accounts filed
  2. 16-02-2026Statutes amendment
  3. 14-10-2025Annual accounts filed
Go to Timeline

Company details

Sites
3
Legal form
Private limited company
Activity
Engineering and related technical consultancy, excluding land surveyorsNACE 71121
Founded
03-01-1986
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies

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