CONSULTES
ActiveSummary
CONSULTES has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.0m and a net result of €555,719. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 60% of 3241 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability93▲+1
Solvency89▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €170,000 at 30 days acceptable
Liquidity ample (current ratio 3.02 against 2.15 in 2024; short-term debt: 27.6% and cash: 28.2% of total assets), and 35.7% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.3%
Return on assets
17.9%
Age of the figures
18 mo
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 06-11-2025, 6 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
6 d late
2024
35 d early
2023
29 d early
2022
19 d early
2021
4 d early
2020
46 d early
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 12 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close29-09-2026 today31-10-2026 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, full schema
Turnover
€5.2m
EBIT margin
15.4%
Net result
€555,719▲ 7.7%
2024 · €516,179
Working capital
€1.7m▲ 40.4%
2024 · €1.2m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€5.2m
Operating result€380,714▼ 33.5%€334,465▼ 12.1%€284,474▼ 14.9%€696,606▲ 145%€798,384▲ 14.6%
Net result€258,267above the sector's middle half▼ 38.9%€224,868above the sector's middle half▼ 12.9%€188,432above the sector's middle half▼ 16.2%€516,179above the sector's middle half▲ 174%€555,719above the sector's middle half▲ 7.7%
EBIT margin15.4%
Equity€999,874within the sector's middle half▼ 29.9%€1.2mwithin the sector's middle half▲ 16.5%€1.2mwithin the sector's middle half▲ 0.1%€1.5mabove the sector's middle half▲ 28.4%€2.0mwithin the sector's middle half▲ 33.5%
Total assets€2.2mwithin the sector's middle half▼ 25.3%€2.2mwithin the sector's middle half▲ 0.6%€2.4mwithin the sector's middle half▲ 10.7%€2.8mwithin the sector's middle half▲ 15.9%€3.1mwithin the sector's middle half▲ 12.0%
Debt€1.2m▼ 16.4%€999,701▼ 13.3%€1.2m▲ 22.9%€1.3m▲ 4.1%€1.1m▼ 13.2%
Working capital€466,060above the sector's middle half▼ 20.4%€693,048above the sector's middle half▲ 48.7%€939,862above the sector's middle half▲ 35.6%€1.2mabove the sector's middle half▲ 31.3%€1.7mabove the sector's middle half▲ 40.4%
Solvency46.5%within the sector's middle half▼ 3.1pp53.8%within the sector's middle half▲ 7.4pp48.7%within the sector's middle half▼ 5.1pp53.9%within the sector's middle half▲ 5.3pp64.3%within the sector's middle half▲ 10.4pp
Current ratio1.41within the sector's middle half▼ 0.931.70within the sector's middle half▲ 0.291.86within the sector's middle half▲ 0.172.15within the sector's middle half▲ 0.293.02within the sector's middle half▲ 0.87
Return on assets (ROA)12.0%within the sector's middle half▼ 2.7pp10.4%within the sector's middle half▼ 1.6pp7.9%within the sector's middle half▼ 2.5pp18.6%above the sector's middle half▲ 10.7pp17.9%above the sector's middle half▼ 0.7pp
Staff (FTE)19.1above the sector's middle half▲ 29.1%23.6above the sector's middle half▲ 23.6%27.8above the sector's middle half▲ 17.8%29.5above the sector's middle half▲ 6.1%28.3above the sector's middle half▼ 4.1%
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 15% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.1m
Fixed assets
€517,212 ▲ 10.7%
Current assets
€2.6m ▲ 12.3%
Equity and liabilities €3.1m
Equity
€2.0m ▲ 33.5%
Debt
€1.1m ▼ 13.2%
Debt's share of the balance-sheet total falls from 46.1% to 35.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€992,120▲
2024 · €884,621
Cash flow
€749,454▲
2024 · €704,194
Debt to equity
0.55▼
2024 · 0.85
ROE
27.8%▼
2024 · 34.5%
Interest coverage
52.85▼
2024 · 91.41
Debt ≤ 1 year
€859,244▼
2024 · €1.1m
Debt > 1 year
€219,343▲
2024 · €162,393
Income taxes
€236,200▲
2024 · €178,673
Staff costs
€2.4m▼
2024 · €2.4m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,811 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 97% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.3%
went bankrupt
3.2%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,811 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | - | - | - | €5.4m | - |
| Turnover70 | - | - | - | - | €5.2m | - |
| Other operating income74 | - | - | - | - | €159,867 | - |
| Non-recurring operating income76A | €4,331 | €0 | - | - | - | - |
| Operating charges60/66A | - | - | - | - | €4.6m | - |
| Goods for resale, raw materials and consumables60 | - | - | - | - | €590,835 | - |
| Purchases600/8 | - | - | - | - | €590,835 | - |
| Services and other goods61 | - | - | - | - | €1.4m | - |
| Remuneration, social security and pensions62 | €1.5m | €1.8m | €2.1m | €2.4m | €2.4m | ▼ 0.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €80,569 | €136,276 | €146,495 | €188,015 | €193,735 | ▲ 3.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €5,910 | €1,720 | €20,647 | €2,580 | ▼ 87.5% |
| Other operating charges640/8 | €23,864 | €19,044 | €26,827 | €32,139 | €31,222 | ▼ 2.9% |
| Non-recurring operating charges66A | €2,533 | €0 | €8,018 | €8,729 | €4,634 | ▼ 46.9% |
| Gross operating margin9900 | €2.0m | €2.3m | €2.6m | €3.3m | - | - |
| Operating profit (loss)9901 | €380,714 | €334,465 | €284,474 | €696,606 | €798,384 | ▲ 14.6% |
| Financial income75/76B | €1,335 | €1,563 | €2,032 | €7,922 | €13,769 | ▲ 73.8% |
| Recurring financial income75 | €789 | €1,563 | €2,032 | €7,922 | €13,769 | ▲ 73.8% |
| Income from financial fixed assets750 | - | - | - | - | €334 | - |
| Income from current assets751 | - | - | - | - | €11,846 | - |
| Other financial income752/9 | - | - | - | - | €1,588 | - |
| Non-recurring financial income76B | €546 | €0 | - | - | - | - |
| Financial charges65/66B | €13,012 | €15,643 | €16,112 | €9,677 | €20,234 | ▲ 109% |
| Recurring financial charges65 | €13,012 | €15,643 | €16,112 | €9,677 | €20,234 | ▲ 109% |
| Debt charges650 | - | - | - | - | €18,771 | - |
| Write-downs on current assets other than stocks, contracts in progress and trade receivables: additions (reversals)651 | - | - | - | - | €0 | - |
| Other financial charges652/9 | - | - | - | - | €1,464 | - |
| Profit (loss) for the period before taxes9903 | €369,037 | €320,386 | €270,394 | €694,851 | €791,919 | ▲ 14.0% |
| Income taxes67/77 | €110,770 | €95,518 | €81,961 | €178,673 | €236,200 | ▲ 32.2% |
| Taxes670/3 | - | - | - | - | €236,457 | - |
| Tax adjustments and reversals of tax provisions77 | - | - | - | - | €257 | - |
| Profit (loss) for the period9904 | €258,267 | €224,868 | €188,432 | €516,179 | €555,719 | ▲ 7.7% |
| Profit (loss) for the period to be appropriated9905 | €258,267 | €224,868 | €188,432 | €516,179 | €555,719 | ▲ 7.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.2m | €2.2m | €2.4m | €2.8m | €3.1m | ▲ 12.0% |
| Fixed assets21/28 | €539,313 | €475,714 | €364,439 | €467,211 | €517,212 | ▲ 10.7% |
| Intangible fixed assets21 | €347,547 | €290,472 | €224,667 | €156,814 | €78,635 | ▼ 49.9% |
| Tangible fixed assets22/27 | €180,926 | €174,402 | €128,932 | €299,557 | €427,737 | ▲ 42.8% |
| Plant, machinery and equipment23 | €69,185 | €72,046 | €52,479 | €33,408 | €36,418 | ▲ 9.0% |
| Furniture and vehicles24 | €109,844 | €100,916 | €75,470 | €265,622 | €391,250 | ▲ 47.3% |
| Other tangible fixed assets26 | €1,897 | €1,440 | €983 | €526 | €69 | ▼ 86.8% |
| Financial fixed assets28 | €10,840 | €10,840 | €10,840 | €10,840 | €10,840 | = |
| Other financial fixed assets284/8 | - | - | - | - | €10,840 | - |
| Amounts receivable and cash guarantees285/8 | - | - | - | - | €10,840 | - |
| Current assets29/58 | €1.6m | €1.7m | €2.0m | €2.3m | €2.6m | ▲ 12.3% |
| Stocks and contracts in progress3 | - | - | - | - | €0 | - |
| Amounts receivable within one year40/41 | €618,414 | €931,529 | €1.3m | €1.2m | €1.2m | ▲ 2.4% |
| Trade receivables40 | €614,810 | €917,250 | €1.3m | €1.2m | €1.2m | ▲ 1.4% |
| Other amounts receivable41 | €3,604 | €14,279 | €25 | €75 | €12,322 | ▲ 16,329% |
| Current investments50/53 | €49,131 | €47,633 | €44,193 | €648,945 | €448,445 | ▼ 30.9% |
| Other investments51/53 | - | - | - | - | €448,445 | - |
| Cash at bank and in hand54/58 | €920,187 | €683,267 | €674,753 | €441,675 | €876,431 | ▲ 98.4% |
| Deferred charges and accrued income490/1 | €25,477 | €26,299 | €21,929 | €35,223 | €55,399 | ▲ 57.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.2m | €2.2m | €2.4m | €2.8m | €3.1m | ▲ 12.0% |
| Equity10/15 | €999,874 | €1.2m | €1.2m | €1.5m | €2.0m | ▲ 33.5% |
| Contributions10/11 | €10,421 | €10,420 | €10,420 | €10,420 | €10,420 | = |
| Reserves13 | €322,928 | €322,928 | €322,928 | €322,928 | €322,928 | = |
| Tax-exempt reserves132 | €143,620 | €1,121 | €1,121 | €1,121 | €1,121 | = |
| Distributable reserves133 | €179,308 | €321,807 | €321,807 | €321,807 | €321,807 | = |
| Profit (loss) carried forward14 | €666,525 | €831,393 | €832,841 | €1.2m | €1.7m | ▲ 43.1% |
| Amounts payable17/49 | €1.2m | €999,701 | €1.2m | €1.3m | €1.1m | ▼ 13.2% |
| Amounts payable after more than one year17 | €2,500 | €0 | €135,417 | €162,393 | €219,343 | ▲ 35.1% |
| Financial debts170/4 | €2,500 | €0 | €135,417 | €162,393 | €219,343 | ▲ 35.1% |
| Credit institutions173 | - | - | - | - | €219,343 | - |
| Amounts payable within one year42/48 | €1.1m | €995,680 | €1.1m | €1.1m | €859,244 | ▼ 20.1% |
| Current portion of amounts payable after more than one year42 | €14,362 | €2,500 | €108,333 | €151,452 | €104,096 | ▼ 31.3% |
| Financial debts43 | - | - | €18 | €0 | - | - |
| Credit institutions430/8 | - | - | €18 | €0 | - | - |
| Trade debts44 | €119,345 | €233,140 | €229,363 | €203,372 | €174,864 | ▼ 14.0% |
| Suppliers440/4 | €119,345 | €233,140 | €229,363 | €203,372 | €174,864 | ▼ 14.0% |
| Taxes, remuneration and social security45 | €268,895 | €364,622 | €560,778 | €538,743 | €526,837 | ▼ 2.2% |
| Taxes450/3 | €69,679 | €72,091 | €140,413 | €100,580 | €103,359 | ▲ 2.8% |
| Remuneration and social security454/9 | €199,216 | €292,531 | €420,365 | €438,163 | €423,478 | ▼ 3.4% |
| Other amounts payable47/48 | €744,547 | €395,418 | €192,357 | €181,627 | €53,447 | ▼ 70.6% |
| Accrued charges and deferred income492/3 | €2,999 | €4,021 | €2,696 | €41,307 | €31,162 | ▼ 24.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €258,267 | €224,868 | €188,432 | €516,179 | €555,719 | ▲ 7.7% |
| + Depreciation and write-downs630 | €80,569 | €136,276 | €146,495 | €188,015 | €193,735 | ▲ 3.0% |
| Operating cash flow (approximation) | €338,836 | €361,144 | €334,927 | €704,194 | €749,454 | ▲ 6.4% |
| Investment in fixed assets (approximation) | - | -€72,678 | -€35,220 | -€290,787 | -€243,737 | ▲ 16.2% |
| Change in cash | - | -€236,920 | -€8,514 | -€233,078 | €434,756 | ▲ 287% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
06-11
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 6 days late
31-03
Financial
Highest result since 2019net €555,719 ▲7.7%
Operating result €798,384, net result €555,719, both a record.
31-03
Financial
Equity above €2mEq €2.0m ▲33.5%
7 profitable years in a row build equity to €2.0m.
2024
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
02-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Weakest financial yearnet €188,432 ▼16.2%
Net result drops to €188,432, the lowest in the series; recovery starts the following year.
2022
12-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Equity above €1mEq €1.2m ▲16.5%
4 profitable years in a row build equity to €1.2m.
2021
27-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
15-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial
Liquidity doublescurrent ratio 2.34
Current ratio from 1.02 to 2.34; short-term debt falls from €677,159 to €436,631.
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2018
12-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 12 days late
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 2 establishment units since 2007
Ground area
1.2 ha
Building footprint
2,266 m²
Volume, LiDAR
37,350 m³
3 parcels, Flanders · tallest building 22.5 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
CONSULTES
since 20072.165.196.386
CONSULTES
since 20172.261.911.326
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24038D0243/00D002 | Flanders | 1.1 ha | 1 · 1,940 m² | 20.6 m · 6 fl. |
| 34042A0533/00H002 | Flanders | 816 m² | 1 · 121 m² | 9.2 m · 1 fl. |
| 11302D1288/00L006 | Flanders | 408 m² | 1 · 205 m² | 22.5 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Structure & network
Owners and holdings
1 ownerOwners 1
-
13.98%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 27,180 EUR awarded · 26,206 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 3,035 EUR | 2,510 EUR |
| 2024 | 1 | 7,790 EUR | 7,184 EUR |
| 2023 | 2 | 8,855 EUR | 9,012 EUR |
| 2022 | 1 | 7,500 EUR | 7,500 EUR |
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Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 20,193 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded10-01-2007
Fiscal year end31-03
Activities, NACEBEL 2025
70200Business and other management consultancy
74999Other professional, scientific and technical activities
68201Renting and operating of own or leased residential real estate, excluding social housing
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:0886277914
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.