Consulture
ActiveSummary
Consulture has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €285,211 and a net result of €47,936. Equity is growing by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 74% of 20786 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability86▼-6
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 7.13 against 21.59 in 2023; short-term debt: 9.6% and cash: 47.6% of total assets), and 19.8% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
21 d early
2023
30 d early
2022
18 d early
2021
11 d late
2020
31 d late
2019
90 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
In the rankings
#8 company by equity in Holsbeek, Telecoms and IT sector
Equity
€285,211▲ 8.3%
2023 · €263,344
Total assets
€355,496▲ 28.8%
2023 · €276,070
Net result
€47,936▼ 5.3%
2023 · €50,609
Working capital
€208,743▼ 20.4%
2023 · €262,085
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€45,515▲ 52.5%€46,630▲ 2.4%€44,598▼ 4.4%€69,733▲ 56.4%€63,658▼ 8.7%
Net result€34,907within the sector's middle half▲ 59.8%€33,159within the sector's middle half▼ 5.0%€31,849within the sector's middle half▼ 4.0%€50,609above the sector's middle half▲ 58.9%€47,936within the sector's middle half▼ 5.3%
Equity€172,954above the sector's middle half▲ 24.7%€205,314above the sector's middle half▲ 18.7%€237,162above the sector's middle half▲ 15.5%€263,344above the sector's middle half▲ 11.0%€285,211above the sector's middle half▲ 8.3%
Total assets€181,206within the sector's middle half▲ 22.8%€218,206within the sector's middle half▲ 20.4%€245,585within the sector's middle half▲ 12.5%€276,070above the sector's middle half▲ 12.4%€355,496above the sector's middle half▲ 28.8%
Debt€8,252▼ 6.5%€12,893▲ 56.2%€8,423▼ 34.7%€12,727▲ 51.1%€70,284▲ 452%
Working capital€173,036above the sector's middle half▲ 25.2%€202,953above the sector's middle half▲ 17.3%€235,173above the sector's middle half▲ 15.9%€262,085above the sector's middle half▲ 11.4%€208,743above the sector's middle half▼ 20.4%
Solvency95.4%above the sector's middle half▲ 1.4pp94.1%above the sector's middle half▼ 1.4pp96.6%above the sector's middle half▲ 2.5pp95.4%above the sector's middle half▼ 1.2pp80.2%within the sector's middle half▼ 15.2pp
Current ratio25.64above the sector's middle half▲ 8.9816.74above the sector's middle half▼ 8.9028.92above the sector's middle half▲ 12.1821.59above the sector's middle half▼ 7.337.13above the sector's middle half▼ 14.47
Return on assets (ROA)19.3%within the sector's middle half▲ 4.5pp15.2%within the sector's middle half▼ 4.1pp13.0%within the sector's middle half▼ 2.2pp18.3%within the sector's middle half▲ 5.4pp13.5%within the sector's middle half▼ 4.8pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 9% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €355,496
Fixed assets
€112,675 ▲ 8,850%
Current assets
€242,821 ▼ 11.6%
Equity and liabilities €355,496
Equity
€285,211 ▲ 8.3%
Debt
€70,284 ▲ 452%
Debt's share of the balance-sheet total rises from 4.6% to 19.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€70,292▼
2023 · €71,154
Cash flow
€54,571▲
2023 · €52,030
Debt to equity
0.25▲
2023 · 0.05
ROE
16.8%▼
2023 · 19.2%
Interest coverage
64.44▼
2023 · 79.05
Debt ≤ 1 year
€34,078▲
2023 · €12,727
Debt > 1 year
€36,206
Income taxes
€18,305▼
2023 · €19,609
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €491 | €801 | €1,203 | €1,421 | €6,634 | ▲ 367% |
| Other operating charges640/8 | - | €674 | €348 | €534 | €1,073 | ▲ 101% |
| Gross operating margin9900 | €46,959 | €48,106 | €46,149 | €71,688 | €71,365 | ▼ 0.5% |
| Operating profit (loss)9901 | €45,515 | €46,630 | €44,598 | €69,733 | €63,658 | ▼ 8.7% |
| Financial income75/76B | - | €414 | €574 | €1,385 | €3,675 | ▲ 165% |
| Recurring financial income75 | €647 | €414 | €574 | €1,385 | €3,675 | ▲ 165% |
| Financial charges65/66B | - | €1,227 | €1,152 | €900 | €1,091 | ▲ 21.2% |
| Recurring financial charges65 | €348 | €1,227 | €1,152 | €900 | €1,091 | ▲ 21.2% |
| Profit (loss) for the period before taxes9903 | €45,814 | €45,818 | €44,020 | €70,218 | €66,242 | ▼ 5.7% |
| Income taxes67/77 | €10,907 | €12,659 | €12,171 | €19,609 | €18,305 | ▼ 6.6% |
| Profit (loss) for the period9904 | €34,907 | €33,159 | €31,849 | €50,609 | €47,936 | ▼ 5.3% |
| Profit (loss) for the period to be appropriated9905 | €34,907 | €33,159 | €31,849 | €50,609 | €47,936 | ▼ 5.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €181,206 | €218,206 | €245,585 | €276,070 | €355,496 | ▲ 28.8% |
| Fixed assets21/28 | €1,147 | €2,361 | €1,990 | €1,259 | €112,675 | ▲ 8,850% |
| Tangible fixed assets22/27 | €1,147 | €2,361 | €1,990 | €1,259 | €112,675 | ▲ 8,850% |
| Plant, machinery and equipment23 | - | €2,155 | €1,943 | €1,259 | €1,145 | ▼ 9.0% |
| Furniture and vehicles24 | - | €206 | €46 | €0 | €111,529 | - |
| Current assets29/58 | €180,059 | €215,845 | €243,596 | €274,812 | €242,821 | ▼ 11.6% |
| Amounts receivable within one year40/41 | €14,106 | €21,084 | €12,884 | €17,266 | €17,193 | ▼ 0.4% |
| Trade receivables40 | - | €19,803 | €11,900 | €17,266 | €0 | ▼ 100% |
| Other amounts receivable41 | - | €1,281 | €984 | €0 | €17,193 | - |
| Current investments50/53 | €36,340 | €39,267 | €42,194 | €45,365 | €51,292 | ▲ 13.1% |
| Cash at bank and in hand54/58 | €121,072 | €149,014 | €184,093 | €209,674 | €169,078 | ▼ 19.4% |
| Deferred charges and accrued income490/1 | - | €6,480 | €4,425 | €2,507 | €5,260 | ▲ 110% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €181,206 | €218,206 | €245,585 | €276,070 | €355,496 | ▲ 28.8% |
| Equity10/15 | €172,954 | €205,314 | €237,162 | €263,344 | €285,211 | ▲ 8.3% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €108,405 | €141,564 | €173,413 | €199,594 | €279,011 | ▲ 39.8% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | €139,704 | €171,553 | €197,734 | €277,151 | ▲ 40.2% |
| Profit (loss) carried forward14 | €58,350 | €57,550 | €57,550 | €57,550 | €0 | ▼ 100.0% |
| Amounts payable17/49 | €8,252 | €12,893 | €8,423 | €12,727 | €70,284 | ▲ 452% |
| Amounts payable after more than one year17 | - | - | - | - | €36,206 | - |
| Financial debts170/4 | - | - | - | - | €36,206 | - |
| Amounts payable within one year42/48 | €7,023 | €12,893 | €8,423 | €12,727 | €34,078 | ▲ 168% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €11,861 | - |
| Trade debts44 | €767 | €1,076 | €666 | €503 | €7,176 | ▲ 1,326% |
| Suppliers440/4 | - | €1,076 | €666 | €503 | €7,176 | ▲ 1,326% |
| Taxes, remuneration and social security45 | - | €11,017 | €7,757 | €12,092 | €14,861 | ▲ 22.9% |
| Taxes450/3 | - | €8,732 | €7,757 | €9,807 | €14,861 | ▲ 51.5% |
| Remuneration and social security454/9 | - | €2,285 | - | €2,285 | €0 | ▼ 100% |
| Other amounts payable47/48 | - | €800 | - | €132 | €180 | ▲ 36.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €34,907 | €33,159 | €31,849 | €50,609 | €47,936 | ▼ 5.3% |
| + Depreciation and write-downs630 | €491 | €801 | €1,203 | €1,421 | €6,634 | ▲ 367% |
| Operating cash flow (approximation) | €35,398 | €33,961 | €33,052 | €52,030 | €54,571 | ▲ 4.9% |
| Investment in fixed assets (approximation) | - | -€2,015 | -€832 | -€691 | -€118,050 | ▼ 16,993% |
| Change in cash | - | €27,942 | €35,079 | €25,581 | -€40,596 | ▼ 259% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €50,609 ▲58.9%
Operating result €69,733, net result €50,609, both a record.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
31-12
Financial
Equity above €200,000Eq €205,314 ▲18.7%
4 profitable years in a row build equity to €205,314.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Equity above €150,000Eq €172,954 ▲24.7%
3 profitable years in a row build equity to €172,954.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-12
Financial
Weakest financial yearnet €21,841 ▼16.2%
Net result drops to €21,841, the lowest in the series; recovery starts the following year.
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Holsbeek · 1 establishment unit since 2008
Ground area
1,201 m²
Building footprint
242 m²
Volume, LiDAR
1,253 m³
Parcel 24056C0373/00G000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CONSULTURE
since 20082.172.349.246
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24056C0373/00G000 | Flanders | 1,201 m² | 1 · 242 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 1,044 EUR awarded · 1,044 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 870 EUR | 870 EUR |
| 2022 | 1 | 174 EUR | 174 EUR |
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,400. 13,873 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-07-2008
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID
0208:0899139817
Also
9925:BE0899139817
Registered
30-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.