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CONSULTEAM4U

Active
Private limited companyfounded 20205 yrs activeRue de l'Etoile 30, 1301 Wavre, BelgiumKBO/BCE: BE 0757.856.644
Summary

The computed 12-month bankruptcy probability of CONSULTEAM4U is 2.9% (moderate). The 2024 annual accounts show equity of €35,744 and a net result of €8,126. Equity is growing by ~16.1% per year across the filed fiscal years. Its solvency ranks better than 19% of 15366 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
CONSULTEAM4UActiveChecked score 49/100
Risk analysis ReportCompare

Overview

What they do
Certified accountants and tax accountants
NACE 69201
2 sites
How big
€149,150total assets 2024
Staff
0.5 FTE
Equity
€35,744
Profit
€8,126
Turnover not published (abridged schema)
Financially healthy?
49 Fair Checked score 2024
Bankruptcy chance 12 m
2.9%
Who decides
Accounts 63 d overdue0 of 5 deeds read
Why 49- Figures for FY 2024 (filed 24-09-2025)- 1 change of registered office in 24 months- 1 financial year not filed after the legal deadline; latest accounts 55 days late; 3 of the last 3 late+ Sector Legal and accounting activities (NACE 69)Show the evidence

Checked score

Score 2024
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 18% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Average
Solvency 49-19
equity 24.0% of total assets
Liquidity 24-9
short-term debt 61.6% · cash 5.3%
Profitability 74-5
return on assets 5.4%
Bankruptcy probability, 12 months
2.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (19,709 companies)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● 0.0% vs 11-2024 01-2025: 0.3%▼ -0.8% vs 12-2024lowest value 02-2025: 0.6%▲ +132% vs 01-2025 03-2025: 0.7%▲ +21.5% vs 02-2025 04-2025: 0.7%▲ +2.1% vs 03-2025 05-2025: 0.7%▼ -3.0% vs 04-2025 06-2025: 0.8%▲ +4.6% vs 05-2025 07-2025: 0.8%▲ +10.3% vs 06-2025 08-2025: 1.3%▲ +52.5% vs 07-2025 09-2025: 1.7%▲ +37.6% vs 08-2025 10-2025: 0.7%▼ -60.8% vs 09-2025 11-2025: 0.7%▲ +6.9% vs 10-2025 12-2025: 0.7%● 0.0% vs 11-2025 01-2026: 0.7%● 0.0% vs 12-2025 02-2026: 0.7%▲ +1.6% vs 01-2026 03-2026: 0.9%▲ +17.7% vs 02-2026 04-2026: 0.9%▲ +2.1% vs 03-2026 05-2026: 0.9%▼ -2.5% vs 04-2026 06-2026: 0.9%▲ +2.5% vs 05-2026 07-2026: 1.0%▲ +9.4% vs 06-2026 08-2026: 1.4%▲ +42.0% vs 07-2026 09-2026: 1.9%▲ +33.3% vs 08-2026 10-2026: 2.9%▲ +56.5% vs 09-2026highest value
  • Sector Legal and accounting activities (NACE 69) lowers the probability
  • Figures for FY 2024 (filed 24-09-2025) raises the probability
  • 1 change of registered office in 24 months raises the probability
  • 1 financial year not filed after the legal deadline; latest accounts 55 days late; 3 of the last 3 late raises the probability
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.14 against 1.56 in 2023; short-term debt: 61.6% and cash: 5.3% of total assets), and 76% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 25%, liquidity 6%, profitability 25%, growth against the median 16%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Legal and accounting activities (NACE 69)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Figures for FY 2024 (filed 24-09-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · 1 financial year not filed after the legal deadline; latest accounts 55 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 15366 sector peers (2024).
NBB · sector comparison
Position among 15366 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-09-2025, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
not confirmed
2024
55 d late
2023
67 d late
2022
61 d late
2021
54 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 59 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Weakest financial yearnet €8,126 ▼5.9%
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 63 d late View
  • Caution: Among the weakest 20% on solvencysector median 59.2% · 15,366 companies 24.0% View
  • Total assets 20244 fiscal years filed €149,150 View

By topic

Financials

Fiscal year
2024
Total assets
€149,150
Profit
€8,126
Solvency
24.0%
Total assets▲ 35.1%
Net result
20212024
Go to Financials

Timeline

Events
5
Since
2022
  1. 24-09-2025Annual accounts filed
  2. 31-12-2024Weakest financial year
  3. 06-10-2024Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Certified accountants and tax accountantsNACE 69201
Founded
05-11-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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