CONSULTIMMO
ActiveSummary
The computed 12-month bankruptcy probability of CONSULTIMMO is 1.8% (moderate). The 2025 annual accounts show negative equity (-€48,114) and a net result of -€20,926. Equity is shrinking by ~16.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 14254 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency0=
Growth58=
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.01 against 0.23 in 2024; short-term debt: 405.7% and cash: 0% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-383.4%
Return on assets
-166.7%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year -€48,114
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
30 d early
2024
29 d early
2023
27 d late
2022
13 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€48,114▼ 77.0%
2024 · -€27,188
Total assets
€12,549▼ 57.0%
2024 · €29,185
Net result
-€20,926
2024 · €31,555
Working capital
-€50,469▼ 24.2%
2024 · -€40,651
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result-€20,998--€35,477▼ 69.0%€33,385-€18,870
Net result-€23,119below the sector's middle half--€38,124below the sector's middle half▼ 64.9%€31,555above the sector's middle half-€20,926below the sector's middle half
Equity-€20,619below the sector's middle half--€58,743below the sector's middle half▼ 185%-€27,188below the sector's middle half▲ 53.7%-€48,114below the sector's middle half▼ 77.0%
Total assets€45,614below the sector's middle half-€22,768below the sector's middle half▼ 50.1%€29,185below the sector's middle half▲ 28.2%€12,549below the sector's middle half▼ 57.0%
Debt€66,233-€81,511▲ 23.1%€56,373▼ 30.8%€60,663▲ 7.6%
Working capital-€30,339within the sector's middle half--€75,628below the sector's middle half▼ 149%-€40,651within the sector's middle half▲ 46.2%-€50,469within the sector's middle half▼ 24.2%
Solvency-45.2%below the sector's middle half--258.0%below the sector's middle half▼ 212.8pp-93.2%below the sector's middle half▲ 164.9pp-383.4%below the sector's middle half▼ 290.2pp
Current ratio0.40below the sector's middle half-0.03below the sector's middle half▼ 0.370.23below the sector's middle half▲ 0.200.01below the sector's middle half▼ 0.22
Return on assets (ROA)-50.7%below the sector's middle half--167.4%below the sector's middle half▼ 116.8pp108.1%above the sector's middle half▲ 275.6pp-166.7%below the sector's middle half▼ 274.9pp
Staff (FTE)10.4
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €18,870 after €33,385 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €12,549
Fixed assets
€12,105 ▼ 29.7%
Current assets
€444 ▼ 96.3%
Key figures and ratios
EBITDA
-€13,757▼
2024 · €38,371
Cash flow
-€15,812▼
2024 · €36,541
Debt to equity
-1.26▲
2024 · -2.07
Interest coverage
-7.62▼
2024 · 24.12
Debt ≤ 1 year
€50,913▼
2024 · €52,616
Income taxes
€251▲
2024 · €239
Staff costs
€3,739▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 7,657 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a loss of 10% of the balance sheet or more
8.2%
went bankrupt
5.3%
stopped otherwise
84%
still going
A further 2.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,657 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €2,385 | €0 | €3,739 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,543 | €4,960 | €4,986 | €5,114 | ▲ 2.6% |
| Other operating charges640/8 | €1,416 | €613 | €616 | €636 | ▲ 3.1% |
| Gross operating margin9900 | -€17,039 | -€27,519 | €38,987 | -€9,382 | ▼ 124% |
| Operating profit (loss)9901 | -€20,998 | -€35,477 | €33,385 | -€18,870 | ▼ 157% |
| Financial income75/76B | €1 | €0 | - | €0 | - |
| Recurring financial income75 | €1 | €0 | - | €0 | - |
| Financial charges65/66B | €1,921 | €2,400 | €1,591 | €1,805 | ▲ 13.4% |
| Recurring financial charges65 | €1,921 | €2,400 | €1,591 | €1,805 | ▲ 13.4% |
| Profit (loss) for the period before taxes9903 | -€22,918 | -€37,877 | €31,794 | -€20,675 | ▼ 165% |
| Income taxes67/77 | €201 | €247 | €239 | €251 | ▲ 5.0% |
| Profit (loss) for the period9904 | -€23,119 | -€38,124 | €31,555 | -€20,926 | ▼ 166% |
| Profit (loss) for the period to be appropriated9905 | -€23,119 | -€38,124 | €31,555 | -€20,926 | ▼ 166% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €45,614 | €22,768 | €29,185 | €12,549 | ▼ 57.0% |
| Fixed assets21/28 | €25,628 | €20,668 | €17,219 | €12,105 | ▼ 29.7% |
| Intangible fixed assets21 | €15,130 | €11,630 | €8,130 | €4,630 | ▼ 43.0% |
| Tangible fixed assets22/27 | €10,498 | €9,037 | €9,089 | €7,475 | ▼ 17.8% |
| Furniture and vehicles24 | €3,887 | €3,101 | €2,316 | €1,530 | ▼ 33.9% |
| Other tangible fixed assets26 | €6,611 | €5,936 | €6,773 | €5,945 | ▼ 12.2% |
| Current assets29/58 | €19,986 | €2,100 | €11,966 | €444 | ▼ 96.3% |
| Amounts receivable within one year40/41 | €19,732 | €0 | €11,148 | €0 | ▼ 100% |
| Trade receivables40 | €17,737 | €0 | €11,148 | €0 | ▼ 100% |
| Other amounts receivable41 | €1,995 | €0 | - | - | - |
| Cash at bank and in hand54/58 | - | €1,862 | €67 | €0 | ▼ 100% |
| Deferred charges and accrued income490/1 | €254 | €238 | €751 | €444 | ▼ 40.8% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €45,614 | €22,768 | €29,185 | €12,549 | ▼ 57.0% |
| Equity10/15 | -€20,619 | -€58,743 | -€27,188 | -€48,114 | ▼ 77.0% |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Profit (loss) carried forward14 | -€23,119 | -€61,243 | -€29,688 | -€50,614 | ▼ 70.5% |
| Amounts payable17/49 | €66,233 | €81,511 | €56,373 | €60,663 | ▲ 7.6% |
| Amounts payable after more than one year17 | €15,908 | €3,764 | €0 | - | - |
| Financial debts170/4 | €15,908 | €3,764 | €0 | - | - |
| Amounts payable within one year42/48 | €50,325 | €77,728 | €52,616 | €50,913 | ▼ 3.2% |
| Current portion of amounts payable after more than one year42 | €12,926 | €13,144 | €4,764 | €0 | ▼ 100% |
| Financial debts43 | €1,074 | €0 | - | €4,998 | - |
| Credit institutions430/8 | €1,074 | €0 | - | €4,998 | - |
| Trade debts44 | €12,520 | €13,741 | €17,882 | €16,598 | ▼ 7.2% |
| Suppliers440/4 | €12,520 | €13,741 | €17,882 | €16,598 | ▼ 7.2% |
| Advances received on contracts in progress46 | €21,462 | €22,100 | €0 | - | - |
| Taxes, remuneration and social security45 | €476 | €2,633 | €9,057 | €7,191 | ▼ 20.6% |
| Taxes450/3 | €476 | €2,633 | €9,057 | €6,381 | ▼ 29.5% |
| Remuneration and social security454/9 | - | - | - | €810 | - |
| Other amounts payable47/48 | €1,867 | €26,110 | €20,914 | €22,125 | ▲ 5.8% |
| Accrued charges and deferred income492/3 | - | €19 | €3,756 | €9,750 | ▲ 160% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€23,119 | -€38,124 | €31,555 | -€20,926 | ▼ 166% |
| + Depreciation and write-downs630 | €2,543 | €4,960 | €4,986 | €5,114 | ▲ 2.6% |
| Operating cash flow (approximation) | -€20,576 | -€33,164 | €36,541 | -€15,812 | ▼ 143% |
| Investment in fixed assets (approximation) | - | €0 | -€1,538 | €0 | ▲ 100% |
| Change in cash | - | - | -€1,795 | -€67 | ▲ 96.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €31,555
Net result €31,555 after 2 loss-making years.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Weakest financial yearnet -€38,124
Net result drops to -€38,124, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2022
Ground area
172 m²
Building footprint
149 m²
Volume, LiDAR
1,103 m³
Parcel 57462A0293/00E002, Wallonia · tallest building 12.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CONSULTIMMO
since 20222.328.447.683
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57462A0293/00E002 | Wallonia | 172 m² | 1 · 149 m² | 12.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 3,761 companies in sector 68321 we hold annual accounts for 1,394. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-02-2022
Fiscal year end31-12
Activities, NACEBEL 2025
68321Property management for co-owned buildings (syndics)
68310Real estate agency activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0782395961
Also
9925:BE0782395961
Registered
06-08-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.