CONSUVEL
ActiveCONSUVEL has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-126k) and a net result of €-25k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 3166 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability97▲+83
Solvency59▼-3
Growth32=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 1.67 against 1.81 in 2024), but equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-26.6%
Return on assets
-5.2%
Age of the figures
8 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€126k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
51 d early
2023
31 d late
2022
31 d late
2021
26 d late
2020
31 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-25k▼ 785%
2024 · €-3k
2018: €41k
2019: €67k
2020: €82k
2021: €53k
2022: €-1.45M
2023: €-198k
2024: €-3k
2018 → 2025
Working capital
€165k▼ 10.3%
2024 · €183k
2018: €545k
2019: €379k
2020: €456k
2021: €452k
2022: €118k
2023: €179k
2024: €183k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.56M-€112k▼ 92.8%€-99k€-102k▼ 2.8%€-126k▼ 24.1%
Operating result€43k-€-101k€-192k▼ 90.2%€-11k▲ 94.2%€-33k▼ 199%
Net result€53k-€-1.45M€-198k▲ 86.3%€-3k▲ 98.6%€-25k▼ 785%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €33k in 2025 against €11k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €475k
Fixed assets
€66k▼ 7.9%
Current assets
€409k▼ 0.3%
Key figures and ratios
EBITDA
€-28k▼
2024 · €-3k
Cash flow
€-19k▼
2024 · €5k
Solvency
-26.6%▼
2024 · -21.1%
Current ratio
1.67▼
2024 · 1.81
Quick ratio
1.67▼
2024 · 1.81
Debt / equity
-4.76▲
2024 · -5.74
ROE
19.4%▲
2024 · 2.7%
ROA
-5.2%▼
2024 · -0.6%
Interest coverage
-8.08▼
2024 · -0.76
Debt
€601k▲
2024 · €583k
Debt ≤ 1 year
€244k▲
2024 · €226k
Debt > 1 year
€250k=
2024 · €250k
Income taxes
€176▲
2024 · €-400
Staff costs
€-61▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€481k€475k▼
Fixed assets21/28€72k€66k▼
Intangible fixed assets21-€0
Tangible fixed assets22/27€69k€63k▼
Land and buildings22€67k€62k▼
Plant, machinery and equipment23€868€552▼
Furniture and vehicles24€166€0▼
Financial fixed assets28€3k€3k=
Current assets29/58€410k€409k▼
Amounts receivable within one year40/41€271k€257k▼
Trade receivables40€21k€4k▼
Other amounts receivable41€250k€253k▲
Cash at bank and in hand54/58€5k€3k▼
Deferred charges and accrued income490/1€134k€148k▲
Equity and liabilities
Total equity and liabilities10/49€481k€475k▼
Equity10/15€-102k€-126k▼
Contributions10/11€65k€65k=
Capital10€65k€65k=
Issued capital100€65k€65k=
Reserves13€7k€7k=
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Profit (loss) carried forward14€-173k€-198k▼
Amounts payable17/49€583k€601k▲
Amounts payable after more than one year17€250k€250k=
Financial debts170/4€250k€250k=
Amounts payable within one year42/48€226k€244k▲
Trade debts44-€0
Suppliers440/4-€0
Taxes, remuneration and social security45€579€176▼
Taxes450/3€579€176▼
Other amounts payable47/48€226k€244k▲
Accrued charges and deferred income492/3€107k€107k=
Income statement
Code20242025
Remuneration, social security and pensions62€4k€-61▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€6k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€3k€-26k▼
Operating profit (loss)9901€-11k€-33k▼
Financial income75/76B€13k€13k▼
Recurring financial income75€13k€13k▼
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€-3k€-24k▼
Income taxes67/77€-400€176▲
Profit (loss) for the period9904€-3k€-25k▼
Profit (loss) for the period to be appropriated9905€-3k€-25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-173k€-198k▼
Profit (loss) brought forward from the previous period14P€-170k€-173k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 27 days late
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-1.45M ▼2848%
Net result drops to €-1.45M, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 26 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €82k ▲21.6%
Operating result €81k, net result €82k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2024
ROBIJNS Ingrid
CurrentDirector · since 03-06-2024
VELDEMAN Marc
CurrentDirector · since 03-06-2024
03-06-2024
ROBIJNS Ingrid: Appointed as Director
03-06-2024
VELDEMAN Marc: Appointed as Director
03-06-2024
VELDEMAN Marc: Appointed as Chair
03-06-2024
VELDEMAN Marc: Appointed as Managing director
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hasseltweg 4273600 GenkGround area
1,741 m²
Building footprint
280 m²
Volume, LiDAR
1,684 m³
Parcel 71306G0215/00B093, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hasseltweg 427, 3600 Genk
since 19952.070.890.909
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71306G0215/00B093 | Flanders | 1,741 m² | 1 · 280 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
549300D0FMSG55FRLL71
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Ma Maison Ecolo
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TINTAGEL
BE 0668.575.765
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AGILE PROJECTS
BE 0781.457.734
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BIERTEN DIRK MANAGEMENT
BE 0462.878.159
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March2You
BE 0761.551.057
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 40,627 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded17-03-1995
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.