CONSULTING@VBE
ActiveCONSULTING@VBE has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38k and a net result of €11k. Equity is growing by ~43.5% per year across the filed fiscal years. Its solvency ranks better than 79% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 5.52 against 5.82 in 2024; short-term debt: 17.8% and cash: 91.5% of total assets), and 17.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.2%
Return on assets
24.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
28 d late
2023
1 d early
2022
32 d early
2021
31 d early
2020
99 d early
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€11k▼ 18.0%
2024 · €14k
2018: €-2k
2019: €-6k
2020: €3k
2021: €2k
2022: €4k
2023: €11k
2024: €14k
2018 → 2025
Working capital
€37k▲ 18.3%
2024 · €31k
2018: €8k
2019: €2k
2020: €4k
2021: €9k
2022: €13k
2023: €21k
2024: €31k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9k-€13k▲ 45.9%€22k▲ 62.9%€32k▲ 44.6%€38k▲ 19.8%
Operating result€3k-€6k▲ 88.3%€15k▲ 145%€18k▲ 17.0%€15k▼ 17.6%
Net result€2k-€4k▲ 69.0%€11k▲ 171%€14k▲ 20.1%€11k▼ 18.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €46k
Fixed assets
€846▲ 170%
Current assets
€45k▲ 19.6%
Equity and liabilities €46k
Equity
€38k▲ 19.8%
Debt
€8k▲ 26.0%
The debt ratio rises from 17.0% to 17.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€15k▼
2024 · €18k
Cash flow
€12k▼
2024 · €14k
Solvency
82.2%▼
2024 · 83.0%
Current ratio
5.52▼
2024 · 5.82
Quick ratio
5.52▼
2024 · 5.82
Debt / equity
0.22▲
2024 · 0.21
ROE
29.8%▼
2024 · 43.5%
ROA
24.5%▼
2024 · 36.1%
Interest coverage
172.47▼
2024 · 222.38
Debt
€8k▲
2024 · €6k
Debt ≤ 1 year
€8k▲
2024 · €6k
Income taxes
€3k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€38k€46k▲
Fixed assets21/28€314€846▲
Tangible fixed assets22/27€314€846▲
Furniture and vehicles24€314€846▲
Current assets29/58€38k€45k▲
Amounts receivable within one year40/41€2k€3k▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€35k€42k▲
Equity and liabilities
Total equity and liabilities10/49€38k€46k▲
Equity10/15€32k€38k▲
Contributions10/11€5k€400▼
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€24k€36k▲
Amounts payable17/49€6k€8k▲
Amounts payable within one year42/48€6k€8k▲
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€4k€4k▼
Taxes450/3€4k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€290€381▲
Other operating charges640/8€231€239▲
Gross operating margin9900€18k€15k▼
Operating profit (loss)9901€18k€15k▼
Financial charges65/66B€82€88▲
Recurring financial charges65€82€88▲
Profit (loss) for the period before taxes9903€18k€15k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€14k€11k▼
Profit (loss) for the period to be appropriated9905€14k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€36k▲
Profit (loss) brought forward from the previous period14P€11k€24k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2018net €14k ▲20.1%
Operating result €18k, net result €14k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 5.82
Current ratio from 2.55 to 5.82; short-term debt falls from €14k to €6k.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 3.69
Current ratio from 1.44 to 3.69; short-term debt falls from €8k to €3k.
23-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 89 days late
2019
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
01-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 93 days late
2016
08-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steekspelstraat 101190 VorstGround area
532 m²
Building footprint
237 m²
Volume, LiDAR
2,452 m³
Parcel 21383B0031/00H043, Brussels · tallest building 12.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CONSULTING@VBE
since 20132.229.201.837
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21383B0031/00H043 | Brussels | 532 m² | 1 · 237 m² | 12.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 36,289 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-2013
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.