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ConsulTINK

Active
Private limited companyfounded 20224 yrs activeSint-Jansstraat 5, 3080 Tervuren, BelgiumKBO/BCE: BE 0786.885.675

ConsulTINK has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €28k. Equity is growing by ~33.4% per year across the filed fiscal years. Its solvency ranks better than 66% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
93 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency96=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 4.13 against 5.45 in 2024; short-term debt: 19.9% and cash: 35.7% of total assets), and 29.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
70.9%
Return on assets
32.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
2 d early
2024
56 d early
2023
28 d early
2022
31 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€60k=
2024 · €60k
2022: €19k 2023: €38k 2024: €60k
2022 → 2025
Total assets
€84k▲ 0.8%
2024 · €83k
2022: €36k 2023: €67k 2024: €83k
2022 → 2025
Net result
€28k▲ 30.4%
2024 · €21k
2022: €16k 2023: €19k 2024: €21k
2022 → 2025
Working capital
€52k▲ 2.4%
2024 · €51k
2022: €17k 2023: €30k 2024: €51k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2022202320242025Trend
Equity€19k-€38k▲ 101%€60k▲ 55.1%€60k=
Operating result€20k-€29k▲ 40.2%€31k▲ 6.8%€39k▲ 26.0%
Net result€16k-€19k▲ 19.3%€21k▲ 9.9%€28k▲ 30.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30k€40kOperating result 2022: €20k€20kNet result 2022: €16k€16kOperating result 2023: €29k€29kNet result 2023: €19k€19kOperating result 2024: €31k€31kNet result 2024: €21k€21kOperating result 2025: €39k€39kNet result 2025: €28k€28k2022202320242025
The operating result has risen three years in a row; 2025 is 26% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €84k
Fixed assets €15k▼ 28.0%
Current assets €69k▲ 10.2%
Equity and liabilities €84k
Equity €60k=
Debt €24k▲ 2.8%
The debt ratio rises from 28.5% to 29.1%. Debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€45k
2024 · €37k
Cash flow
€34k
2024 · €27k
Solvency
70.9%
2024 · 71.5%
Current ratio
4.13
2024 · 5.45
Quick ratio
4.13
2024 · 5.45
Debt / equity
0.41
2024 · 0.40
ROE
46.3%
2024 · 35.5%
ROA
32.8%
2024 · 25.4%
Interest coverage
48.65
2024 · 31.86
Debt
€24k
2024 · €24k
Debt ≤ 1 year
€17k
2024 · €12k
Debt > 1 year
€8k
2024 · €12k
Income taxes
€11k
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€83k€84k
Fixed assets21/28€21k€15k
Tangible fixed assets22/27€20k€15k
Furniture and vehicles24€20k€15k
Financial fixed assets28€250€250=
Current assets29/58€63k€69k
Amounts receivable within one year40/41€19k€8k
Trade receivables40€2k€8k
Other amounts receivable41€17k€390
Current investments50/53€25k€30k
Cash at bank and in hand54/58€17k€30k
Deferred charges and accrued income490/1€1k€1k
Equity and liabilities
Total equity and liabilities10/49€83k€84k
Equity10/15€60k€60k=
Contributions10/11€3k€3k=
Profit (loss) carried forward14€57k€57k=
Amounts payable17/49€24k€24k
Amounts payable after more than one year17€12k€8k
Financial debts170/4€12k€8k
Amounts payable within one year42/48€12k€17k
Current portion of amounts payable after more than one year42€4k€5k
Trade debts44€43€92
Suppliers440/4€43€92
Taxes, remuneration and social security45€7k€8k
Taxes450/3€7k€8k
Other amounts payable47/48-€4k
Income statement Code20242025
Non-recurring operating income76A€384-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k
Other operating charges640/8€592€545
Gross operating margin9900€37k€46k
Operating profit (loss)9901€31k€39k
Financial income75/76B€3€893
Recurring financial income75€3€893
Financial charges65/66B€1k€925
Recurring financial charges65€1k€925
Profit (loss) for the period before taxes9903€29k€39k
Income taxes67/77€8k€11k
Profit (loss) for the period9904€21k€28k
Profit (loss) for the period to be appropriated9905€21k€28k
Appropriation of the result
Profit (loss) to be appropriated9906€57k€84k
Profit (loss) brought forward from the previous period14P€35k€57k
Profit to be distributed694/7-€28k
Return on contributions (dividend)694-€28k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2022net €28k ▲30.4%
Operating result €39k, net result €28k, both a record.
05-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tervuren · 1 establishment unit since 2022
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Sint-Jansstraat 53080 Tervuren
Ground area
196 m²
Building footprint
110 m²
Volume, LiDAR
666 m³
Parcel 24302D0342/00X002, Flanders · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ConsulTINK
Sint-Jansstraat 5, 3080 TervurenHoldings
since 20222.336.286.768
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24302D0342/00X002 Flanders 196 m² 1 · 110 m² 11.2 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 · 1 entry · 59 EUR awarded · 59 EUR paid
Year Entries awardedpaid
2023 1 59 EUR59 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
1 entry · 59 EUR · 59 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 38,976 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded08-06-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.