CONSULTREF
Annual accounts 2025
micro format, filed on 29-06-2026, 32 days before the deadlineTurnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €47,177 on 31-12-2025in euro
in euro
Position in the sector
46.7%
Higher than 47% of 10,252 companies in 2025.
1.51
Higher than 43% of 9,835 companies in 2025.
-30.1%
Higher than 6% of 9,977 companies in 2025.
Net result: bottom quarter · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
47,177 | 64,504 | 92,664 | 48,639 | |
21/28 |
9,229 | 18,139 | 25,863 | 31,168 | |
22/27 |
9,229 | 18,139 | 25,863 | 31,168 | |
23 |
361 | 560 | - | - | |
24 |
8,868 | 17,579 | 25,863 | 31,168 | |
29/58 |
37,949 | 46,365 | 66,801 | 17,471 | |
40/41 |
278 | 1,908 | 22,561 | 10,689 | |
40 |
- | 1,517 | 22,558 | 9,754 | |
41 |
278 | 391 | 2 | 935 | |
54/58 |
35,359 | 43,767 | 42,486 | 6,266 | |
490/1 |
2,311 | 690 | 1,754 | 517 | |
| Balance sheet: equity and liabilities | |||||
10/49 |
47,177 | 64,504 | 92,664 | 48,639 | |
10/15 |
22,032 | 36,218 | 43,925 | 6,481 | |
10/11 |
5,000 | 5,000 | 5,000 | 5,000 | |
14 |
17,032 | 31,218 | 38,925 | 1,481 | |
17/49 |
25,145 | 28,286 | 48,739 | 42,159 | |
42/48 |
25,132 | 28,168 | 48,739 | 42,159 | |
44 |
236 | 36 | 1,450 | 3,327 | |
440/4 |
236 | 36 | 1,450 | 3,327 | |
45 |
378 | 289 | 14,841 | 2,087 | |
450/3 |
378 | 289 | 14,841 | 2,087 | |
47/48 |
24,517 | 27,843 | 32,448 | 36,744 | |
492/3 |
13 | 118 | - | - | |
| Income statement | |||||
9900 |
-3,345 | 2,413 | 57,572 | 12,215 | |
630 |
8,910 | 9,138 | 8,432 | 5,242 | |
640/8 |
1,129 | 655 | 922 | 2,583 | |
9901 |
-13,384 | -7,381 | 48,218 | 4,390 | |
75/76B |
- | 74 | 7 | - | |
75 |
- | 74 | 7 | - | |
65/66B |
423 | 112 | 88 | 26 | |
65 |
423 | 112 | 88 | 26 | |
9903 |
-13,807 | -7,418 | 48,138 | 4,364 | |
67/77 |
378 | 289 | 10,694 | 2,084 | |
9904 |
-14,186 | -7,707 | 37,444 | 2,281 | |
9905 |
-14,186 | -7,707 | 37,444 | 2,281 | |
| Appropriation of the result | |||||
9906 |
17,032 | 31,218 | 38,925 | 2,281 | |
14P |
31,218 | 38,925 | 1,481 | - | |
694/7 |
- | - | - | 800 | |
695 |
- | - | - | 800 | |
| Document | |||||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 29-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| -4,474 | 1,758 | 56,650 | 9,632 | ||
| -5,275 | 1,431 | 45,876 | 7,523 | ||
| 0 | 1,414 | 3,127 | 36,410 | ||
| -8,407 | 1,281 | 36,220 | - | ||
| 12,817 | 18,197 | 18,062 | -24,687 | ||
| 46.7% | 56.1% | 47.4% | 13.3% | ||
| 1.51 | 1.65 | 1.37 | 0.41 | ||
| 1.14 | 0.78 | 1.11 | 6.51 | ||
| -64.4% | -21.3% | 85.2% | 35.2% | ||
| -30.1% | -11.9% | 40.4% | 4.7% | ||
| -10.58 | 15.75 | over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Tangible fixed assets | - | €1,414 | €3,127 | €36,410 |
| €8,910 | €9,138 | €8,432 | €5,242 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Insights on CONSULTREF
The operating result for 2025 is a loss of €13,384, larger than the loss of €7,381 in 2024. It is the lowest result since 2022.
Debt's share of the balance-sheet total rises from 43.9% to 53.3%. Equity and debt are lower.