CONSULTENAERE
ActiveCONSULTENAERE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1k and a net result of €147k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 6% of 5495 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 5495 sector peers (2025).
NBB · sector comparisonPosition among 5495 sector peers
Solvency
better than 6%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-04-2026, 98 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
98 d early
2024
107 d early
2023
51 d early
2022
31 d early
2021
67 d early
2020
22 d early
2019
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1k▼ 93.0%
2024 · €14k
2019: €7k
2020: €80k
2021: €179k
2022: €13k
2023: €14k
2024: €14k
2019 → 2025
Net result
€147k▼ 13.6%
2024 · €170k
2019: €7k
2020: €74k
2021: €100k
2022: €110k
2023: €124k
2024: €170k
2019 → 2025
Total assets
€127k▼ 35.5%
2024 · €196k
2019: €14k
2020: €96k
2021: €200k
2022: €127k
2023: €104k
2024: €196k
2019 → 2025
Solvency
0.8%▼ 6.4pp
2024 · 7.2%
2019: 49.3%
2020: 83.3%
2021: 89.8%
2022: 9.9%
2023: 13.4%
2024: 7.2%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€179k-€13k▼ 93.0%€14k▲ 11.0%€14k▲ 1.8%€1k▼ 93.0%
Operating result€127k-€140k▲ 10.5%€166k▲ 18.2%€227k▲ 37.1%€197k▼ 13.2%
Net result€100k-€110k▲ 9.9%€124k▲ 13.0%€170k▲ 37.4%€147k▼ 13.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €127k
Fixed assets
€45k▼ 19.9%
Current assets
€81k▼ 41.8%
Equity and liabilities €127k
Equity
€1k▼ 93.0%
Debt
€126k▼ 31.0%
The debt ratio rises from 92.8% to 99.2%: equity shrinks faster than debt is paid down.
Key figures and ratios
Solvency
0.8%▼
2024 · 7.2%
ROA
116.1%▲
2024 · 86.7%
Debt
€126k▼
2024 · €182k
Debt ≤ 1 year
€126k▼
2024 · €182k
Income taxes
€50k▼
2024 · €57k
A ratio outside any meaningful range has been withheld (balance sheet total €127k, equity €1k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€196k€127k▼
Fixed assets21/28€57k€45k▼
Tangible fixed assets22/27€57k€45k▼
Furniture and vehicles24€53k€43k▼
Other tangible fixed assets26€3k€3k▼
Current assets29/58€140k€81k▼
Amounts receivable within one year40/41€73k€57k▼
Trade receivables40€73k€44k▼
Other amounts receivable41-€13k
Cash at bank and in hand54/58€67k€24k▼
Deferred charges and accrued income490/1-€108
Equity and liabilities
Total equity and liabilities10/49€196k€127k▼
Equity10/15€14k€1k▼
Contributions10/11€1k€1k=
Profit (loss) carried forward14€13k€0▼
Amounts payable17/49€182k€126k▼
Amounts payable within one year42/48€182k€126k▼
Trade debts44€497€2k▲
Suppliers440/4€497€2k▲
Taxes, remuneration and social security45€10k€12k▲
Taxes450/3€10k€12k▲
Other amounts payable47/48€172k€112k▼
Accrued charges and deferred income492/3€169€172▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€11k▲
Other operating charges640/8€141€144▲
Non-recurring operating charges66A€0-
Gross operating margin9900€230k€209k▼
Operating profit (loss)9901€227k€197k▼
Financial income75/76B€739€438▼
Recurring financial income75€739€438▼
Financial charges65/66B€190€120▼
Recurring financial charges65€190€120▼
Profit (loss) for the period before taxes9903€228k€197k▼
Income taxes67/77€57k€50k▼
Profit (loss) for the period9904€170k€147k▼
Profit (loss) for the period to be appropriated9905€170k€147k▼
Appropriation of the result
Profit (loss) to be appropriated9906€183k€160k▼
Profit (loss) brought forward from the previous period14P€13k€13k▲
Profit to be distributed694/7€170k€160k▼
Return on contributions (dividend)694€170k€160k▼
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
15-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2019net €170k ▲37.4%
Operating result €227k, net result €170k, both a record.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
25-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €150kEq €179k ▲125%
3 profitable years in a row build equity to €179k.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity triplescurrent ratio 5.99
Current ratio from 2.02 to 5.99.
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Muishondstraat 29000 GentGround area
1,404 m²
Building footprint
506 m²
Volume, LiDAR
233 m³
Parcel 44807G0908/00V007, Flanders · tallest building 15.2 m. Linked by address, not a title deed.
1 establishment unit
CONSULTENAERE
since 20192.296.520.629
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44807G0908/00V007 | Flanders | 1,404 m² | 1 · 506 m² | 15.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 1,000 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-12-2019
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
62900Other information technology and computer services
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.