ConsultJens
ActiveConsultJens has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85k and a net result of €19k. Equity is growing by ~48.5% per year across the filed fiscal years. Its solvency ranks better than 74% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▼-10
Solvency100▲+5
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 4.07 against 3.16 in 2024; short-term debt: 23.8% and cash: 82.4% of total assets), and 23.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.2%
Return on assets
16.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
30 d late
2024
31 d late
2023
31 d late
2022
14 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€85k▲ 27.9%
2024 · €67k
2022: €10k
2023: €40k
2024: €67k
2022 → 2025
Total assets
€112k▲ 16.9%
2024 · €96k
2022: €40k
2023: €68k
2024: €96k
2022 → 2025
Net result
€19k▼ 30.2%
2024 · €27k
2022: €21k
2023: €30k
2024: €27k
2022 → 2025
Working capital
€82k▲ 30.7%
2024 · €63k
2022: €9k
2023: €40k
2024: €63k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€10k-€40k▲ 294%€67k▲ 66.6%€85k▲ 27.9%
Operating result€29k-€41k▲ 40.3%€36k▼ 10.8%€27k▼ 26.3%
Net result€21k-€30k▲ 41.1%€27k▼ 10.7%€19k▼ 30.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 26% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €112k
Fixed assets
€3k▼ 15.0%
Current assets
€109k▲ 18.3%
Equity and liabilities €112k
Equity
€85k▲ 27.9%
Debt
€27k▼ 8.3%
The debt ratio falls from 30.4% to 23.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€29k▼
2024 · €37k
Cash flow
€20k▼
2024 · €27k
Solvency
76.2%▲
2024 · 69.6%
Current ratio
4.07▲
2024 · 3.16
Quick ratio
4.07▲
2024 · 3.16
Debt / equity
0.31▼
2024 · 0.44
ROE
21.8%▼
2024 · 40.0%
ROA
16.6%▼
2024 · 27.8%
Interest coverage
34.76▼
2024 · 37.09
Debt
€27k▼
2024 · €29k
Debt ≤ 1 year
€27k▼
2024 · €29k
Income taxes
€7k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€96k€112k▲
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Furniture and vehicles24€4k€3k▼
Current assets29/58€92k€109k▲
Amounts receivable within one year40/41€29k€16k▼
Trade receivables40€29k€16k▼
Cash at bank and in hand54/58€63k€92k▲
Deferred charges and accrued income490/1€449€453▲
Equity and liabilities
Total equity and liabilities10/49€96k€112k▲
Equity10/15€67k€85k▲
Contributions10/11€2k€2k=
Reserves13€65k€83k▲
Distributable reserves133€65k€83k▲
Amounts payable17/49€29k€27k▼
Amounts payable within one year42/48€29k€27k▼
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€26k€22k▼
Taxes450/3€26k€22k▼
Remuneration and social security454/9€342€342=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€729€2k▲
Other operating charges640/8€381€792▲
Gross operating margin9900€38k€30k▼
Operating profit (loss)9901€36k€27k▼
Financial charges65/66B€1k€827▼
Recurring financial charges65€1k€827▼
Profit (loss) for the period before taxes9903€35k€26k▼
Income taxes67/77€9k€7k▼
Profit (loss) for the period9904€27k€19k▼
Profit (loss) for the period to be appropriated9905€27k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€27k€19k▼
Transfer to equity691/2€27k€19k▼
To the legal reserve6920€27k€19k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Weakest financial yearnet €19k ▼30.2%
Net result drops to €19k, the lowest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Highest result since 2022net €30k ▲41.1%
Operating result €41k, net result €30k, both a record.
14-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Baan 592910 EssenGround area
1,143 m²
Building footprint
137 m²
Volume, LiDAR
842 m³
Parcel 11642C0070/00C002, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ConsultJens
since 20222.329.559.522
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11642C0070/00C002 | Flanders | 1,143 m² | 1 · 137 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 343 EUR awarded · 343 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 343 EUR | 343 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,555 companies in sector 71121 we hold annual accounts for 6,562. 5,203 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-03-2022
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
68121Development of residential building projects
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.